Brad Dickson - Mortgage Expert- NMLS #618279

Brad Dickson - Mortgage Expert- NMLS #618279 Buying a home? Stop the mortgage confusion. I provide a clear, fast path to homeownership that replaces stress with confidence. Let's connect!

I simplify the process for homebuyers and ensure smooth, on-time closings for my realtor partners. With over a decade of hands-on experience in the mortgage industry, I’ve helped everyone from first-time homebuyers to seasoned real estate investors find the right financing solutions to meet their goals. My background includes working in retail banking, correspondent lending, and running my own successful mortgage brokerage for five years. This diverse experience gives me a unique perspective on how to structure deals, solve problems before they arise, and guide clients through a smooth and informed mortgage process. Whether you're buying your first home, investing in your tenth, or looking to refinance, I'm here to help you make smart, confident decisions.

Happy closing day! Congrats to Kyra & Nelson.
09/16/2026

Happy closing day! Congrats to Kyra & Nelson.

Your free credit-app score is not the same number a mortgage lender uses.With VantageScore expanding for Fannie/Freddie ...
09/16/2026

Your free credit-app score is not the same number a mortgage lender uses.

With VantageScore expanding for Fannie/Freddie loans — and FHA setting Jan. 1, 2027 for newer score models — first-time buyers on the MS/AL Gulf Coast are asking: what actually matters?

Swipe for 5 myths that still trip people up before they even apply 👇

• Free app score ≠ mortgage score
• Classic FICO isn’t the only model forever
• Checking your own score doesn’t tank it
• You don’t always need 700+
• Thin credit isn’t an automatic no

Questions? Comment SCORE or DM me. Happy to walk through a real pre-approval path for Mississippi & Alabama buyers.

New American Funding · NMLS 61879
[email protected] · www.bradrdickson.com
Cell 601.467.3633 ·

09/12/2026

Rates Hit a 15-Month High — What MS/AL Buyers Should Watch Before Fed Week

— Brad R. Dickson · Mortgage · Real Estate · Mississippi

Rates Hit a 15-Month High — What MS/AL Buyers Should Watch Before Fed Week
09/12/2026

Rates Hit a 15-Month High — What MS/AL Buyers Should Watch Before Fed Week

09/10/2026

Freddie Mac - update on moved manufactured homes.

09/10/2026

Mobile home financing update!!

This is not “every relocated mobile now qualifies.” Standard manufactured-home rules still apply, and lender overlays va...
09/10/2026

This is not “every relocated mobile now qualifies.” Standard manufactured-home rules still apply, and lender overlays vary.

Looking at a single-wide or multi-wide in Mississippi or Alabama that was moved onto the land? Message me before you write it off. We’ll see if this path fits your file.

Brad Dickson · Loan Officer · New American Funding
NMLS ID 61879
Cell 601.467.3633

09/10/2026

🏡 August was another strong month for our MS Gulf Coast team!

Together, we helped 7 families close on their homes, totaling $1,252,888 in mortgage production.

We’re incredibly grateful to our clients, Realtors, referral partners, and everyone who trusted us throughout the homebuying process. Thank you for allowing us to be part of such an important milestone!

Keta Davis & Brad Dickson
New American Funding | MS Gulf Coast

09/08/2026

Stop staring at the rate. 👀

Freddie Mac’s 30-year fixed averaged **6.71%** as of **Sept 3, 2026** (up from 6.66% the week before). For Mississippi and Alabama buyers, that number is only one dial.

Five levers that can change what you pay besides the rate:

1. Seller credit / closing-cost help
2. Permanent buydown
3. Temporary 2/1 buydown
4. Purchase price
5. Insurance + tax reality (escrow / full PITI)

No hype — just structure. Ask which lever fits your cash and timeline.

Educational only. Not a rate quote or loan offer. Terms vary by loan program, property, and lender guidelines.

Address

63 98th Place Boulevard
Hattiesburg, MS
39402

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+16014673633

Website

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