What are the opening hours?

Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 6pm Thursday 9am - 6pm Friday 9am - 4pm Saturday 9am - 2pm

TWFG Garcia Family Insurance Agency

Home
United States
Harlingen, TX
TWFG Garcia Family Insurance Agency

With 25 years of customer service experience, I’m proud to serve my community with honest, reliable insurance solutions. Ram Garcia (956) 305-2820
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I'm here to protect what matters most — your family, home, business, and future! 🌟At TWFG Garcia Insurance, we proudly serve Harlingen, San Benito, Brownsville, and the Rio Grande Valley with personalized insurance solutions that protect what matters most. As your local independent agent, Ram Garcia helps families and businesses find the right coverage at the best rates — with honesty, care, and commitment. We specialize in Auto, Home, Life, Business, and Medicare Insurance, offering expert guidance and fast, friendly service. Whether you’re protecting your family, your home, or your future, we’re here to make insurance simple and affordable.

💬 Get a free quote today and experience the difference of local, family-focused service you can trust.

10/30/2026

📣 MEDICARE AEP IS HERE! 🩺

Not sure if your Medicare plan is still right for you? Let’s talk! 🙌

I’m here to answer your questions, review your options, and help you make an informed decision. No pressure — just someone local who cares! ❤️

📲 Message me or give me a call. I’m happy to help!

🙏 God Bless!

Ram Garcia | TWFG Garcia Insurance
Local Agents • Faith Driven • Multiple Carriers

10/29/2026

🚗🏡 INSURANCE RATES GOING UP? 📈

Before you renew, let’s compare your options! 💰 I work with multiple insurance companies to help you find coverage that fits your needs and budget.

📲 Call or text Ram today!
☎️ (956) 305-2820

✅ Local Agent | Faith Driven | Multiple Carriers

Let’s talk! No pressure, just options. 🙌

10/26/2026

❤️ IF SOMETHING HAPPENED TO YOU TOMORROW, WOULD YOUR FAMILY BE PROTECTED? ❤️

Life insurance isn't about you… it's about the people you LOVE! 👨‍👩‍👧‍👦🙏

🛡️ Protect your family's financial future
💵 Help cover final expenses
❤️ Give your loved ones one less thing to worry about

Don't wait until it's too late! Let's talk about your options. 🤝

📲 Message me today for a FREE, no-obligation life insurance review!

👇 QUESTION: Do you have life insurance in place to protect your family? Comment YES or I NEED INFO! 👇

God Bless! 🙏❤️

— Ram Garcia | TWFG Garcia Insurance
(956) 305-2820

10/23/2026

🚨❤️ MEDICARE OPEN ENROLLMENT IS HERE! ❤️🚨

📣 ARE YOU CONFIDENT YOU HAVE THE RIGHT MEDICARE COVERAGE FOR 2027?

Medicare can be confusing, and you don't have to navigate it alone! 🤝💙

🙏 I'M HERE TO HELP YOU! My goal is to guide you, answer your questions, and help you understand your Medicare options so you can make an informed decision with confidence.

✅ Have questions about your current Medicare plan?
✅ Wondering if your plan still meets your needs?
✅ Want to understand your Medicare Advantage or Prescription Drug Plan options?
✅ Not sure where to start? Let's talk!

💙 YOU DESERVE ANSWERS, GUIDANCE, AND PEACE OF MIND!

📲 Send me a message or give me a call! I'm here to listen, answer your questions, and help you understand your options—without the confusion.
Ram Garcia 9956) 305-2820

💬 COMMENT “MEDICARE” BELOW OR SEND ME A PRIVATE MESSAGE! Let's get your questions answered!

🤝 Your trust means everything to me, and I am grateful for the opportunity to serve you and your family.

🙏 God bless you, your family, and our community!

Ram Garcia
❤️ Here to Serve You!

10/14/2026

❤️🚗 TRUST KNOWS NO DISTANCE! 🙏

A BIG THANK YOU to Mr. & Mrs. Hughes all the way from Minnesota for trusting TWFG Garcia Insurance with your auto insurance! 🤝❤️

Joann and I are truly grateful for the opportunity to serve you. Your trust means the world to us!

🙏 God bless the Hughes family, and thank you for choosing us!

📞 Need Auto, Home, Life, or Business Insurance? Call Ram at (956) 305-2820!

❤️

10/14/2026

🚨 RIO GRANDE VALLEY! MEDICARE OPEN ENROLLMENT IS HERE! 🚨

💙 ARE YOU SURE YOU HAVE THE RIGHT MEDICARE PLAN FOR 2027?

Medicare plans can change from year to year. Your doctors, prescriptions, benefits, and out-of-pocket costs deserve a closer look! Don't simply renew without understanding your options. 👀

🙏 I'm Ram Garcia, your local, independent insurance agent here in Harlingen. My wife Joann and I believe in treating people like family, serving with integrity, and helping our community make informed decisions.

✅ Medicare Advantage Plans
✅ Medicare Supplement (Medigap)
✅ Prescription Drug Plans
✅ Help reviewing your current coverage
✅ Personal, local assistance — no confusing 800-number runaround!

📅 MEDICARE ANNUAL ENROLLMENT PERIOD: OCTOBER 15 – DECEMBER 7

🔥 LET'S GET THE CONVERSATION STARTED!

👇 Comment “MEDICARE” below or send me a private message with the word “REVIEW.” I'll help you understand your options and determine what plans may fit your needs.

📞 Call or text Ram Garcia: (956) 305-2820

📍 TWFG Garcia Insurance | Harlingen, Texas
Serving families throughout the Rio Grande Valley.

❤️ Your coverage matters. Your peace of mind matters. And you deserve someone local who cares.

LOCAL AGENT. FAITH DRIVEN. MULTIPLE CARRIERS.

🙏 God Bless you and your family!

10/13/2026

🙏 YOUR LOCAL INSURANCE AGENT IS HERE TO HELP! 🚗🏡🚛

Hi everyone! I'm Ram Garcia with TWFG Garcia Insurance in Harlingen, TX!

My wife, Joann, and I are grateful for the opportunity to serve our community. ❤️ My goal is simple: help you protect what matters most while comparing coverage options from multiple insurance carriers.

✅ Auto, Home & Renters
✅ Life & Final Expense
✅ Medicare & Annuities
✅ Flood Insurance
✅ Commercial & Business Insurance
✅ Commercial Trucking Insurance

📞 Call or text me at (956) 305-2820 for a no-obligation insurance review!

Local Agents. Faith Driven. Compare with Multiple Carriers.

Thank you for supporting our local business. God Bless you and your family! 🙏❤️

10/13/2026

Happy Monday! I want to thank Mr. Diaz from Alamo Tx for trusting TWFG Garcia Insurance with his Jeep Wrangler Auto Insurance.
Thank you Mr. Diaz

Address

2404 F Street STE A
Harlingen, TX
78552

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 4pm
Saturday	9am - 2pm

Website

https://agentpages.twfg.com/garciainsurance/#team

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