The HomeRun Lender

The HomeRun Lender The HomeRun Lender | HomeSimply
Let's get you the HomeRun. NMLS ID # 2006686 | NMLS #2473786

NMLS # 2006686 | 2322797

https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2322797

01/21/2025

Rates as of 1.21.2025 & are subject to change. These are ESTIMATED numbers. Rate is based on 30 year fixed conforming conventional mortgage. 5% down, 760 credit score. Not a commitment to lend. Get an official loan estimate before choosing a lender. NMLS: 23222797 | 2006686. Listed by , Connexa Real Estate

Going to pause for a second on the mortgage content and bring you around to the personal side of my life. I am a DV surv...
01/13/2025

Going to pause for a second on the mortgage content and bring you around to the personal side of my life. I am a DV survivor and recently went to the neurologist for migraines that I just can’t control. Mind you, I have had chronic migraines my ENTIRE life, but nothing like the last 3 years. They can’t be controlled with meds: excedrin / propanolol / topomax / etc (I’ve tried every med under the sun)! Of course on the questions the doctor asked - have you ever had any trauma to the face / head region. Well, yes yes I have. What people don’t talk about is that the survivors get out, YES! However, we deal with emotional and physical pain forever.

Forever grateful I’m free, but so tired of the constant pain.

Buying your first home is an exciting journey, but it is important to communicate openly with your lender. Here is what ...
01/13/2025

Buying your first home is an exciting journey, but it is important to communicate openly with your lender. Here is what you need to share:

1️⃣ Your Budget – Let your lender know exactly how much you are comfortable spending. This includes monthly payments, down payment, and any additional costs. 💰
2️⃣ Financial Goals – Are you looking for a starter home or a forever home? Are you planning to refinance in a few years? Knowing your long-term plans helps us find the best loan options for you. 🌟
3️⃣ Credit History – Share any past credit issues or improvements so we can better understand your financial profile. This transparency helps us tailor the loan process to fit your needs. 📊

This is what I needed. Complete silence and a book.
01/11/2025

This is what I needed. Complete silence and a book.

First things first: Do not panic! 🚫 Here is what you can do: 1️⃣ Find out why – Understanding the issue (credit score, d...
01/10/2025

First things first: Do not panic! 🚫

Here is what you can do:
1️⃣ Find out why – Understanding the issue (credit score, debt, income) is the first step.📋
2️⃣ Create a plan – Tackle credit repairs, save for a larger down payment, or reduce debt. 📈
3️⃣ Work with a lender who cares – I am here to help you build a roadmap to qualify! 💬
Not qualifying right now does not mean never. Lets turn no into not yet. Your dream home is closer than you think! 🏡✨

Picture this: You find the perfect home in [ your city ]—the one with the open kitchen, cozy backyard, and all the space...
01/09/2025

Picture this: You find the perfect home in [ your city ]—the one with the open kitchen, cozy backyard, and all the space you’ve been dreaming of. You’re ready to make an offer, but there’s a problem: someone else swoops in and gets it because your finances weren’t ready. Sound stressful? Let’s make sure that doesn’t happen!

Here’s what you need to do BEFORE you start looking for houses:

✔️ Know Your Budget
One of my clients once fell in love with a home only to discover it was outside their budget. Before you even browse listings, get pre-approved for a mortgage. This way, you’ll know exactly what you can afford, and you’ll be ready to act fast when you find the one.

✔️ Get Your Paperwork in Order
Make sure you have all your financial documents ready—pay stubs, tax returns, and proof of savings. If you’re self-employed, you’ll also need to provide additional documents like two years of tax returns, profit and loss statements, and bank statements. This not only speeds up the process but shows sellers you mean business.

✔️ Know Your Priorities
What’s a non-negotiable for you? Is it a big yard, a specific school district, or a home office? Make a list of your must-haves and nice-to-haves.

✔️ Have Your Team Ready
A solid team—your mortgage broker (hi 👋), real estate agent, and inspector—makes all the difference.

01/06/2025

Let’s face it, scams are everywhere, and the mortgage world is no exception. But don’t worry—knowledge is power, and I’ve got you covered! Here’s what you need to know to avoid mortgage fraud and stay safe on your journey to homeownership.

Common Mortgage Scams:

✅ Wire fraud: Fake instructions to send closing funds—double-check every email with your lender!
✅ Foreclosure relief scams: False promises to save your home in exchange for upfront fees.
✅ Reverse mortgage fraud: Preying on seniors with inflated appraisals and skimmed equity.
✅ Bait-and-switch tactics: Great rates up front, terrible terms after you sign.

🛡️ How to Protect Yourself:
✔️ Work with trusted professionals. Verify licenses and credentials
✔️ Never wire money without verbal confirmation
✔️ If something feels off, ask questions or seek advice from a HUD-approved counselor.

Remember, staying vigilant and informed is the best way to protect yourself.

-> Follow for more mortgage tips to stay safe and smart on your home buying journey!

❤️ Like this post and 💾 save for future reference. Share with anyone who is thinking about buying a house in 2025



Every New Year brings a fresh start, and with it, the perfect opportunity to turn dreams into plans. Last year, I helped...
01/03/2025

Every New Year brings a fresh start, and with it, the perfect opportunity to turn dreams into plans. Last year, I helped many first-time buyers find their way home, families upgrade their space, and savvy planners lock in pre-approvals to secure their future.

This year, it’s your turn. Whether you’re eyeing your first home, looking to refinance for better rates, or planning a move, let’s make your mortgage goals a reality.

Drop a 🏠 in the comments or send me a DM to get started! Your journey to smart homeownership begins now.



Hi there, I’m Alicia – a proud spouse of a veteran, a mom of four, and a domestic violence survivor. My journey hasn’t a...
01/02/2025

Hi there, I’m Alicia – a proud spouse of a veteran, a mom of four, and a domestic violence survivor. My journey hasn’t always been easy, but it’s shaped me into someone passionate about helping others rewrite their own stories.

Through life’s challenges, I’ve found strength in grace, purpose, and connection. Today, I’m here to share my experiences, inspire hope, and guide people toward homeownership. As a mortgage broker with The HomeRun Lender | Grow Mortgage, I specialize in making the process of buying a home accessible, empowering, and achievable.

My mission goes beyond loans – I aim to help you build equity not only in your home but in yourself. Whether you’re navigating a new chapter, dreaming of homeownership, or just looking for a little inspiration, I’m here to share, support, and guide you every step of the way.

Let’s connect and create a plan for your future. 💙

As we welcome 2025, we’re excited to help more people achieve their dream of homeownership and build lasting financial s...
01/01/2025

As we welcome 2025, we’re excited to help more people achieve their dream of homeownership and build lasting financial success. This year, we’re committed to:
✅ Educating and empowering you on your journey.
✅ Serving with purpose, grace, and transparency.
✅ Honoring our Veterans and giving back to our communities.

Let’s make 2025 a year of growth, opportunity, and dreams realized. Ready to take the next step? Let’s connect today! 🏡💙

Address

243 Neff Avenue Suite V
Harrisonburg, VA
22801

Telephone

+18592673075

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