Advisors Mortgage Group - Robert "Bob" Baerenbach

08/05/2024

03/11/2024

Finding Your Perfect Home in a Fixer Upper

If you’re trying to buy a home and are having a hard time finding one you can afford, it may be time to consider a fixer-upper. That’s a house that needs a little elbow grease or some updates, but has good bones. Fixer-uppers can be a really great option if you’re looking to break into the housing market or want to stretch your budget further. According to NerdWallet:

“Buying a fixer-upper can provide a path to homeownership for first-time home buyers or a way for repeat buyers to afford a larger home or a better neighborhood. With the relatively low inventory of homes for sale these days, a move-in ready home can be hard to find, especially if you’re on a budget.”
Basically, since the number of homes for sale is still so low, if you’re only willing to tour homes that have all your dream features, you may be cutting down your options too much and making it harder on yourself than necessary. It may be time to cast a wider net.

Sometimes the perfect home is the one you perfect after buying it.
Here’s some information that can help you pinpoint what you truly need so you can be strategic in your home search. First, make a list of all the features you want in a home. From there, work to break those features into categories like this:

Must-Haves - If a house doesn’t have these features, it won’t work for you and your lifestyle.
Nice-To-Haves - These are features you’d love to have but can live without. Nice-to-haves aren’t dealbreakers, but if you find a home that hits all the must-haves and some of these, it’s a contender.
Dream State - This is where you can really think big. Again, these aren’t features you’ll need, but if you find a home in your budget that has all the must-haves, most of the nice-to-haves, and any of these, it’s a clear winner.

Once you’ve sorted your list in a way that works for you, share it with your real estate agent. They’ll help you find homes that deliver on your top needs right now and have the potential to be your dream home with a little bit of sweat equity. Lean on their expertise as you think through what’s possible, what features are easy to change or add, and how to make it happen. According to Progressive:

“Many real estate agents specialize in finding fixer-uppers and have a network of inspectors, contractors, electricians, and the like.”
Your agent can also offer advice on which upgrades and renovations will set you up to get the greatest return on your investment if you ever decide to sell down the line.

Bottom Line
If you haven’t found a home you love that’s in your budget, it may be worth thinking through all your options, including fixer-uppers. Sometimes the perfect home for you is the one you perfect after buying it. To see what’s available in our area, let’s connect.

01/28/2024

House photos, infographics, and listing agent details for 12 Rose Ct Unit 102, Toms River, NJ 08753. This home is priced at $474,900, with 3 beds, 3 baths, and 1,846 sqft.

12/14/2023

Your Homebuying Adventure, starts with your Pre-Approval process!
Click this link to Apply Now ... https://rbaerenbach.advisorsmortgage.com/applynow
Are you ready to get pre-approved or simply have questions, click the link above to get started or contact me at 732.695.6034 or at https://rbaerenbach.advisorsmortgage.com/contact
Being pre-approved for a loan can give you clarity while planning your homebuying budget, confidence in your ability to secure a loan, and a competitive edge in a bidding war.
Here are the key milestones you’ll encounter on your path to homeownership.

12/14/2023

Are today’s housing market headlines leaving you with more questions than answers?
Download Your FREE e-Guides
Buying A Home Guide - https://bit.ly/46WzSLO
Selling A Home Guide - https://bit.ly/3GE36o3
First-Time Home Buyer Guide - https://bit.ly/3uXGLzr
Contact me today at 732.695.6034 or at https://rbaerenbach.advisorsmortgage.com/contact to get started with your next move.
That can be tough when you’re trying to decide if you’re ready to buy or sell a home. To get the answers you need, Download your digital copies of the Winter Buyer and Seller Guides. They're your key to a clearer understanding of today's housing market.

12/14/2023

Achieving the dream of having a home may be more within reach than you think, especially when you know where to find the right support. Contact me at 732.695.6034 or at https://rbaerenbach.advisorsmortgage.com/contact to learn more about your options!

If you’re looking to buy a home, your down payment doesn’t have to be a big hurdle.

12/14/2023

We just launched my new Advisors Mortgage business page!
Please click on the link below to view my new page.
"Like" it? Please "Share" it!
https://www.facebook.com/mynmls202884/
From my business page, you will have access to some great mortgage tools and Home Buyer’s and Seller’s resources.
Mortgage Tools like –
* Download my digital business card
* Quick & Easy Online Mortgage Application
* Mortgage Calculators
* FREE "Instant" Home Values
* Request Your Personalized Rate Quote
* Home Buyer and & Seller e-Guides
* Real Estate & Mortgage Tips and so much more!

Thank you. Advisors Mortgage Group - Robert "Bob" Baerenbach

12/13/2023

Hello. Your home mortgage goals just got easier!
You can click this link, http://advisorsecard.com/rb, or SCAN the image to download my Advisors Mortgage e-CARD.
All your mortgage tools are in one place.
Mortgage Tools like -
* Quick & Easy Online Mortgage Application
* Mortgage Calculators
* FREE "Instant" Home Values
* Request Your Personalized Rate Quote
* Home Buyer and & Seller e-Guides
* Real Estate & Mortgage Tips and so much more!
I am looking forward to helping you with your next move!
Robert Healy

12/13/2023

We just launched my new Advisors Mortgage business page!
Please click on the link below to view my new page.
"Like" it? Please "Share" it!
https://www.facebook.com/mynmls202884/
From my business page, you will have access to some great mortgage tools and Home Buyer’s and Seller’s resources.
Mortgage Tools like -
* Quick & Easy Online Mortgage Application
* Mortgage Calculators
* FREE "Instant" Home Values
* Request Your Personalized Rate Quote
* Home Buyer and & Seller e-Guides
* Real Estate & Mortgage Tips and so much more!

12/12/2023

12/12/2023

With the current affordability challenges and limited housing supply, you’ll want to be strategic so you can find a home that meets your needs while staying within your budget.
Contact me today at 201.232.0223 or https://rbaerenbach.advisorsmortgage.com/contact to get started with your next move.

There’s no denying mortgage rates and home prices are higher now than they were last year and that’s impacting what you can afford.