Bruce Silva - CrossCountry Mortgage

Bruce Silva - CrossCountry Mortgage With over 30 years in the mortgage business, Bruce and his team will guide you in the right direction

The best marketing doesn’t come from ads. It comes from clients. Done well and treated with care, every opportunity has ...
06/10/2026

The best marketing doesn’t come from ads. It comes from clients. Done well and treated with care, every opportunity has the potential to deliver even more.

If wide open spaces and small‑town charm are calling your name, a USDA loan could help you answer the call. No down paym...
06/09/2026

If wide open spaces and small‑town charm are calling your name, a USDA loan could help you answer the call. No down payment and big opportunities await. Learn more at: http://spr.ly/6184B8Eucs

Congratulations to these first-time homebuyers on closing on their new home. Thank you for putting your trust in me and ...
06/08/2026

Congratulations to these first-time homebuyers on closing on their new home. Thank you for putting your trust in me and allowing me to be part of your homeownership journey.
I'm grateful to have earned the confidence of your family and to help make this dream a reality. Wishing you a lifetime of happiness in your new home! 🔑✨

06/08/2026

Pride is for YOU — so own every inch, moment and little bit of love. We’re here cheering you on. Happy Pride!

06/08/2026

Each step to your dream home matters, and we’ll help you get there.

Where Did All the Homes Go?After nearly 40 years in the mortgage business, I've seen high rates, low rates, bidding wars...
06/07/2026

Where Did All the Homes Go?

After nearly 40 years in the mortgage business, I've seen high rates, low rates, bidding wars, foreclosures, recessions, and housing booms.

What surprises me most right now isn't mortgage rates.

It's inventory.

Everyone keeps asking me when home prices are going to come down.

The better question is:
Where are all the homes?

According to the latest OneKey MLS report, Nassau County currently has just 2,560 active residential listings and Suffolk County has only 3,285.

For two counties with nearly four million residents, that's remarkably low inventory.
Historically, when mortgage rates rise, housing markets cool because buyers pull back.
But that's not what we're seeing on Long Island.
Why?

Because today's homeowners are sitting on mortgage rates of 2.5%, 3%, and 4%. Many simply aren't willing to give those up. They're staying put, creating what many economists call the "lock-in effect."

The result is a housing shortage, not a housing slowdown.

That's a big difference.

In Nassau County, there are only 397 active homes with two bedrooms or less. For first-time buyers, that's like trying to get tickets to a sold-out concert.

Meanwhile, buyers are still entering the market, families are still growing, and life continues to happen.
Demand hasn't disappeared.
Supply has.

The Silva Lining
This market isn't rewarding people who wait for perfect conditions.
It's rewarding people who are prepared.
I've learned over the years that real estate decisions should never be based on headlines alone. They're based on your goals, your finances, and your timeline.
While many people are waiting for rates to fall or inventory to suddenly flood the market, today's prepared buyers are still finding opportunities and building wealth through homeownership.

The market may not be perfect.

But opportunity rarely waits for perfect.

If you'd like to discuss your buying power, your home's value, or your strategy for the rest of 2026, call me at 631-546-0930.










Everyone is talking about mortgage rates.I'm asking a different question:Where did all the homes go?After nearly 40 year...
06/07/2026

Everyone is talking about mortgage rates.

I'm asking a different question:

Where did all the homes go?

After nearly 40 years in the mortgage business, one thing about today's market genuinely surprises me—and it's not interest rates.

Tomorrow night at 7:30 PM, I'll break down:
• The inventory story nobody is talking about
• Why Long Island home values remain so resilient
• What today's housing shortage means for buyers and sellers
• The opportunity many people are missing right now

If you're wondering where this market is headed, you won't want to miss this week's Silva Lining Report.

Join me right here tomorrow night at 7:30 PM.
The Silva Lining Report
Every Sunday night at 7:30 PM.










You build the vision board. We’ll help make sure you’ve got the financing to bring it to life. Start dreaming: http://sp...
06/06/2026

You build the vision board. We’ll help make sure you’ve got the financing to bring it to life. Start dreaming: http://spr.ly/6184BBDVrM

Visibility still wins. With 88% of sellers relying on the MLS, having the right systems, and the right partners, behind ...
06/05/2026

Visibility still wins. With 88% of sellers relying on the MLS, having the right systems, and the right partners, behind every listing is critical.

A little negotiating can lead to big savings on closing day. How? Seller concessions. Learn more: http://spr.ly/6186B62k...
06/04/2026

A little negotiating can lead to big savings on closing day. How? Seller concessions. Learn more: http://spr.ly/6186B62k7m 💸

Address

100 Motor Parkway, Suite 112
Hauppauge, NY
11788

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Website

https://crosscountrymortgage.com/hauppauge-ny-5604/

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