02/10/2026
To all my business owners out there...
Stop riding the "Renewal Rollercoaster" every year. 🎢
Small business owners are facing a projected 11% median increase in traditional group health premiums for 2026. If you’re tired of receiving that "negative renewal" notice and having to choose between cutting benefits or absorbing costs, it’s time to look at ICHRA (Individual Coverage Health Reimbursement Arrangement).
ICHRA is shifting the landscape by moving from a "Defined Benefit" model to a Defined Contribution model.
Why Small Businesses are Switching:
Total Flexibility: You decide exactly how much you want to contribute. No minimums, no maximums, and you can vary amounts based on employee classes (e.g., full-time vs. part-time).
Predictable Budgeting: Say goodbye to surprise renewals. Your costs are fixed by you, not dictated by an insurance carrier's claims experience.
Personalized Choice: Instead of a "one-size-fits-none" plan, employees choose the individual market plan that actually fits their doctors and prescriptions.
On-Site Enrollment Support: We take the administrative burden off your plate. We provide on-site support to walk your team through their options, ensuring they feel confident and cared for.
Health insurance doesn't have to be a source of annual stress. It can be a predictable, scalable tool for talent retention.
Ready to take control of your 2026 benefits budget? DM me to see a custom ICHRA analysis for your team.
