What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

First Community Bank Michigan

Home
United States
Harbor Springs, MI
First Community Bank Michigan

Family Owned & Trusted Since 1905. Member FDIC. Equal Housing Lender. A local Family owned Michigan Based bank since 1905.
(1)

Founded in Harbor Springs, Michigan and expanded into the adjoining community of Petoskey in 1993. In 2000, First Community Bank expanded to the community of Cheboygan and in 2006 expanded to the community of Traverse City. Most recently, in 2012, First Community Bank established an office in downtown Grand Rapids following a merger with Select Bank. Terms and Conditions:
When you use, comment, po

st, view, access or otherwise participate with our social media or webpage (sites) you agree to be bound by these terms and conditions. These terms are subject to change and any changes will be incorporated into these terms. If you do not agree with these terms, please do not use our sites. Our sites are provided by First Community Bank (FCB). Our sites are made available to the general public and anything you post can be viewed by others. You should never post personal or confidential information on our sites. The information on our sites is for informational purposes only. Any links, posts or comments to our sites that First Community Bank determines is offensive, negative or inaccurate will be removed. Any conversations on our sites do not change customer agreements. Links to non-FCB sites (third party) are provided as useful information. FCB has no control over the content on these sites and does not necessarily endorse the site or content it contains. If you choose to visit a site not controlled by FCB, we make no warranties related to the content. We do not claim the information is correct, we do not warranty that third party site’s content is free from copyright, trademark or other infringement of the rights or that the content is free of viruses.

06/24/2026

Protecting your account starts with keeping your contact information up to date.

Having accurate information on file ensures we can verify your identity, maintain account security, and reach you in the event of suspected fraud.

If you have a new phone number, email address, or have changed your address, please let us know. You can update information through online banking, the mobile app, or by stopping into your nearest branch.

06/23/2026

Supporting our local youth sports programs is about so much more than just a banner on a fence or a logo on a jersey. It’s about investing in the future of our neighborhood. The fields and courts are where the next generation learns the value of teamwork, dedication, resilience, and leadership.

We believe in being a cornerstone of the communities we serve. We don't just work here; we live here, we raise our families here, and we cheer right alongside you on the sidelines.

We are incredibly proud to back the leagues, coaches, and volunteers who dedicate their time to creating positive, active experiences for our youth. Here’s to a fantastic, safe, and competitive season for all our local teams!

Learn more about our community involvement at www.firstcb.com

06/19/2026

At First Community Bank, we know that true strength comes from the communities we serve. As a proud Hunger Hero sponsor of The Manna Food Project, we are committed to building a stronger, more secure Northern Michigan.

We were privileged to attend the 2026 Manna Gala yesterday where we heard about the work Manna does and the impact it has on Northern Michigan communities. An evening like this is a powerful reminder that this vital work is only made possible through a collective effort. We are incredibly grateful for the dedication of Manna’s staff and volunteers, alongside the generosity of the donors who show up year after year to support our neighbors.

06/18/2026

Piggy bank getting a little heavy? Stop into our downtown Harbor Springs, Petoskey, or Cheboygan branch to use the coin machine and show your kids how saving loose change can lead to big results. Watching the total climb, on the coin machine and in their savings account, is a great way to teach small money habits early.

06/17/2026

Managing complex companies across multiple industries requires a banking partner that understands how your business operates. We prioritize cutting through the noise to simplify your financial operations.

As Dave notes, having a bank that delivers clarity and reduces friction means less time managing complications and more time focusing on what matters. Thank you for trusting us as your financial partner, Dave!

06/16/2026

Building credit requires consistent, deliberate habits. Whether you're planning to apply for a loan or simply want to strengthen your financial standing, proactive management is key!

Here are a few helpful tips:
-Prioritize on time payments.
Late payments (even a few days) can impact your credit for years.
-Your balance matters. Try to keep your credit use to 30% or less of your total credit limit.
-Length of credit builds history. Keeping older accounts active and in good standing can help your credit.
-Monitor your credit regularly. Check your credit report from the three bureaus annually, at no charge, through annualcreditreport.com

The CFPB is a great resource for information on building and keeping a good credit score. Check out this link for more helpful information: https://www.consumerfinance.gov/ask-cfpb/how-do-i-get-and-keep-a-good-credit-score-en-318/

06/15/2026

Big plans ahead? Your home might hold the key.

Whether you're finally ready to remodel the kitchen, consolidate higher-interest debt, or prepare for a major life event, your home equity could provide the financing you need.

A cash-out refinance allows you to tap into the equity you've built in your home, giving you the flexibility to invest in your future on your own terms.

Ready to discuss options and look at the numbers? Reach out to the mortgage team at FCB to discuss your goals.

866-526-2114 or www.firstcb.com/personal/borrow/mortgages

NMLS ID 514387

06/12/2026

No two businesses are identical, that's why we prioritize understanding the specific needs of your business.

As David notes, having a banking partner that understands your needs makes all the difference in daily operations. Thank you for trusting us as your financial partner, David!

Ready for a banking relationship built around your business? Connect with our commercial team at www.firstcb.com or reach out to your local branch.

06/11/2026

In today’s market, your customers want to pay their way. Whether that means tap-to-pay in person, checking out online, or using mobile devices, giving them flexible options keeps your business moving forward.

Through our merchant processing partnership with MerchantE, business clients are provided with secure hardware and global processing solutions.

Ready to upgrade your payment setup? Stop by your nearest branch or call us at 866-526-2114 to get started today.

06/10/2026

We're Hiring!

Ready to take the next step in your career? We're looking for customer service focused and math friendly individuals to join our team in the following roles:
Deposit Operations-Project Specialist - Birmingham
Universal Banker - Traverse City
Bank Teller - Harbor Springs/Petoskey

Benefits Include: Paid Time Off, 401(k), Health, Dental, Vision, and Life Insurance

First Community Bank is an equal opportunity employer.

Apply at: https://www.indeed.com/cmp/First-Community-Bank-4/jobs

Address

200 E Main Street
Harbor Springs, MI
49740

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+12315262114

Website

http://www.firstcb.com/

Alerts

Be the first to know and let us send you an email when First Community Bank Michigan posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Want your business to be the top-listed Finance Company in Harbor Springs?