05/19/2026
Ever wondered how your bodily injury and liability/property damage costs work on insurance?
The state minimum coverage for both is $30,000 per person, $60,000 total for all people, and $25,000 max for paying out to other people’s damages. The natural average for vehicle prices is just over $45-50,000.
That means if you have a wreck and total their car, you’re gonna be in the hole $20,000+ out of pocket or possible judgements. Call or email me to review your current policy information