Mr. Mortgage #431

Mr. Mortgage #431 Sr. Loan Originator
Equal Housing Lender
NMLS ID # 211018
(www.nmlsconsumeraccess.org

Many of my clients are surprised when they discover they can use their tax return as a source of funds for down payment ...
03/20/2024

Many of my clients are surprised when they discover they can use their tax return as a source of funds for down payment or closing costs when purchasing a home! Now is the perfect time to buy!

If you would like to discuss tax refund and/or purchasing a home, I'd be happy to help. Reach out to me today!

03/01/2024

Home Buyer: I want a house built after 1980.
Me: Actually, you don't.
Let me explain.
Newer isn't always better, and this picture sums it up pretty well. The quality of modern lumber is simply far inferior to the quality of lumber they were using to build homes in the early and mid-20th century. Wood quality began dropping on a serious scale in the 1980s due to old-growth timber being almost completely depleted. Most wood used today is grown very fast - not only can you visibly see the difference in quality, but the newer lumber is more prone to rotting due to a lack of heartwood. Slow growth wood yields much more heartwood, which is the longest lasting part of the tree, whereas sap wood (new growth wood) will rot very quickly. Modern lumber is also a lot more prone to termite damage as it is softer and easier to consume whereas old lumber is extremely resinous and naturally termite resistant. A good rule - as long as the plumbing and electric has been updated, a well-built home from the mid-20th century is a better investment and will likely outlast a newer build. For more info on old growth wood versus modern lumber please read this great article: https://bit.ly/3h7MbBr

*Clarification: Yes, these two pieces of lumber come from two different trees. The expert in the attached article is not comparing the lumber of the same tree over time. He is comparing the lumber that was commonly used to build houses 75 years ago versus the lumber commonly used to build houses today.

02/28/2024

Norcom Mortgage specializes in Renovation lending! That means you or your client can purchase and improve a home all with one mortgage. Additions, new appliances, kitchen renovations, required repairs...build it into the cost of your mortgage so you don't have to dip into your savings (can also be for refinances!).

Give me a call today to discuss Renovation mortgages for you or your client!

VA IRRRL (Interest Rate Reduction Refinance Loan) is a great option for veteran homeowners who are looking to quickly lo...
02/21/2024

VA IRRRL (Interest Rate Reduction Refinance Loan) is a great option for veteran homeowners who are looking to quickly lower the monthly mortgage payment on their existing VA mortgage.

If you or your veteran client are interested in discussing the benefits of a VA IRRRL, schedule a no-cost consultation with a me today!

As the spring market approaches and rates begin to fall, it's a great time to consider purchasing a home! With our propr...
02/14/2024

As the spring market approaches and rates begin to fall, it's a great time to consider purchasing a home! With our proprietary first-time home buyer program, variety of down payment assistance options, and renovation/construction loans, Norcom Mortgage's suite of home financing solutions covers nearly every buyer's need.

Schedule your free mortgage consultation with me today!

The most common question I get from clients is, "how much can I afford?" Norcom Mortgage's JumpStart Pre-Approval answer...
02/07/2024

The most common question I get from clients is, "how much can I afford?" Norcom Mortgage's JumpStart Pre-Approval answers just that, so you can go out house shopping with the confidence needed to make strong offers!

Looking to get pre-approved or to discuss affordability? Reach out to me today!

🏠 🚨‼️Attention realtor friends and first time homebuyers!‼️Hit me up ASAP if you want to take advantage of the COMBINED ...
02/01/2024

🏠 🚨‼️Attention realtor friends and first time homebuyers!‼️
Hit me up ASAP if you want to take advantage of the COMBINED down payment assistance options. Time is running out and your out of pocket closing expense could potentially be increasing dramatically. This change becomes effective March 1st, So don’t wait! 860-348-6068 ☎️

Here at Norcom Mortgage, we have a loan for nearly every type of home buyer, including those looking for a seasonal home...
01/24/2024

Here at Norcom Mortgage, we have a loan for nearly every type of home buyer, including those looking for a seasonal home!

If you or your client are interested in purchasing a seasonal home, reach out to me for a free mortgage consultation today!

Today, Norcom Mortgage honors Martin Luther King Jr. and his contributions to the civil rights movement, his commitment ...
01/15/2024

Today, Norcom Mortgage honors Martin Luther King Jr. and his contributions to the civil rights movement, his commitment to achieving racial equality through nonviolent means, and his advocacy for social justice.

Address

Hartford, CT
06103

Telephone

+18603486068

Website

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