Keara Mooney - MLO

02/23/2026

Snowed in? This is the perfect time to think about your current or future mortgage savings...

❄️ Flex Term – Refinance or purchase loans with 29-year or 28-year and many other custom amortization terms instead of at 30 years.

❄️ Keep Your Progress – You don’t “lose” the year(s) you’ve already paid when refinancing

❄️ Broker Advantage – Most lenders can’t offer this flexibility, but we can!

✅ Check your options today: https://kearamooney.com/schedule-appointment/

09/08/2025

‼️ Are you buying or looking for a new home? ‼️
🫨 The market is CHANGING by the day. Let's make sure you are working with a team that is able to pivot fast even when market conditions change....

✅ Book your FREE consult today: https://lnkd.in/ej7D-PKG

https://www.youtube.com/shorts/og5K8cOwkzI?si=W0tUCCgMonkVbUNu

👉kearamooney.com

06/25/2025

‼️ HAPPY HOME BUYER ‼️ We recently had the opportunity to help a client who was shopping for their dream home. They came to us with a rate from their local credit union, but with our Price Match Guarantee Program, we not only matched it but beat it...in turn saving them thousands in closing costs for unnecessary junk fees 🫨

More than just a great rate, we delivered a smooth, stress-free experience from start to finish for our first time buyer and his family.

If you’re in the market or just exploring your options, don’t settle for less. Let us show you how easy and simple the mortgage process can be when working with an amazing team.

‼️ Reach out today for your FREE mortgage game plan—with the link below ‼️
https://kearamooney.com/

12/31/2024

Closing costs aren’t one-size-fits-all! 🏦

Fees like ownership recording can vary by county, sometimes adding $200–$500 to your total. Knowing these third-party costs upfront ensures you’re fully prepared for the final numbers. Let’s review your costs together!

12/14/2024

‼️Buying a home but unsure how much it will really cost?

https://youtu.be/I2c9zRuG4_o?si=y5xR3nVkFiikTVuR

💰This video breaks down everything you need to know about the financial side of home buying, from down payments to closing costs. Whether you’re a first-time buyer or just looking to get clarity, this guide will help you avoid surprises and set a realistic budget.

💰Learn how factors like your credit score, location, and third-party fees (title, insurance, and more) affect your total costs—and why getting a loan estimate upfront is key to making smart decisions.
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💬 Ready to get a clear picture of your home-buying budget? Schedule a consultation today for personalized advice. It’s quick, easy, and no obligation!

📅 Book your consultation today, and let’s get you pre-approved in less than 24 hours! https://kearamooney.co

11/29/2024

Closing costs might sound like the not-so-fun part of buying a home, but they’re essential to sealing the deal. The key is to understand them, plan for them, and maybe even reduce them. So, let’s turn the tables and make closing costs work in your favor! Do you have questions or need a little guidance on where to start? Let’s chat and make sure your wallet is just as ready as you are to walk through that front door!

11/27/2024

Recasting vs. Refinancing — What’s the Difference? 💡

Recasting means making a lump-sum payment on your mortgage, which reduces your monthly payments without changing the interest rate or loan term. Refinancing, however, replaces your current mortgage with a new one that can have different terms, a new interest rate, and a fresh loan term. Both can save you money, but they work in different ways.

11/25/2024

Are you thinking about refinancing your mortgage to lower your monthly payments? While it can be a savvy move, keep in mind that fees may be involved. Make sure you understand all the costs before diving in!

Are you curious if recasting is right for you? Get the full scoop on potential fees and benefits today!

11/22/2024

Mortgage myths can be as stubborn as that coffee stain on your favorite shirt. But don’t let misconceptions stand between you and homeownership! Knowing the facts differentiates between settling for less and getting exactly what you want. Ready to kick those myths to the curb and dive into the homebuying journey with clarity and confidence? Let’s make it happen! Your dream home is waiting, and now you’re armed with the truth to go get it!

11/20/2024

Wondering how a VA loan stacks up against a traditional mortgage?

A VA loan, backed by the U.S. Department of Veterans Affairs, is a fantastic option for eligible veterans and service members. With perks like no down payment, competitive interest rates, and no PMI, it’s a powerful tool for homeownership.

Traditional mortgages typically require a down payment and PMI, but they are still a solid choice, depending on your situation.

Ready to explore your options? Dive into the details and find the best fit for your home journey!

11/18/2024

Are you thinking about an energy-efficient home or green upgrades? Dive into green mortgages! These eco-friendly loans can offer better rates and extra borrowing power, making it easier to go green and save green.

Ready to make your home and wallet happier? Ask your lender about green mortgage options today!