Redbud Financial Alternatives

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Redbud Financial Alternatives Located in Hazard, KY, Redbud Financial Alternatives, Inc. (Redbud) is one of only 4 CDFIs in all of Appalachian Eastern Kentucky.

Redbud is a nonprofit Community Development Financial Institution (CDFI) providing fair loans, new financial products based on our community’s needs in Eastern Kentucky, and financial coaching/education. Redbud provides fair loans, develops new financial products based on our community’s needs, and offers financial coaching & education. Financial stability is about more than your credit score – it’s about your life. Whether it’s purchasing a home, advancing your education, or paying monthly bills, you have a goal in mind, and we are here to help you reach it! Redbud provides an alternative to predatory lenders that take advantage of individuals, families, and communities facing hard times. We help our clients:

-recover from substantial debt and credit issues arising from high-cost loans,
-access the tools to maintain financial stability in the future,
-identify your goals and the obstacles you face, and then,
-develop a plan to overcome those obstacles and build your financial stability. Redbud also fosters, facilitates, and promotes economic development among underserved populations by building the financial capability of our community members. Our services are available to individuals and families living in Breathitt, Knott, Leslie, Perry, and surrounding counties in Eastern Kentucky.

How does your credit score affect your auto loan? πŸš—πŸ’¨Two people can have the exact same income, buy the same vehicle, and...
10/15/2026

How does your credit score affect your auto loan? πŸš—πŸ’¨

Two people can have the exact same income, buy the same vehicle, and pay the same purchase priceβ€”yet walk away with completely different monthly payments!

Here’s why your credit score makes such a big difference in total cost:

πŸ“‰ Lower Credit Score = Higher Interest Rate (APR). Lenders view lower scores as higher risk, charging higher interest rates to compensate.

πŸ“ˆ Higher Credit Score = Lower Interest Rate (APR). A stronger credit score unlocks lower rates, saving you thousands of dollars over the life of your loan.

Building financial security doesn't happen overnight, but taking simple steps can set you up for success. Here are three...
10/13/2026

Building financial security doesn't happen overnight, but taking simple steps can set you up for success. Here are three easy ways to start saving today.

πŸ“ž Call us: 606-716-6100

πŸ“ Visit us: 825 High Street, Hazard, KY 41701

🌐 Learn more: www.redbudfinancialalternatives.org

Redbud's office will be closed on Monday, October 12, 2026 in observance of the Columbus Day holiday. We will return to ...
10/05/2026

Redbud's office will be closed on Monday, October 12, 2026 in observance of the Columbus Day holiday. We will return to normal business hours on Tuesday, October 13, 2026.

Wondering what goes into your credit score, or looking for ways to watch it grow? 🌱Understanding the building blocks mak...
10/05/2026

Wondering what goes into your credit score, or looking for ways to watch it grow? 🌱
Understanding the building blocks makes taking control feel much easier.
Have questions about your credit report or want help building a personalized budget? We are here to walk you through it. Reach out to our team at Redbud Financial Alternatives today! 🏑
πŸ“žCall us: 606-716-6100
πŸ“Visit us: 825 High Street, Hazard, KY 41701
🌐Website: www.redbudfinancialalternatives.org

Student loans are back in the spotlight, and for many borrowers, managing repayment can feel overwhelming.We're sharing ...
09/25/2026

Student loans are back in the spotlight, and for many borrowers, managing repayment can feel overwhelming.

We're sharing this helpful resource from our trusted partners at GreenPath that breaks down what borrowers need to know about student loans in 2026, including:

βœ… Changes to federal repayment
βœ… Rising student loan delinquency rates
βœ… Repayment and forgiveness options
βœ… Steps to take if you're struggling with payments

Balancing loan payments with savings, housing costs, and other priorities can make a big difference in long-term financial wellness.
Learn more here: https://www.greenpath.com/wellness-education/what-student-loan-borrowers-need-to-know-in-2026/?partner_name=Redbud+Financial+Alternatives&utm_source=partner&utm_medium=website+redirect&utm_campaign=website+redirect+Redbud+Financial+Alternatives&partner_type=professional

At Redbud Financial Alternatives, we believe in fair loans that put people first. 🌟
09/21/2026

At Redbud Financial Alternatives, we believe in fair loans that put people first. 🌟

Redbud's staff will be working remotely on Thursday, September 17th and Friday, September 18th during the Black Gold Fes...
09/11/2026

Redbud's staff will be working remotely on Thursday, September 17th and Friday, September 18th during the Black Gold Festival. We can be reached during normal business hours by phone at 606-716-6100.

We are wishing you a great Black Gold Festival, and will look forward to seeing you in person again on Monday, September 21, 2026.

Money can feel really heavy, especially when you're trying to figure it all out on your own. We want you to know that yo...
09/11/2026

Money can feel really heavy, especially when you're trying to figure it all out on your own. We want you to know that you don't have to carry it alone.

At Redbud, our financial coaching is a safe, supportive space to talk about where you are, take a deep breath, and create a realistic plan that actually fits your life.
Take the first step toward financial freedom. Connect with us today.
πŸ“ž Call us: (606) 716-6100 Ext. 2

πŸ“ Visit us: 825 High Street, Hazard, KY 41701

🌐 Learn more: https://redbudfinancialalternatives.org/

At Redbud Financial Alternatives, our financial coaching services are designed to meet you right where you are! Whether ...
09/04/2026

At Redbud Financial Alternatives, our financial coaching services are designed to meet you right where you are! Whether you want to build your credit, create a monthly budget that actually works, eliminate debt, or set a clear plan for your future, you don't have to navigate it alone. You don't have to apply for or take out a loan with us to receive free, confidential coaching support!
Here is what our financial coaching offers:
🎯 1-on-1 Personalized Coaching: Tailored strategies focused on your unique goals.
πŸ“Š Individualized Credit Reviews: We’ll walk through your credit report line-by-line so you know exactly what’s helping, what’s holding you back, and how to improve.
πŸ“‘ Actionable Budgeting Tools: Practical guidance to help you manage monthly expenses and reduce stress.
Ready to take control of your financial wellness?
πŸ“ž Call us today: (606) 716-6100 Ext. 2
πŸ“ Visit us: 825 High Street, Hazard, KY 41701
🌐 Learn more: https://redbudfinancialalternatives.org/

In observance of the upcoming Labor Day Holiday, Redbud Financial Alternatives will be closed on Monday, September 7, 20...
08/31/2026

In observance of the upcoming Labor Day Holiday, Redbud Financial Alternatives will be closed on Monday, September 7, 2026. We will resume our normal business hours on Tuesday, September 8, at 8:30 AM.

We wish everyone a very happy, safe, and restful Labor Day weekend! We look forward to serving you when we return.

Address

825 High Street
Hazard, KY
41701

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

Telephone

+16067166100

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