Franklin Trust Federal Credit Union

09/08/2026

🏡 Fixed rate or adjustable rate? What’s the difference?

A fixed-rate mortgage keeps the same interest rate throughout the life of the loan, while an adjustable-rate mortgage (ARM) can change after an initial fixed period. Understanding how each works can help you determine which option may better fit your budget and long-term plans.

A 5/1 ARM can start lower, but payment changes may follow; your timeline, budget and tolerance for risk should guide the choice.

09/04/2026

Friendly Reminder: Our offices will be closed Saturday, September 5, and Monday, September 7, in observance of Labor Day. For your convenience, online and mobile banking are available 24/7 for account access, transfers, mobile check deposit, and more. https://www.franklintrust.org/digital/online-and-mobile-banking/

We hope you have a safe and enjoyable Labor Day weekend! 🇺🇸💙

09/03/2026

Lower your payment, save on interest, and put extra cash back in your pocket! 🤑🚗

Refinance your qualifying auto loan from another financial institution and enjoy rates as low as 4.85% APR*, plus earn up to $200 cash back.** Click the link in our bio for full details.

Lower your rate, reduce your monthly payment, and keep more money in your pocket.

09/02/2026

September is Self-Care Awareness Month!

Self-care isn’t just about taking a break. It’s about taking care of the things that help you feel your best, from getting enough sleep and staying active to setting healthy boundaries, managing stress, and making time for the things you enjoy.

This month, make a little more time for YOU. 💙

09/01/2026

🍂 Hello, September!

A new month is here, bringing fresh starts, cooler days, and plenty to look forward to. Here’s to a great month ahead! 💛

08/31/2026

Planning a big purchase? Timing matters! Labor Day sales can be a great opportunity to save on major appliances, but compare prices and make sure the deal fits your budget before you buy.

September is the month to buy mattresses, appliances and outdoor items.

08/28/2026

💡 Fun Fact Friday!

Did you know Franklin Trust FCU was founded in 1934 as the Public-School Teachers of Hartford City Federal Credit Union? We began by serving local educators and later expanded to serve the greater Hartford County community.

More than 90 years later, we’re still proud to serve our members and this community! 💙

Learn more about our history:
https://www.franklintrust.org/about/about/

08/27/2026

🎒 Just a few days left!

Still have back-to-school expenses? We’re here to help! Get the extra funds you need for supplies, clothes, and more with our Back-to-School Loan.

Offer ends August 31, so don’t wait! Visit us online for full details.

Prepare for the year ahead without stretching your budget.

08/26/2026

💰 Your 20s can be a powerful time to start building your financial future!

You don’t have to have it all figured out. Building a budget, managing debt, living within your means, and starting to save early can help set the foundation for long-term financial success.

Check out these tips for building wealth in your 20s from Ramsey Solutions:
https://www.ramseysolutions.com/retirement/how-to-build-wealth-in-your-20s

Start building wealth in your 20s by steering clear of debt, sticking to a monthly budget, and investing.

08/25/2026

🎒📚 Back to school is here!

Wishing students, teachers, staff, and families across the community a wonderful school year filled with learning, growth, and lots of great moments along the way. ✏️💙