Mitlin Financial, Inc.

Mitlin Financial, Inc. Bringing JOY to Your Money Journey®

𝗕𝗿𝗶𝗻𝗴𝗶𝗻𝗴 𝗝𝗢𝗬 𝘁𝗼 𝗬𝗼𝘂𝗿 𝗠𝗼𝗻𝗲𝘆 𝗝𝗼𝘂𝗿𝗻𝗲𝘆™

At Mitlin Financial, we help you pursue your JOY, whether just getting started, preparing for retirement, or well into your golden years.

⭐ What We Do
The driver is helping you find your vision of a JOYful life. That means helping you define what matters to you, putting a plan in place to help you pursue that, and then helping you maintain that JOY.

▪️ Fina

ncial Planning
▪️Retirement Planning
▪️Tax Planning
▪️ Estate Planning
▪️Investment Management

⭐ It brings us JOY to build deeply rooted partnerships that extend beyond building a portfolio

⭐ Financial literacy doesn’t come naturally to most, and it certainly isn’t taught in school; we take the time to keep you aware of your options

⭐ When you come through our doors, we never assume which spouse earns more, and we don’t make judgments based on your relationship status, appearance, or financial situation

⭐ Fiduciary
When you become a family we serve, our interests are immediately aligned with yours
That means we only offer you the strategies, solutions, or products we think will work in your best interest and toward your financial goals

Curious what it’s like to have your financial journey JOY-focused? Read what those we serve have to say about their experience
→ https://mitlin.us/saying

Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. Third party posts found on this
profile do not reflect the views of CWM, LLC and have not been reviewed CWM, LLC as to
accuracy or completeness.

It seems that AI affects more aspects of our lives with each passing day. Financial planning is no exception ... This fa...
09/02/2026

It seems that AI affects more aspects of our lives with each passing day.

Financial planning is no exception ...

This fast-paced evolution is a big part of why we are enJOYed to share that Mitlin's Founder and Wealth Advisor, Lawrence Sprung, will be speaking at Financial Planning's Advise AI 2026 in Austin, Texas.

To learn how AI is reshaping wealth management, register here → https://app.ingo.me/q/zbbwt

Larry will take the stage on Thursday, October 22nd with Rron Rexha to discuss 'What Will Clients Value Most in 2030?'

09/02/2026

Being smart isn’t the same as being organized. ⚙️
Many teams don’t struggle because people don’t care.
They struggle because everyone is working from a different playbook.
Simple systems create consistency. 
Good documentation builds trust. 
Clear processes make better decisions easier.
Whether you’re leading a board or a business, your systems often determine your success.

Thank you to Tina Larsson of the Tina Larsson for sharing her insights for assist those who own property with HOA or condo boards involved

The Mitlin Money Mindset is a weekly podcast hosted by financial advisor and the founder of New York based Mitlin Financial Lawrence Sprung Larry Sprung, CFP®, CEPA®

09/01/2026

Financial advisor Lawrence Sprung, CFP®, CEPA® has spent more than 20 years helping families think through decisions like this one:

When an investment has done well: Do you leave it or take some of the win off the table?

It’s not always an easy call.

When something has performed exceptionally well, selling some of it can feel like you’re giving up on an investment that’s working.

But taking some of the win off the table doesn’t necessarily mean you think it’s going down.

Sometimes it simply means recognizing how much has changed.

What started as a relatively small piece of your portfolio may now represent a much larger percentage of it.

And that money may have another job now.

It could help diversify your portfolio. It could fund something you’ve been planning for years.

Or it could give you the opportunity to do something with your family while everyone is able to enJOY it.

Like most aspects of personal finance, there isn’t one right answer…...

But when something has worked out really well, it’s worth thinking about what now.

How do you approach a well-performing piece of your portfolio?

📈 A Strong August Sets Stocks Up for a Better September Than Feared⭐Key Takeaways: ▪️The S&P 500 gained again last week...
09/01/2026

📈 A Strong August Sets Stocks Up for a Better September Than Feared
⭐
Key Takeaways:
▪️The S&P 500 gained again last week and is set to close out a solid month of August.
▪️A major earnings report and the Fed’s Jackson Hole symposium came and went without denting the rally.
▪️Historically, September is the worst month of the year on average, but there is reason to think it might not be so bad this year.
▪️Nominal GDP growth is running near its late-1990s pace, but interest rates are much lower.
▪️ Lower inflation (or low growth expectations) could justify a lower rate, but higher rates are a risk if nominal GDP continues at the current pace.
⭐
You can read the rest of this week's commentary on our website under Insights, Market and Investments
📧
Market Commentary posts weekly to Mitlin Financial, Inc® website and is sent to those who subscribe to the Mitlin Newsletter
🗞️
Don’t get the Mitlin Newsletter?
Get JOYful money insights delivered to your inbox weekly
→ 𝗺𝗶𝘁𝗹𝗶𝗻.𝘂𝘀/𝗡𝗲𝘄𝘀𝗹𝗲𝘁𝘁𝗲𝗿

Bringing JOY to Your Money Journey®

At Mitlin Financial, Inc. we believe understanding money isn’t just about numbers, it’s about creating confidence and he...
08/25/2026

At Mitlin Financial, Inc. we believe understanding money isn’t just about numbers, it’s about creating confidence and helping you enJOY more of what matters most.

Money is part of our everyday lives, but many of us were never taught the basics of how it works.

That’s why we are overJOYed to share that Jorrell Bland, CFP® will be presenting The JOY of Finance!

A complimentary webinar to help you better understand money and discover how small choices today can bring you JOY in your money journey.

During this live webinar, you’ll learn:
▪️ How credit, interest, and student loans work
▪️ Simple ways to build healthy saving and spending habits
▪️ Why the choices you make today can shape future opportunities
▪️ Key money concepts everyone should understand as they begin building their independence

The JOY of Finance Webinar
📅 September 23, 2026
🕙 12:30 PM EST
💻 Live Zoom Webinar

Save your spot at: 𝗺𝗶𝘁𝗹𝗶𝗻.𝘂𝘀/𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹𝗹𝗶𝘁𝗲𝗿𝗮𝗰𝘆

Whether you’re starting your first job, managing expenses on your own, or simply looking to feel more confident with money, this webinar is a great place to start.

We look forward to seeing you there!

Whether you caught the subtle hints… Or received the out of office from a Mitlin stakeholder on Friday … Please join us...
08/24/2026

Whether you caught the subtle hints…

Or received the out of office from a Mitlin stakeholder on Friday …

Please join us in congratulating Jorrell Bland on earning his CFP® designation!

It was pure JOY to celebrate together at Limani Grille in Commack

We are so proud of all the hard work and dedication it took Jorrell to become a CERTIFIED FINANCIAL PLANNER™

And yes… it had to be cookies 🍪

08/20/2026

$60,000 gone….

Not to a scam.
Not to a bad investment.

A checkbox…..

A box checked without knowing what it meant.

We have helped many families with mistakes from DIY attempts at personal finance but this one really sticks with us

He left his job with roughly $300,000 in his 401(k) and thought handling the rollover would be simple.

But when the check showed up, it was for $240,000.

He called us frantic because $60,000 was missing.

We helped him figure out what happened ….

It turns out the culprit was a checkbox.

He chose an indirect rollover rather than a direct rollover, so his former employer’s retirement plan withheld 20% for federal income taxes because the distribution was paid to him rather than directly to another retirement account.

If the 401k had been done as a direct rollover → institution to institution ← the full amount would have been transferred.

When you are leaving a job, you are often focused on the excitement about what’s next.

Not the details of the paperwork … and that’s when mistakes can happen.

The real midlife financial crisis .............is an unexamined plan.Turning 50 changes the questions you need to ask ab...
08/18/2026

The real midlife financial crisis .............

is an unexamined plan.

Turning 50 changes the questions you need to ask about your money...
→ https://youtu.be/qZ-0VbhXKiE

08/17/2026

What if success isn’t measured by how much you have…
but by how much of your life you actually get to enJOY?

For a long time, the American Dream meant .....Bigger.... Better.... More....

More money.
More things.
More proof that you were “making it.”

But maybe the dream is changing.

Maybe success looks like having more control over your time.

More freedom to choose how you work.
More moments with the people you love.

And enough financial security to stop constantly chasing the next thing.

Because at some point more stops being the goal.
The goal becomes building a life that already feels like enough.

Has your definition of the American Dream changed?

Larry Sprung, founder and wealth advisor of Hauppauge, N.Y.- based Mitlin Financial, Inc.® acknowledges that he took a c...
08/12/2026

Larry Sprung, founder and wealth advisor of Hauppauge, N.Y.- based Mitlin Financial, Inc.® acknowledges that he took a circuitous route to independence and RIA, but it’s one that he wouldn’t change.

“I had a very windy path,” he told InvestmentNews, explaining that he went independent in 2004.

Prior to 2004, Sprung had already racked up a lot of experience in the financial industry, and had also seen a lot of M&A.

He worked as a financial consultant at wirehouse Salomon Smith Barney for three years early in his career, before being hired by Quick & Riley, which was then bought by Fleet Bank, which eventually became part of Bank of America. BofA’s brokerage business ultimately became part of wirehouse Merrill Lynch.

“I left as Bank of America was transitioning to Merrill,” Sprung said, explaining that he opted to go independent and founded Mitlin Financial in 2004.

The company is named after Mitchell, his wife’s grandfather, and Linda, Lawrence D Sprung's mother, who inspired his career in financial advice.

Address

140 Adams Avenue, Ste B12
Hauppauge, NY
11788

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18444648546

Website

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