Moore Insurance Services, Inc.

11/02/2026

You may have plenty of homeowners insurance and still not have as much coverage as you think for certain valuables.

Cash, jewelry, watches, fi****ms, watercraft, silverware, and other items can have special limits built into a homeowners policy.

In our latest podcast, Mark and Kathy talk about the kinds of belongings homeowners often assume are fully covered, what “special limits” mean, and why some items may need to be listed separately on your policy.

Listen to the latest episode of Peace of Mind on our website:
https://moore-insurance.com/podcast/watch-out-for-limitations-on-your-homeowners-policy/

If you have valuable items in your home, give Moore Insurance Services a call and make sure your coverage matches what you actually own.

10/26/2026

Pumpkins are fun. Coverage gaps are not.

A lot can change over the course of a year, and your insurance should keep up with those changes. New vehicles, home improvements, added valuables, or changes around your property can all affect the coverage you need.

Take a few minutes to review your policies and make sure there aren’t any surprises waiting for you later.

Give our office a call and let us help make sure you’re properly covered.

10/19/2026

🍂 A little fall maintenance can go a long way. 🍂

Before colder weather settles in, take some time to walk around your home and check a few of the basics:

- Clean out gutters and downspouts
- Check the roof for missing or damaged shingles
- Trim dead limbs away from the house
- Disconnect outdoor hoses and protect exposed pipes
- Have your heating system checked
- Test smoke and carbon monoxide detectors

These are simple things, but they can help prevent much bigger problems later.

Fall is also a good time to review your homeowners insurance and make sure your coverage still fits your home, especially if you’ve made improvements or added anything new this year.

Have questions about your coverage? Give our office a call and let us take a look.

10/16/2026

Planning to use the fireplace this fall? Before lighting the first fire of the season, make sure your chimney has been inspected and cleaned.

Fall is also a great time to give your insurance policies a little inspection of their own!

Take some time this month to have your chimney serviced and review your homeowners coverage. A little preparation now can help protect your home and give your family peace of mind all season long.

Call Moore Insurance today and make sure you’re covered for tomorrow.

10/13/2026

Your homeowners insurance covers your house, but is it covering your personal belongings inside it?

Furniture, electronics, clothing, jewelry, and collectibles can add up quickly (especially in 2026). While most homeowners policies include coverage for personal belongings, certain valuable items may have limits you don't know about. And that's a surprise you don't want to have!

In our latest Peace of Mind podcast, Mark and Kathy Moore discuss how homeowners insurance protects your belongings, why jewelry and collectibles may need additional coverage, and the importance of keeping appraisals up to date.

🎧 Listen to the latest episode and read more on our website!

How Homeowners Insurance Covers Your Personal Belongings When most homeowners think about insurance, they focus on protecting the house itself. But what about everything inside it? Furniture, electronics, clothing, jewelry, and collectibles can represent a significant financial investment. If your h...

09/29/2026

Most homeowners know what their house is insured for. But what about the barn, detached garage, dock, fence, pool, shed, or pavilion?

Those usually fall under Coverage B, or “Other Structures” coverage, and the standard limit may be a lot lower than you think.

If you’ve added anything to your property over the years, it’s worth taking a look at your policy and making sure that coverage still matches what you actually have.

Check out our latest Peace of Mind Podcast learn more about Coverage B and why it matters:

The Quiet Homeowners Insurance Limit That Can Cost You Real Money When most homeowners think about their insurance, they naturally focus on the house itself. But what about the other structures on the property, such as a detached garage, barn, dock, fence, swimming pool, gazebo, pavilion, or shed? T...

09/25/2026

If you’ve driven the back roads around North Georgia or Western North Carolina this time of year, you know deer can come out of nowhere, especially around dawn and dusk.

And while nobody plans on hitting a deer, it’s worth knowing what your auto insurance would cover if it happens.

Call us today and make sure your auto policy has the coverage you need before deer season is in full swing.

09/08/2026

A homeowners policy can cover a lot, but there are still plenty of situations that can catch people by surprise.

In the latest episode of the Peace of Mind Podcast, Mark and Kathy talk through some of the most common examples, including termite damage, slow leaks, mold, flood damage, power surges, fallen trees, and matching issues with roofing, siding, and flooring.

They also explain which risks may require an endorsement or separate policy, and why it is worth reviewing your coverage before you ever have to file a claim.

Listen to the latest episode, “I Thought I Had Coverage for That,” on our website:

https://moore-insurance.com/podcast/what-i-thought-i-have-coverage-for-this/

Have questions about your own policy? Call Moore Insurance Services and let us help you review your coverage.

– Homeowners insurance can provide valuable protection when something goes wrong, but it does not cover every type of damage that can happen to your home. Some losses are specifically excluded from a standard homeowners policy. Others may require an endorsement or even a completely separate policy...

09/04/2026

We’re honored to be named the Clay County Progress 2026 Readers’ Choice Best Insurance Agency in Clay County! Thank you to our amazing clients, friends, and community. We truly appreciate the trust you place in us and look forward to continuing to serve Clay County and the surrounding area.

09/04/2026

Moore Insurance will be closed Monday in observance of Labor Day so our team can enjoy the holiday with family and friends.

We’ll be back to our regular hours on Tuesday and ready to help with all of your insurance needs.

We hope everyone has a safe and enjoyable Labor Day weekend!