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Most homeowners or drivers have some form of homeowners and auto insurance; however, their coverage might not be enough ...
10/13/2026

Most homeowners or drivers have some form of homeowners and auto insurance; however, their coverage might not be enough to protect them in the event of a major claim.

When a serious accident or unexpected lawsuit exceeds what your existing policies can cover, the gap between what you owe and what your insurance pays becomes very real, very fast. That’s where umbrella liability coverage comes in.

Umbrella liability insurance covers costs that would otherwise come straight out of your pocket. With relatively low annual costs, this comprehensive coverage can be one of the most affordable ways to fully protect what you love.

So, if you’re curious about whether umbrella insurance makes sense for your situation, please don’t hesitate to reach out to our team. We are here to help you run the numbers and see what makes sense.

Costly commercial coverage gaps haunting your portfolio do not announce themselves. They show up as frightening surprise...
10/08/2026

Costly commercial coverage gaps haunting your portfolio do not announce themselves. They show up as frightening surprises, usually at the worst possible moment.

So that’s why this Halloween, our team wanted to pull back the curtain on the gaps that most commonly haunt businesses when a claim hits. Swipe through to see what might be hiding in your policy.

Not sure if any coverage gaps might be lurking in your coverage? That’s where we come in. We are here to help you review your policy and ensure your business is fully protected.

Since October is Long-Term Care Planning Month, we want to share information about the impact of long-term care planning...
10/06/2026

Since October is Long-Term Care Planning Month, we want to share information about the impact of long-term care planning on retirement and financial security. Swipe through for a few of the most common questions we hear about long-term care planning.

If you'd like to discuss your long-term care planning options, please feel free to contact us. We are always happy to help.

As the days get shorter, deer become much more active and are more likely to cross roadways — especially around dawn and...
10/06/2026

As the days get shorter, deer become much more active and are more likely to cross roadways — especially around dawn and dusk. For businesses with employees on the road, this seasonal increase can pose real safety risks and lead to vehicle downtime.

With that in mind, our team wants to share a few reminders to help keep your drivers, passengers, and business vehicles protected this fall.

So, if you're not sure what your current commercial auto policy includes or would like to review your business vehicle coverage this fall, feel free to reach out. We'd be happy to answer your questions and help you understand your options.

Theft prevention is something many homeowners think about, especially when it comes to keeping their families and belong...
09/24/2026

Theft prevention is something many homeowners think about, especially when it comes to keeping their families and belongings safe. A break-in can be unsettling on a personal and financial level, but taking a few simple steps can make a real difference.

Our team at MTZ Insurance Agency put together some easy prevention tips to help strengthen your home’s security. Swipe through to learn more.

Even with precautions in place, no prevention method can guarantee full protection. That’s why having homeowners insurance with the right theft coverage is so important. The right policy can help protect both your home and your personal property after a loss.

If you’re unsure whether your policy offers enough protection, we’re here to help. Reach out to our team at MTZ Insurance Agency anytime for a coverage review or guidance tailored to your home in South Texas.

Hard to believe we’re already closing in on the final stretch of the year. With just about 100 days left, it’s a good ti...
09/22/2026

Hard to believe we’re already closing in on the final stretch of the year. With just about 100 days left, it’s a good time to pause and think about how much has changed in your life.

New car? New home? A career shift or a growing family? These milestones are exciting, but they can also create quiet gaps in your insurance coverage if your policies haven’t kept up.

Here are some common life changes that can affect your auto, home, or personal coverage:

• Buying a new home or completing renovations
• Purchasing a new vehicle
• Changes in your household such as marriage, divorce, or a new driver
• Adding valuables like jewelry, collectibles, or family heirlooms
• A change in income, assets, or career

If any of these sound familiar, our team at MTZ Insurance Agency is here to help you review your policies and make sure they still match where you are today. A quick conversation can bring a lot of clarity and peace of mind.

Want to go into the rest of the year feeling confident about your coverage? Reach out anytime—we’re here to help South Texas families and businesses stay protected.

After-school hours can get busy fast, and a quick safety review can give families extra peace of mind as students head h...
09/15/2026

After-school hours can get busy fast, and a quick safety review can give families extra peace of mind as students head home for the day. Our team at MTZ Insurance Agency knows how important it is to keep kids safe, especially during the school-year routine here in South Texas.

Here are a few simple reminders to share with your student:

🔵 Set a check-in routine so your child contacts you when they arrive home. Tools like a family locator app or a GPS tracker on their backpack can help you keep an eye on their route.

🔵 If they’ll be home alone, make sure they understand rules about locking doors, who can visit, and what to do if someone unexpected comes by.

🔵 Review internet safety together, especially the importance of never sharing personal information like their name, address, or school online.

🔵 Make sure your child knows what to do in an emergency, whether it’s severe weather, a fire drill plan, or knowing which trusted adult to call for help.

🔵 If they walk or bike home, go over the route together and remind them to avoid unfamiliar shortcuts and never accept rides from people they don’t know.

We hope these tips make after-school routines a little smoother for your family this year. If you ever need guidance or have questions about protecting the things that matter most, our team at MTZ Insurance Agency is here to help.

Voluntary benefits can be a great way to strengthen your overall compensation package without raising costs across the b...
09/15/2026

Voluntary benefits can be a great way to strengthen your overall compensation package without raising costs across the board. These add‑on options give employees the freedom to choose coverage that fits their needs while helping employers build a more competitive workplace.

At MTZ Insurance Agency, our team works with businesses across South Texas to compare multiple carriers and tailor benefit options that support both your budget and your employees.

Want to explore ways to enhance your current benefits package? We’re here to walk you through your options and answer any questions.

With fall around the corner, now is a great time to look over your home and take care of small fixes before they turn in...
09/15/2026

With fall around the corner, now is a great time to look over your home and take care of small fixes before they turn into costly repairs. A little preventative maintenance can go a long way in protecting your space as the seasons change.

Here are a few key areas worth checking as we head into cooler weather. Taking just a few minutes now can help avoid stress later.

If you'd like recommendations for trusted local providers here in South Texas, our team at MTZ Insurance Agency is always happy to help. And if you ever have questions about your home insurance or want an agent-led coverage review, just give us a call. We’re here to make things easier for you.

Twenty-five years later, we continue to reflect on the courage and unity that carried our nation through one of its dark...
09/11/2026

Twenty-five years later, we continue to reflect on the courage and unity that carried our nation through one of its darkest days.

Today, on Patriot Day, we honor the lives lost on September 11, 2001, and we recognize the unwavering bravery of the first responders, volunteers, and everyday people who stepped forward when it mattered most.

As a South Texas community, we remember their strength. We honor their sacrifice. And we will never forget.

Address

Hebbronville, TX
78361

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+13615275588

Website

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