National Business Capital

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United States
Hauppauge, NY
National Business Capital

We finance growing businesses,
with over $3 billion funded to date. We understand entrepreneurs because we were built by an entrepreneur.

National Business Capital helps entrepreneurs secure quick and fair financing to save time and cultivate sustainable growth. Our empathetic approach and company identity are based on the experiences and character of founder Joe Camberato. Joe started National Business Capital after realizing how challenging it is for business owners to access the funding they need to grow. With a strong vision, determination, and passionate leadership, he grew our firm from a small operation in his spare bedroom to one of the top workplaces on Long Island – all without one dollar of private equity. Our stress-free online platform is designed for simplicity and speed, helping business owners go from application to approval in a matter of hours. And while we remain a leader in the Fintech industry, our clients agree it’s our personalized service and award-winning team that sets us apart. From SBA loans to lines of credit, to equipment financing, and more, business owners can access all the different financing programs available to them in one place. Through our streamlined process, we have helped clients secure over $2 billion in financing since 2007, and, more importantly, we’ve helped entrepreneurs save a tremendous amount of time and grow faster. Work with us today so you can get back to what matters most – your business. Oh, and by the way, we donate 10 meals to Feeding America for every deal we fund!

10/30/2026

Cash flow gaps can halt growth in its tracks.

For Supra, $900K in working capital from us bridged a $2M hole in days.

10/21/2026

Maddox Construction Services was carrying a term loan and two lines of credit that were quietly eating into cash flow every month. National Business Capital rolled all three into a single Term Loan, cutting his payments by $18K and giving him the room to go take on more work.

10/19/2026

A $90M manufacturer had one week to raise $10M after its investment banker failed late.

Swipe through to see how National structured the deal, and unlocked $8M in one week.

10/16/2026

A 26-year steel manufacturer had financing lined up and ready. Then, three days before they were supposed to close, their lender went dark.

Swipe through to see how National closed the gap, and what it meant for the year ahead.

10/14/2026

When Marathon Logistics needed capital to launch two new appliance-delivery territories, National Business Capital delivered a $750k Flex Line that they can continue to use for growth. Growth funded, $1M in new revenue.

10/09/2026

Check out our latest growth story, a home healthcare provider we helped expand into three additional cities in Texas:

- $1.1M funded
- Projected revenue growth: $10M to $13M
- Bridged the capital gap between delivering services and getting reimbursed from insurance companies

10/05/2026

Q4 is here—the best quarter to help you or your clients finish the year strong. Before books close, check in on two things: inventory planning and depreciation. A five-minute conversation today could set you or your client up for a much stronger next quarter.

Connect with an advisor → https://calendly.com/responses-r3q/15min?month=2026-10

Refer a Client Today → https://www.nationalbusinesscapital.com/partners/

10/01/2026

A strong year put Barbell & Co. in a position to expand. December 31st turned that into a decision. National structured a $525K Term Loan around the studio's revenue, funding a new spin studio and pilates space, and lowering this year's tax bill in the process.

Explore more growth stories → https://www.nationalbusinesscapital.com/growth-stories/

09/24/2026

An approved SBA loan fell through due to shifting tariffs, putting $5M in revenue at risk. We structured $1.5M in same-day funding to close the gap and keep production on schedule.

→ Read more https://www.nationalbusinesscapital.com/growth-stories/capital-kept-a-growth-plan-on-track/

09/22/2026

We're heading to the iGlobal Forum Independent Sponsors Summit in NYC, and our CEO, Joe Camberato , is taking the stage. Catch his roundtable, What Capital Providers Really Think, to hear how lenders are evaluating transactions, structuring terms, and deciding what to fund.

Stop by and meet the National Business Capital team. We structure non-dilutive capital—up to $15M—to close the gaps senior lenders leave behind. No assets required.

Live Roundtable on September 28th at 3:15pm
Proud sponsor of this year's summit

Address

80 Arkay Drive Suite 215
Hauppauge, NY
11788

Website

https://www.nationalbusinesscapital.com/

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