Allen Garland, NMLS #2729645 Riverside Funding LLC

05/26/2026

Your debt-to-income ratio plays a major role in approval—not just credit score.

Let’s calculate yours.

05/09/2026

Attention local business professionals! Check out this event coming to Warsaw on Tuesday, 5/26, from 10am - 12noon.

04/30/2026

In the ever changing mortgage world you really need someone in your corner.
Contact me today before you buy or refinance.

When you’re in the market for a home, fluctuations in mortgage interest rates can be unsettling. After all, the interest rate on your mortgage affects the price range you can comfortably afford. Approaching the issue with knowledge—including an understanding of how rate changes impact your month...

04/28/2026

No two borrowers are the same. Your loan should be tailored to your goals—not forced into a template.

04/23/2026

🏡 Looking at homes this weekend?
Make sure you’re ready when the right one hits.

Getting pre-approved puts you in a stronger position, helps you move faster, and shows sellers you’re serious.

Don’t wait until you find the perfect home—be ready for it.

📲 Call or message me today to get started.
NMLS #2729645

04/21/2026

If you’re thinking about buying in the Northern Neck, don’t overlook USDA financing 🌊🌾
Because most of the Northern Neck is USDA-eligible, many buyers can take advantage of:
✔️ 0% down payment
✔️ Flexible credit guidelines
✔️ Competitive interest rates
Every situation is different, and eligibility depends on both income and property location—but it’s absolutely worth a conversation.
Reach out anytime if you’d like to explore your options.
📞 804-580-1167
Allen Garland, Mortgage Loan Originator
Riverside Funding | NMLS #2729645

04/16/2026

https://youtube.com/shorts/iHY8p61hALI?si=mGqqQOvvItLUZA4J

What is the Ideal Credit Score?