Jennifer Baum - Mortgage Loan Officer - NMLS #2695619

Jennifer Baum - Mortgage Loan Officer - NMLS #2695619 VanDyk Mortgage Corporation was established in 1987 by its Founder and CEO Thomas L. VanDyk in Grand Rapids, Michigan.

jenniferbaum.vandykmortgage.com
Mortgage Loan Officer (NMLS #2695619) VanDyk Mortgage Corporation (NMLS #3035) | Equal Housing Opportunity |
nmlsconsumeraccess.org

Boy mom 💙, faith-driven ✝️ & passionate about making dreams a reality ☀️ We currently have over 500 employees and we are licensed in 48 states with 90+ brand offices nationwide. Since 1987, we’ve closed over 120,000 mortgage loans. Whether you’re looking to refinance your current home or find the right mortgage loan program for you, we’re ready to help you!

Nothing like a signed contract hitting the inbox before the weekend! 🎉I’m so honored that a recent client referred his c...
09/11/2026

Nothing like a signed contract hitting the inbox before the weekend! 🎉

I’m so honored that a recent client referred his coworker to me as he begins the process of buying his first home.

A little backstory: he had originally walked into a brick-and-mortar bank and walked away believing he needed 20% down to buy. I’m not sure what that conversation entailed, but that was what he heard—and it kept him from moving forward.

His coworker sent him my way. We got the application in, reviewed his options and got him pre-approved. Then his Realtor worked their magic: negotiated a lower purchase price & full seller concessions!

Now, just one week later, this 21-year-old is under contract on his first little piece of Texas! 🤠🏡

Congratulations! First-time buyers: don’t let a down-payment myth keep you from finding out what may be possible. Let’s have a conversation.

📲 Jennifer Baum | Loan Officer
512.608.1519
jenniferbaum.vandykmortgage.com
NMLS #2695619 | Licensed in TX & FL

Sometimes offering a lower price isn’t always the best play. 🏡*Seller concessions can sometimes leave more money in your...
09/09/2026

Sometimes offering a lower price isn’t always the best play. 🏡

*Seller concessions can sometimes leave more money in your pocket at closing.

Instead of negotiating only on price, you may be able to negotiate seller-paid closing costs that can help cover things like:

💰 Prepaids & escrow setup
📉 An interest-rate buydown
🏠 Other allowable loan costs

A lower purchase price might save you a little each month — while the right concession strategy could save you up front and leave more money in your pocket at closing.

Every loan and transaction is different, which is why it’s important to look at the whole picture, not just the sales price.

Thinking about buying? Let’s run the numbers and see what makes the most sense for you.

📲 512.608.1519

Happy Labor Day Weekend! 🇺🇸You may be taking a break this weekend, but your home goals don’t have to. 😉Whether you’re re...
09/06/2026

Happy Labor Day Weekend! 🇺🇸

You may be taking a break this weekend, but your home goals don’t have to. 😉

Whether you’re ready to:

🔑 Get pre-qualified
🏡 Buy your first home
📦 Make your next move
💰 Explore investment property options

I’m here to help! If you have questions about financing, payments or where to begin; reach out anytime. Let’s get you one step closer to holding those keys in hand! 🔑

📲 512.608.1519
Jennifer Baum | Loan Originator
NMLS #2695619
Licensed in TX & FL

Real estate investing can be about more than simply adding another property to your portfolio. It can provide monthly i...
09/04/2026

Real estate investing can be about more than simply adding another property to your portfolio. It can provide monthly income, long-term equity growth & another piece of your overall financial strategy.

Whether you're considering your first investment property or your next one, understanding your financing options is an important part.

If you have a property in mind—or you're just starting to explore what might be possible—let’s run the numbers and look at your options.

📲 Reach out anytime. I’m happy to help.

08/28/2026

Happy Friday! 🏡🔑

Wrapping up August with 3 closings this week! 🎉

Three buyers, three sets of keys, and three new chapters beginning. ❤️

Grateful for my clients, Realtor partners, and everyone behind the scenes who helped get each one to the closing table.

Ready to make September your month? Let’s talk. 🏡

No judgment. Just answers.

Jennifer Baum | Loan Officer
NMLS #2695619
📱 512.608.1519

08/17/2026

🎒 **Back-to-School Pop Quiz!**

True or False?

❓ You need 20% down to buy a home.
❓ You shouldn't talk to a lender until you've found a house.
❓ Student loans automatically disqualify you from buying.

👉 **Answer:** All **FALSE** for many buyers.

Back-to-school is a great time to learn the facts instead of relying on myths.

If you've been wondering whether homeownership is possible, let's chat. I'll answer your questions before you ever fill out an application.

Licensed in TX & FL

New Braunfels continues to be one of the most talked-about communities in Central Texas. Its location between San Antoni...
07/29/2026

New Braunfels continues to be one of the most talked-about communities in Central Texas. Its location between San Antonio and Austin, strong community identity, outdoor recreation, and growing economy make it attractive to a wide variety of buyers.

While every market experiences changes, understanding local trends, affordability, and long-term goals is often more important than trying to perfectly time the market.

If you're considering purchasing a home in New Braunfels, I'd love to help you evaluate your options and make an informed decision.

Temple often flies under the radar compared to some of the larger Texas cities, but that's exactly why many buyers find ...
07/22/2026

Temple often flies under the radar compared to some of the larger Texas cities, but that's exactly why many buyers find it appealing. The area offers affordability, growing employment opportunities, healthcare and education resources, and a strong sense of community.

For buyers looking to maximize value while still enjoying access to major Texas markets, Temple is worth considering. Understanding both the housing market and financing process can help you make a confident move.
If Temple is on your list of places to explore, I'd love to help guide you through your homeownership journey!

Many future homeowners assume they need a perfect credit score before speaking with a lender. In reality, mortgage quali...
07/14/2026

Many future homeowners assume they need a perfect credit score before speaking with a lender. In reality, mortgage qualification is much more nuanced than a single number.

Your credit score is certainly important, but lenders also look at factors like income, debt, savings, employment history, and overall financial stability. Sometimes buyers who think they're years away from purchasing are actually much closer than they realize.

If you're curious about where you stand and what steps might help strengthen your buying position in Leander, I'd be happy to help you create a personalized game plan.

What an incredible week at **Mastermind 2026**! 🙌There's something powerful about getting out of your day-to-day routine...
07/07/2026

What an incredible week at **Mastermind 2026**! 🙌

There's something powerful about getting out of your day-to-day routine and surrounding yourself with people who are committed to learning, growing, and helping others succeed.

I had the opportunity to connect with some of the brightest minds in the mortgage industry, exchange ideas, learn new strategies and build relationships with professionals from across the country. Every conversation challenged me to think bigger and find even better ways to serve my clients and referral partners.

A special thank you to my amazing VanDyk Mortgage family. I'm grateful to be part of a team that believes in collaboration, growth and always striving to be better.

Now it's time to bring everything I learned back home and put it into action. I'm excited for what's ahead and look forward to continuing to help families achieve their homeownership goals.

The best investment you can make is never in a product—it's in yourself.

Here's to continuous growth & serving at an even higher level!

Address

302 Millers Crossing Suite 12
Harker Heights, TX
76548

Telephone

+15126081519

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