Frank Ruiz NMLS 834274

Frank Ruiz NMLS 834274 Mortgage Loan Officer NMLS # 834274 📚Educating 🏠 Home Buyers Here to help you. Cross Country Mortgage NMLS 3029
(1)

Established in the heart of San Antonio, Texas, in 2023, GFS Home Loans has been a beacon of excellence in mortgage banking. Our commitment begins at prequalification and extends beyond the closing of your home purchase. As a team of seasoned professionals, we are devoted to ensuring your home-buying experience is both seamless and rewarding. As an equal housing lender, we take pride in serving ou

r vibrant community with a diverse portfolio of residential mortgage options, including:

VA Loans
FHA Loans
Conventional Loans for primary, secondary, and investment properties
Nonconforming – Jumbo Loans
Refinancing Options – Rate & Term, Cash-Out, and VA IRRRL
Innovative “Out of the Box” portfolio products

At GFS Home Loans, we specialize in finding the perfect loan match for every client, tailored to meet their individual needs. We manage your mortgage process entirely in-house, with our dedicated GFS employees who are deeply rooted in the communities we serve. For us, you are more than just a loan number, and service is more than a word in our name. Our commitment is to exceptional, personalized service from the first step in your home search to the moment you hold your new home's keys. TEXAS RECOVERY FUND NOTICE: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

🍁🦃 This Thanksgiving, I’m especially grateful for every family who has trusted me to guide them through one of life’s bi...
11/27/2025

🍁🦃 This Thanksgiving, I’m especially grateful for every family who has trusted me to guide them through one of life’s biggest decisions becoming a homeowner.

Helping our RGV community find clarity, confidence, and real financial options is a responsibility I hold with pride.
Whether it’s answering a late-night question, running numbers, or helping someone take the first step toward their dream home, I’m thankful for every opportunity to serve.

To my clients, partners, and friends thank you for believing in me and allowing me to be part of your journey.
Wishing you a season filled with comfort, joy, and moments that remind you of what truly matters. 🏡✨

If you're thinking about buying, refinancing, or simply want to know your options, I’m here to help today and throughout the holidays.
📲 Frank Ruiz | 956.793.3631
NMLS 1931602 | CrossCountry Mortgage

🧡🏡🍁

Grateful for every veteran who has served our nation with honor.Your dedication is the foundation we build on every day....
11/11/2025

Grateful for every veteran who has served our nation with honor.

Your dedication is the foundation we build on every day.



🏡 Helping veterans achieve the dream of homeownership.

📞 956-793-3631

250 years of service, honor, and unwavering commitment to our nation.Happy Birthday to the United States Marine Corps......
11/10/2025

250 years of service, honor, and unwavering commitment to our nation.

Happy Birthday to the United States Marine Corps...we salute your courage!

From Frank Ruiz | The 956 Home Lender 🇺🇸

Serving those who served contact me today for veteran loan programs and benefits.

11/02/2025

✨ Every dream financed is a legacy continued.

Honoring those who paved the way for our families to own their piece of home.

📞 956-793-3631 | the 956 Homelender

🎖️ 250 Years of Honor, Courage, and Commitment.Today we celebrate the U.S. Navy’s 250th birthday...a legacy built on str...
10/13/2025

🎖️ 250 Years of Honor, Courage, and Commitment.

Today we celebrate the U.S. Navy’s 250th birthday...a legacy built on strong roots and steady hands.

As we honor those who serve and protect our country, let’s also remember the discipline and dedication that inspire us daily.

⚓ Happy 250th Birthday, U.S. Navy! 🇺🇸

Today, we honor the courage and resilience of those we lost and the heroes who emerged on September 11, 2001. We stand u...
09/11/2025

Today, we honor the courage and resilience of those we lost and the heroes who emerged on September 11, 2001. We stand united in remembrance, with hearts full of gratitude for the sacrifices made and the strength shown by so many. Let us continue to carry their legacy forward with compassion, unity, and hope for a brighter future.

🏡 Starting your home buying journey early is key to success!Getting your finances in order and understanding your budget...
09/04/2025

🏡 Starting your home buying journey early is key to success!

Getting your finances in order and understanding your budget upfront gives you a clear picture of what you can afford. This preparation allows you to act quickly when the right home comes along and helps avoid surprises later in the process.

Being well-prepared means you’ll shop with confidence and make informed decisions every step of the way. If you want guidance on how to get ready to buy, reach out anytime. Let's navigate the journey smoothly!

🏠💥 Hit a home run with your home loan!I’ll pitch you the best rates so you can slide into your dream home stress-free. N...
08/13/2025

🏠💥 Hit a home run with your home loan!
I’ll pitch you the best rates so you can slide into your dream home stress-free. No curveballs, just winning closings!

📞 Frank Ruiz – Originating Sales Manager
📱 956-793-3631
📍 Serving Harlingen, Brownsville, McAllen & all RGV homebuyers

HAPPENING TOMORROW!!!!1
07/12/2025

HAPPENING TOMORROW!!!!1

💥 Financing freedom since 1776… or close enough.Frank Ruiz has your back this Independence Day 🇺🇸📧 frank.ruiz@ccm.com | ...
07/04/2025

💥 Financing freedom since 1776… or close enough.

Frank Ruiz has your back this Independence Day 🇺🇸

📧 [email protected] | 📲 956.793.3631

06/25/2025

Happening Now!!!!

Address

2957 Regency Drive
Harlingen, TX
78539

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Website

Alerts

Be the first to know and let us send you an email when Frank Ruiz NMLS 834274 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Share