Paul Lancaster at First Heritage Mortgage

Paul Lancaster at First Heritage Mortgage Paul Lancaster | NMLS ID #187417
Senior Loan Officer
Company NMLS ID #86548

Are you trying to get rid of PMI? If you are, you’re in the right place!PMI is a helpful tool that helps buyers become h...
08/28/2026

Are you trying to get rid of PMI? If you are, you’re in the right place!

PMI is a helpful tool that helps buyers become homeowners sooner without waiting to save a full down payment. But getting rid of PMI means one less monthly expense. Depending on your mortgage, your home’s value, and how much equity you’ve built, there are several possible paths to getting rid of PMI. 😄

For a visualization, Follow along with these steps:
✅ Check your mortgage statement. �
✅ Call your loan servicer. �
✅ Ask about your PMI removal options. �
✅ Find out if your home value has increased. �
✅ Consider making extra principal payments. �
✅ Look into refinancing if appropriate.

Removing PMI can lower your monthly mortgage payment and help you keep more money in your pocket to be used home projects or other investments. 🏡

If YOU want to stop paying more bills, check out our blog to learn more about getting rid of your PMI! 🔗
https://myoc.io/cdfcRNQmHXO/WMwP6

Real estate partners, if AI is something you’ve been meaning to figure out but don't know where to start, join me for th...
08/27/2026

Real estate partners, if AI is something you’ve been meaning to figure out but don't know where to start, join me for this webinar! 🤖

Our marketing team is continuing their Marketing Growth Series so you can spend less time figuring out AI and more time using it to grow your business.

Join Erica Goodwin and Cotton Walsh from the FHM marketing team to learn:
✨ How to make AI sound like *you*
✨ How to build your own AI content assistant
✨ How to use AI as your marketing “advisory panel”
✨ Plug-and-play prompts to save hours each week
✨ A live walkthrough of ChatGPT + Claude

Save your spot and join us! Register here:
https://myoc.io/cdfcRNQmHXO/cLiQ5

Do you still feel like the down payment is the biggest thing standing between you and buying a home? A little strategy c...
08/23/2026

Do you still feel like the down payment is the biggest thing standing between you and buying a home? A little strategy can go a long way. 🏡

Well, we dig into three realistic ways to save — from automating your home account and trimming a few key expenses, to stacking assistance programs and gift funds so your goal moves from years away to within reach. 🙌

Read our blog to see how first-time buyers are actually getting to the closing table today and start mapping out your own plan! 🔗
https://myoc.io/cdfcRNQmHXO/qbqhC

Are you self-employed and dreaming of homeownership? 🏡✨Buying a home can feel a little more complicated when your income...
08/19/2026

Are you self-employed and dreaming of homeownership? 🏡✨

Buying a home can feel a little more complicated when your income doesn't fit neatly into a W-2 box—but that doesn't mean it's out of reach. By understanding lender expectations and exploring loan program options, it's definitely absolutely possible. 🤝

Check out our blog to learn more! 👇
https://myoc.io/cdfcRNQmHXO/O04lC

Think of PMI like training wheels on a bike. It's helpful at first, but eventually it's time to take them off. 🚲Many hom...
08/16/2026

Think of PMI like training wheels on a bike. It's helpful at first, but eventually it's time to take them off. 🚲

Many homeowners don’t realize they can remove PMI once they hit around 20% equity in their home. Dropping PMI can lower your monthly payment and put real savings back in your pocket. If you’ve been paying on your mortgage for a few years or your home value has increased, you might be closer than you think. 🏡✨

Check out our blog to see if you're ready to kick PMI to the curb and start saving. 🔗
https://myoc.io/cdfcRNQmHXO/53Sm2

Are you torn between embracing the charm of a fixer-upper or the fresh start of new construction? 🛠️ Well, each option h...
08/14/2026

Are you torn between embracing the charm of a fixer-upper or the fresh start of new construction? 🛠️

Well, each option has exciting possibilities and unique challenges for all homebuyers. 🤩

We go over the pros and cons to help you make an informed decision. Check it out! 👉🏼 https://fhmtg.com/2023/07/06/how-to-decide-if-you-should-buy-a-new-construction-home-or-a-fixer-upper/

Are you team fixer-upper or team new construction? 🦺 Comment down below which one you prefer. ⬇️
https://myoc.io/cdfcRNQmHXO/yexbK

Receiving your keys is an exciting milestone—but it’s only the start of your homeownership journey. 🏡From knowing when y...
08/12/2026

Receiving your keys is an exciting milestone—but it’s only the start of your homeownership journey. 🏡

From knowing when your first mortgage payment is due to keeping important documents organized and planning for ongoing homeownership costs, there are a few key steps that can help make the transition into your new home a little smoother. ✨

Share this checklist with someone who just bought their first home and head over to our blog to learn more! 🔗
https://myoc.io/cdfcRNQmHXO/LrizS

Hurricane season is here. Is your home ready? 🌀 When a storm is in the forecast, it's already too late to start preparin...
08/07/2026

Hurricane season is here. Is your home ready? 🌀

When a storm is in the forecast, it's already too late to start preparing. Taking a few simple steps now—like securing your home's exterior, reviewing your insurance coverage, and building an emergency plan—can make all the difference when severe weather strikes. ⛈️🌫️

Our blog walks you through practical ways to help protect your home, your family, and one of your biggest investments before the next storm arrives.

Check out our blog to stay prepared and stay protected. 👇
https://myoc.io/cdfcRNQmHXO/RYDsf

Address

7581 Buckingham Boulevard
Hanover, MD
21076

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 11pm
Sunday 12am - 11pm

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