06/01/2026
🌊 Floods Don't Wait. Neither Should You.
When most people think of flooding, they picture major disasters like hurricanes and catastrophic storms. The reality is that it only takes a few inches of water to cause tens of thousands of dollars in damage to your home and belongings.
Many homeowners are surprised to learn that standard homeowners insurance does NOT cover flood damage. Flood insurance must be purchased separately—and in most cases, there is a 30-day waiting period before coverage takes effect.
Here are a few important facts:
✅ Every property is located within a FEMA flood zone
✅ Flood insurance helps protect your home, belongings, and financial future
✅ Policies may reimburse cleanup costs, debris removal, and emergency protective measures
✅ Mortgage lenders may require flood insurance in higher-risk areas
✅ Coverage may still be a smart choice even outside high-risk flood zones
The best time to get flood insurance is before you need it.
Protect your home. Protect your investment. Protect your peace of mind.
📞 423-869-8699
📧 [email protected]
🌐 www.campbellinsurance.co
📍 170 Nettleton Rd, Harrogate, TN 37752
