11/11/2023
5 Random reason Life insurance applications get denied.
1. Driving records: If you have a series of minor traffic offenses or something more serious like a DUI you application is likely to be denied by some carriers.
2. Extreme sports: Sky diving, hang gliding, scuba diving more than 100ft, racing, etc. most insurance com will deny applicants that take place in these types of sport or hobbies.
3. Health: If you have a chronic illness there is a chance that the carrier will deny your application. However, if you can prove your illness is being managed by a health care provider you do have a significantly increased chance of acceptance.
4. Lifestyle choices: If you smoke, drink, or use drugs there is a high chance that your claim will be denied due to the risk of accident or becoming ill because of these choices.
5. Occupation: Doctors, nurses, military personnel, police officers, commercial pilots, firefighters , etc. these are all high risk professions and it makes getting insured much more difficult.
With all of this being said there is still an array of carriers out there and they each have their on spin on what they are and are not more lenient on.
This is why you need a broker. Like me. Lol to walk through this maze for you. So you don’t have to. My days are spent helping people like you, regardless of your circumstances, get yourself and your family covered. So when the inevitable happens, whether it be sickness, accidents, or death, you can rest easy knowing that you and your loved ones are going to be ok.
Thank you and don’t hesitate to reach out.
601-341-6649
Wellness guard.co
