First Community Bank Michigan

First Community Bank Michigan Family Owned & Trusted Since 1905. Member FDIC. Equal Housing Lender. A local Family owned Michigan Based bank since 1905.
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Founded in Harbor Springs, Michigan and expanded into the adjoining community of Petoskey in 1993. In 2000, First Community Bank expanded to the community of Cheboygan and in 2006 expanded to the community of Traverse City. Most recently, in 2012, First Community Bank established an office in downtown Grand Rapids following a merger with Select Bank. Terms and Conditions:
When you use, comment, po

st, view, access or otherwise participate with our social media or webpage (sites) you agree to be bound by these terms and conditions. These terms are subject to change and any changes will be incorporated into these terms. If you do not agree with these terms, please do not use our sites. Our sites are provided by First Community Bank (FCB). Our sites are made available to the general public and anything you post can be viewed by others. You should never post personal or confidential information on our sites. The information on our sites is for informational purposes only. Any links, posts or comments to our sites that First Community Bank determines is offensive, negative or inaccurate will be removed. Any conversations on our sites do not change customer agreements. Links to non-FCB sites (third party) are provided as useful information. FCB has no control over the content on these sites and does not necessarily endorse the site or content it contains. If you choose to visit a site not controlled by FCB, we make no warranties related to the content. We do not claim the information is correct, we do not warranty that third party site’s content is free from copyright, trademark or other infringement of the rights or that the content is free of viruses.

Behind every local business is a unique story and specific set of financial needs. We take pride in understanding those ...
06/03/2026

Behind every local business is a unique story and specific set of financial needs. We take pride in understanding those challenges and finding the solutions that keep your business moving forward.

Thank you, Gregg, for trusting FCB to be part of WaterSolve's growth!

Check fraud occurs when a person uses someone else's check, or images of a check, for an unauthorized transaction.Common...
06/02/2026

Check fraud occurs when a person uses someone else's check, or images of a check, for an unauthorized transaction.

Common methods of check fraud include the scammer stealing or forging a check, altering legitimate checks, and sending or receiving checks through the mail. Here are some tips to fight check fraud:
1. Monitor your accounts regularly: Review your bank account statements frequently for unauthorized transactions.
2. Use gel ink when writing checks: Gel ink is more resistant to check washing, which is a scheme where chemicals are used to erase ink on a check so information can be rewritten.
3. Practice smart mail habits: Promptly check your mail and avoid leaving outgoing mail in your mailbox overnight. Consider dropping off mail with checks directly at the post office.
4. Be aware when cashing checks: Don’t cash checks you weren’t expecting or from an unknown person or company.

The following link to OCC is a great resource for more information on how to spot, avoid, and report check fraud: https://www.occ.gov/topics/consumers-and-communities/consumer-protection/fraud-resources/check-fraud.html

A home is more than a just a place to live, it's a powerful tool for long-term growth. Whether you are looking to purcha...
06/01/2026

A home is more than a just a place to live, it's a powerful tool for long-term growth. Whether you are looking to purchase your first home, build your dream home, or tap into the equity in your home, having a trusted partner makes the difference.

Every homebuying and financing journey is unique. Partnering with First Community Bank ensures you will receive personal guidance, clear communication, and decisions made right here in our community.

If you are ready to explore options and take the next step in your homeownership journey, reach out to discuss a plan that aligns with your goals.

NMLS ID 514387

New Look. Same Commitment.Our new website is launching today, May 28th, with a more modern and streamlined experience. A...
05/28/2026

New Look. Same Commitment.

Our new website is launching today, May 28th, with a more modern and streamlined experience. As you explore the new layout, please keep these security reminders in mind:

​Official URL: Please ensure you are always visiting www.firstcb.com. This remains our only official website address.

​Secure Browsing: Look for the padlock icon in your browser address bar to verify a secure connection.

​Privacy First: First Community Bank will never ask for your password, PIN, or full social security number via email or text.

If you have any questions navigating the new website or locating something, give us a call and we'd be happy to help!

As we observe Memorial Day, we pause to honor and remember the brave individuals who gave their lives serving our nation...
05/25/2026

As we observe Memorial Day, we pause to honor and remember the brave individuals who gave their lives serving our nation. Their courage and dedication will never be forgotten.

In observance of Memorial Day, all of our branches are closed today, May 25th.

Congratulations to all of our local high school and college graduates! We wish you the absolute best as you celebrate yo...
05/22/2026

Congratulations to all of our local high school and college graduates! We wish you the absolute best as you celebrate your achievements and begin your next big adventure!

It's always an honor sponsoring a table at the Harbor Springs High School Band's "Swing into Spring" event. This event s...
05/20/2026

It's always an honor sponsoring a table at the Harbor Springs High School Band's "Swing into Spring" event. This event showcases the talent of the band while celebrating all they do. Thank you to the students, organizers, and community members who made this wonderful event possible.

Community banking is more than banking; it's supporting the foundations of our communities.Northwest Michigan Supportive...
05/15/2026

Community banking is more than banking; it's supporting the foundations of our communities.

Northwest Michigan Supportive Housing has been moving neighbors from homeless to permanent, supportive housing for three decades. In 2025, they served 75 households and moved 33 people into a new home. First Community Bank is proud to partner with organizations like NMSH that create an impactful difference in our communities.

Pictured here: Anthony Palumbo, FCB Community Bank President, Traverse City & NMSH Board Member and Sarah Hughes, NMSH Executive Director attending the NMSH Spring Event.

FRAUD ALERT!A bad actor is impersonating our phone number and calling to solicit customer information. We will never ask...
05/14/2026

FRAUD ALERT!

A bad actor is impersonating our phone number and calling to solicit customer information. We will never ask for your password. Please do not give anyone your personal banking information.

If you receive a call from someone claiming to be an FCB team member asking for your banking or login information, hang up! If you ever have questions on the legitimacy of a phone call, call us directly at 866-526-2114.

Every great story starts with a solid foundation. At First Community Bank, we have the resources, reliability, and local...
04/27/2026

Every great story starts with a solid foundation. At First Community Bank, we have the resources, reliability, and local roots to help your business thrive.

Whether you're expanding your storefront or upgrading your equipment, growth starts with a call to 866-524-2114 or fill out the contact form at www.firstcb.com/connecting/contact-us

Address

200 E Main Street
Harbor Springs, MI
49740

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12315262114

Website

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