Jon Wheeler - COUNTRY Financial

Jon Wheeler - COUNTRY Financial When you work with me, you get a one-on-one relationship and the added support of a team of experts. http://www.countryfinancial.com/jon.wheeler

I pride myself on working hard to provide the best possible service to my clients. Being able to help people is a central part of my life and I’m happy I can be of service to my clients and community. I also enjoy meeting new people and building one-on-one relationships. Open and honest discussions are an easy way for my clients and I to connect and ultimately, help them secure their financial sec

urity goals. Terms and Conditions:
Property / Casualty policies issued by COUNTRY Mutual Insurance Company®, COUNTRY Casualty Insurance Company® or COUNTRY Preferred Insurance Company®, Bloomington, IL. Life/Disability Income policies issued by COUNTRY Life Insurance Company® or COUNTRY Investors Life Assurance Company®, Bloomington, IL. Availability and amount of coverages and discounts vary by state. Information contained here is not a statement of coverage. For more information view our full terms and conditions:
http://www.countryfinancial.com/SiteController?url=/staticNav/termsAndConditions

Life insurance is a vital part of protecting your financial future and it will never be more affordable than it is today...
11/19/2024

Life insurance is a vital part of protecting your financial future and it will never be more affordable than it is today.

So, how affordable is life insurance, really?
The truth is, it depends on many factors, like age, health, lifestyle, coverage amount, etc. The good news is that even though the factors influencing your rate may feel extensive, getting life insurance is easier than ever. Life insurance companies use advanced underwriting methods to make the process easy for you.
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How can I lower my life insurance cost?
There are a variety of life insurance options that can fit your needs and budget. But if you want to try to lower your rate, these steps may help:
✅ Purchase a policy at the youngest age possible. Parents may consider purchasing a policy for children as their premiums are typically much lower than an adult’s.
✅ Live a healthy lifestyle. Individuals who live healthy lifestyles generally have lower premiums than those who don’t, as they tend to live longer and have a better quality of life.
✅ Review your insurance options. Term life insurance is typically less expensive than whole life insurance, since you are only paying for it for a certain amount of time.
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If you don’t have life insurance or haven’t reviewed your policy in a while, meet with me to discuss what life insurance is best for you right now and how much you can expect to pay for it. You might be surprised to learn that it’s more affordable than you first thought.

There are a lot of myths about life insurance floating around out there. According to the Life Insurance Statistics, Dat...
09/25/2024

There are a lot of myths about life insurance floating around out there. According to the Life Insurance Statistics, Data and Industry Trends 2024 report published by Forbes, 52% of Americans say they don’t have life insurance because they believe it’s too expensive. In fact, 82% of people surveyed overestimate the cost of a life insurance policy, with a majority of people incorrectly estimating the cost of life insurance to be 3x as high as it actually is.

Why is this? The truth is, there may not be a very good reason for this belief. According to the 2024 Insurance Barometer Study Report, 54% of people surveyed said their life insurance cost estimate was based on “gut instinct” or a “wild guess.”

The right life insurance for your needs might be more affordable than you think. Contact me today to see how we can affordably enhance your life insurance coverage or get you set up with a policy from Forbes’ #1 ranked life insurance in the U.S.

Life insurance policies issued by COUNTRY Life Insurance Company®️ and COUNTRY Investors Life Assurance Company®️, Bloomington, IL.

Talking to your insurance agent once a year can help you prepare for major life events and unexpected curveballs. Here’s...
09/11/2024

Talking to your insurance agent once a year can help you prepare for major life events and unexpected curveballs. Here’s what to discuss and why it’s important to meet with your agent annually.

What should I discuss with my insurance agent?
When life changes, so do your priorities. In an annual review, talk to your agent about changes in your life, as well as your plans and priorities, to ensure you're protected.

Are there other times I should contact my insurance agent?
Yes! Here are other times when giving your agent a call is worth the time.
1. Your policy is up for renewal.
Take time to evaluate your needs and your coverage since your last renewal to ensure you’re protected.

2. You’ve made major lifestyle changes.
Got married, quit smoking or had a baby? These changes can impact your insurance coverage needs.

3. You bought or received valuable items.
Receiving gifts such as jewelry or buying anything new for your home, like TVs or even artwork, means you might need additional personal property protection.

4. You’ve updated your home.
Made home or property improvements such as replacing the roof or installing an alarm system? Depending on the upgrade, you may qualify for a home insurance discount.

As an insurance agent, I’m committed to providing you with the best solutions for your needs, so you can experience all that life has to offer.

Give me a call today, and let’s talk!

Source: https://ilfbpartners.com/resources/learn-why-you-should-meet-annually-with-your-insurance-agent/

Deductibles are a key part of your home and car insurance policies. When you have an insurance claim, your deductible is...
08/26/2024

Deductibles are a key part of your home and car insurance policies. When you have an insurance claim, your deductible is the amount of money you pay for repairs before insurance starts paying.

❔-- How does a deductible work?
When you buy an insurance policy, you’ll select a deductible amount that you're comfortable paying. Your insurance company will use this amount to set your premium.
If something happens to your covered home or car, you’ll file an insurance claim. Your insurance company will take your deductible amount out of the total payout of the claim.

❔-- How do deductibles affect rates?
Your chosen insurance deductible will impact the premium you pay for your insurance policy. In general, if you choose a higher deductible, you'll have a lower premium, and vice versa.

❔-- How do I set my deductible?
Standard home insurance uses dollar-amount deductibles. Remember, this is the amount you'll pay out of pocket if you have a claim, so think about your budget and how much risk you're willing to take when selecting a deductible.

❔-- Why do I have to pay a deductible?
Insurance deductibles play a key role in how insurance works. You pay a deductible to help:
• Control insurance costs
• Encourage responsible behavior
• Prevent fraud

As always, contact me so I can help you choose the right deductible for your home and auto insurance needs.
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we believe the more you know about insurance, the better prepared you’ll be to make decisions. Follow for more insurance and financial info.

08/26/2024

The most common purpose of life insurance is to provide money for your family if something happens to you. Planning to meet the financial needs of your survivors is one of the most important and fundamental steps in creating a sound financial plan for you and your family.

“But how much life insurance do I actually need?” I'm so glad you asked! If you need help determining how much is enough life insurance, check out our Life Insurance Calculator. This interactive tool will help you determine in minutes how much life insurance is right for you.

You may have heard it said that life insurance will never be as affordable as it is today. It’s true! With our Life Insurance Calculator, you will answer questions about your income, mortgage and debt to get an estimate of how much life insurance you’ll need.

Most people get life insurance to help:
• Pay off debt, like your mortgage
• Replace lost income to take care of loved ones
• Cover burial and final expenses

If you have additional life insurance questions after you use the Life Insurance Calculator, give me a call. I’ll take the time to get to know you and your individual needs, so I can find the best options for you.

Get started today with a life insurance estimate by using our Life Insurance Calculator!

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we're committed to helping you protect your today and plan for your tomorrow. Follow for more on how you can protect the life you love.

Life insurance provides protection for your family and their future. Yet, you’ll find more than 400,000 requests on crow...
07/09/2024

Life insurance provides protection for your family and their future. Yet, you’ll find more than 400,000 requests on crowd funding sites to pay for funeral expenses. Why do so many people avoid life insurance? USA Today breaks it down.

🔗 http://cfin.us/3xhriIw

2023 saw some of the largest storms in history. Our financial strength allowed us to take care of clients without missin...
05/31/2024

2023 saw some of the largest storms in history. Our financial strength allowed us to take care of clients without missing a step. AM Best has confirmed our A+ (Superior) rating for stability.

Wondering how the current economic environment impacts your investments? We can help with that. The latest Market & Econ...
05/31/2024

Wondering how the current economic environment impacts your investments? We can help with that. The latest Market & Economic Outlook, written by our team at COUNTRY Trust Bank®️, covers what to expect from the current market and how we plan to navigate it as a company. You can read the full report here: https://cfin.us/MEO24

We put together some information to help you understand the basics of a homeowners policy so you’re better prepared when...
05/31/2024

We put together some information to help you understand the basics of a homeowners policy so you’re better prepared when you need to purchase or switch insurance providers. This information is not specific to COUNTRY Financial and is meant to provide a general overview.

◾ What is home insurance?
Home insurance is protection for your home and possessions. You pay your home insurer a premium and in exchange, they agree to pay for the cost to repair or rebuild your home if it’s damaged or destroyed by a covered event (these are outlined in your policy).
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◾ What does home insurance cover?
Home insurance provides protection against damage caused by sudden and accidental incidents. A standard home insurance policy will usually include three main types of protection:
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◾ Dwelling Coverage
Designed to repair or rebuild your main home structure, dwelling coverage is the main protection provided by home insurance.
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◾ Personal Property Coverage
Personal Property Coverage allows you to replace items such as electronics, furniture, clothing and other belongings.
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◾ Liability Coverage
Liability Coverage provides financial protection for you if someone is injured on your property or a member of your household causes damage to someone else’s property. Umbrella insurance is added liability coverage that goes beyond the limits of your existing car and home insurance.
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◾ What is a covered loss?
Covered losses are events, sometimes called perils, covered by homeowners insurance. Talk to your insurance agent about the covered losses contained in your specific home policy.
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◾ How much is home insurance?
Factors affecting the cost of home insurance include: Location, age, size and condition of your home
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◾ How can I be sure I’m covered for a home insurance claim?
You choose how your property will be valued if you have a claim, and that affects the amount of coverage you have to rebuild. While it may vary by home insurer the levels of protection are actual cash value and replacement cost.
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Learn about our home insurance coverage
https://cfin.us/Home-Insurance-101

05/31/2024

Those big moments go by so fast. They’re easier to enjoy when you know you have the right protection. Switch your home and car insurance today. Message me to find out.

You trust me with your home or auto insurance, but why not both? More discounts. More confidence. Fewer worries. There’s...
05/14/2024

You trust me with your home or auto insurance, but why not both? More discounts. More confidence. Fewer worries. There’s no better time to switch and save than right now. Let’s meet for a few minutes and you could save up to 20%.

When you need us most, we’ll be there. Whether you recently moved, changed jobs or have a new teen driver, you can count...
05/14/2024

When you need us most, we’ll be there. Whether you recently moved, changed jobs or have a new teen driver, you can count on our nearly 100 years of experience and award-winning service. Let’s meet today.

Address

118 Azalea Road Suite 5
Hazlehurst, GA
31513

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19126324929

Website

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