Keith Haralson, Private Mortgage Advisors

10/13/2026

🏡 LISTING AGENTS: Before You Lower the Price, Consider a Rate Buydown!

Have a listing that’s sitting on the market? Before asking your seller to drop the price, consider another strategy that could help generate fresh interest: a mortgage rate buydown.

Instead of reducing the asking price, a seller-paid rate buydown may help lower the buyer’s monthly mortgage payment and make the home more affordable.

✅ Keep more of your seller’s equity instead of immediately cutting the price.

✅ Make the monthly payment more attractive to potential buyers.

✅ Generate fresh interest from buyers who may be struggling with today’s rates.

✅ Give your listing a competitive edge without advertising another price reduction.

Sometimes, the obstacle isn’t the price of the home — it’s the monthly payment.

📣 Have a listing that needs a fresh approach? Let’s discuss whether a rate buydown could help make the numbers work for your seller and a potential buyer.

Message me, and let’s work together to get another home SOLD! 🤝

10/08/2026

🚗 What’s more important to you: a $60,000 car or a $300,000 home? 🏠

It’s something worth thinking about.

That new vehicle may look great sitting in the driveway, but cars generally depreciate the moment you drive them off the lot.

A home is different. Over time, a home has the potential to appreciate in value while you build equity.

And that $700, $800, or $1,000+ monthly car payment doesn’t just affect your budget—it can also affect how much house you qualify for, or if you can qualify at all.

Sometimes the question isn’t “Can I afford the payment?”

It’s “What am I choosing to do with my money?”

If homeownership is one of your goals, it may be worth putting off the expensive car and putting that money toward an asset that can grow in value.

🏠 Buy the house first. Drive the nicer car later.

If you’re thinking about buying a home but your current debts or payments have you concerned about qualifying, let’s talk before you make your next big purchase.

📲 Send me a message and I’ll be happy to look at your options.

10/07/2026

🚨 REALTORS: DON’T LET A DENIAL KILL YOUR CLOSING! 🚨

Got a buyer who was DENIED by another lender?

👉 SEND THEM TO ME BEFORE YOU GIVE UP ON THE DEAL.

One lender’s “NO” doesn’t necessarily mean every lender’s “NO.”

As a mortgage broker, I have the flexibility to look at different loan options and ways to structure the deal that may not have been considered by the original lender.

I want your tough files. 💪

🏠 Buyer denied? Send them.
📈 Buyer no longer qualifies because rates changed? Send them.
💳 Debt-to-income too high? Send them.
📉 Credit issues? Send them.
💰 Complicated income? Send them.

You worked too hard to find the buyer to let one denial end the deal.

Let me take a second look and see if we can find a path to the closing table.

🔥 Realtors — send me your DENIALS.
Let me try to turn them into CLOSINGS. 🔥

10/05/2026

🏠 REALTORS — HAVE A BUYER WHO NO LONGER QUALIFIES?

Rates move. And sometimes a buyer who qualified a few weeks ago suddenly doesn’t qualify for the same price range today.

Don’t immediately assume the deal is dead.

As a mortgage broker, I have the flexibility to shop multiple lending options and look for the best combination of rate, fees, and loan structure for each borrower.

That flexibility can make a BIG difference when a buyer is right on the edge of qualifying.

If you have a buyer who:

✅ Qualified before but doesn’t qualify now
✅ Is suddenly short on purchasing power
✅ Is struggling to meet the payment
✅ Is comparing rates from multiple lenders
✅ Found the right home but the numbers aren’t working

Send them my way before you give up on the deal.

I’ll take another look and see if there’s a better way to structure the financing — including whether I can find a more competitive rate or lower-cost option through my lending network.

📈 Rates may be higher, but that doesn’t mean your buyer has to walk away.

Sometimes you just need a lender with the flexibility to shop for a better solution.

Realtors, if you have a buyer who is “almost there,” let me take a look. 🔑🏡

10/02/2026

🔥 ALREADY GOT A MORTGAGE QUOTE? SEND IT TO ME.

You don’t have to start over. You don’t have to fill out another long application just to see if you can do better.

Send me the rate and closing costs you’ve been quoted.

I’ll take a look and see if I can improve the numbers.

💰 Lower rate?
💰 Lower closing costs?
💰 Better loan options?
💰 More flexibility?

Let’s compare apples to apples.

I know borrowers shop around — and that’s okay. I’d rather have the opportunity to earn your business than simply assume I’m getting it.

📩 Message me your quote and let’s see what we can do.

10/01/2026

🚨 GOT A BETTER MORTGAGE RATE SOMEWHERE ELSE?

GOOD. SEND IT TO ME. 😎

I’m not afraid of rate shoppers.

If another lender has given you a quote, send me the rate, fees, and loan details. As a mortgage broker, I have the flexibility to improve the overall deal.

Sometimes I can compete on the rate.
Sometimes it’s the closing costs.
Sometimes it’s the overall structure of the loan.
Sometimes it’s all three.

🏠 Before you commit to another lender, give me a chance to compete for your business.

📲 Send me your quote. Let’s see what I can do.

08/22/2026

06/08/2026

We received our official “Clear To Close” over a week before the contract date on a USDA loan and closed while I was on vacation, all thanks to our amazing team dedicated to getting your loan closed as quickly and as stress free as possible. Let us do the same for you. Call or message me today!

Congratulations to the Elmore Family on closing on your new home! 🏡🎉

Wishing you many happy memories ahead!

If you're ready to start your homeownership journey, we’re here for you.

📞 Call Private Mortgage Advisors today — we’d love to help!
☎️ 601.336.6862
🌐 pmams.com

05/28/2026

It’s us! We’ve helped many buyers who have been turned down with others buy the home they want and begin to invest in generational wealth creation. We can help you too. 👇🏻👇🏻👇🏻

🏡 Looking for a mortgage broker you can trust?

Our team at Private Mortgage Advisors would love to meet you!

Whether you're buying your first home, upgrading, or refinancing—we’re here to guide you every step of the way.

📞 Call us today at 601-336-6862

🌐 Visit us at pmams.com

Let’s make your homeownership goals a reality!

05/22/2026

Looking for affordable and freshly remodeled in Pearl? Call Emily! She knows of one!