10/28/2026
Your Bilt card is changing, here are your deadlines.
Bilt just announced its 2027 changes. If you have a Bilt card, Bilt will switch you to its new rewards on your card anniversary unless you opt out in the app first.
💳 Love 4% Bilt Cash? Opt out before your anniversary. Once you opt out, you can’t switch back later.
🏠 Rather earn on rent? Do nothing and earn up to 1.25x points on rent or mortgage, based on how much you put on the card each month.
🏨 Hyatt plans? Move your points by December 31. Starting January 1, 1,000 Bilt points only get you 750 Hyatt points.
🚫 No Bilt card? Starting January 15, rent paid through Bilt earns Daily Rewards instead of guaranteed points.
Good news: Bilt points still transfer 1:1 to Atmos Rewards, so your rent can still turn into flights on Hawaiian and Alaska. ✈️
Me? Bilt is still a power card, but I’m deciding by next year whether to downgrade my Palladium. 🤙
📲 Full article at the link in bio, with the key dates, rent points chart and a “should I opt out?” flowchart.
Which way are you going, 4% Bilt Cash or rent points? Tell me below 👇 with Hawaii rents and mortgages so high, this will be an interesting choice.
AtmosRewards