Mike Carney at First Heritage Mortgage, LLC

Mike Carney at First Heritage Mortgage, LLC Work with our team of lending experts for greater simplicity, honesty, and fairness throughout the mortgage process.

Mike Carney | NMLS ID #218037

First Heritage Mortgage, LLC is an Equal Housing Lender
Company NMLS ID #86548 | Hanover Branch NMLS ID #1817502
(www.nmlsconsumeraccess.org) At First Heritage Mortgage, we understand that your home represents peace of mind for your family, a sense of community belonging, and in many cases, your most significant financial investment. Our History
Founded in 1996, Fir

st Heritage Mortgage was designed to be the premier source of mortgage financing in the Washington DC area. By working hard to prove ourselves on every loan, we have earned a reputation for our ability to provide innovative mortgage solutions, customized to the unique needs of each borrower. Today, we serve customers throughout the Mid-Atlantic, southern East Coast, and beyond. Our Approach
We go beyond traditional conventional mortgage programs to offer FHA and VA insured mortgages, financing for new construction and second homes, first time homebuyer assistance programs, refinancing options, and more. As a direct lender, we control every aspect of the mortgage process from start to finish. Our borrowers’ loans are processed, underwritten, and closed in a local First Heritage Mortgage office. This translates to a speedy and accurate delivery of services, removing much of the stress from the process. Reach out today to learn more - We look forward to the opportunity to work with you! First Heritage Mortgage, LLC is an Equal Housing Lender. Company NMLS ID #86548
Hanover Branch NMLS ID #1817502
(www.nmlsconsumeraccess.org)

"Mike and his team at First Heritage Mortgage do OUTSTANDING work. Mike is extremely attentive, responds to inquires ve...
03/05/2025

"Mike and his team at First Heritage Mortgage do OUTSTANDING work. Mike is extremely attentive, responds to inquires very quickly and is helpful in every step of the Mortgage process from beginning to end, even being present at my settlement! When choosing your lender, you want someone who is on top of things, and is going to be responsive when you need them and Mike is a pleasure to worth with. Highly recommended." says Aaron on Google

★★★★★ Mike and his team at First Heritage Mortgage do OUTSTANDING work. Mike is extremely attentive, responds to inquires very quickly and is helpful in every step of the Mortgage process from beginning to end, even being present at my settlement! When choosing your lender, you want someon...

"Mike is incredible! He is always so helpful and available whenever we have questions or concerns. His team is fantastic...
12/13/2024

"Mike is incredible! He is always so helpful and available whenever we have questions or concerns. His team is fantastic as well. It's a huge difference to work with someone who has so much experience and doesn't pass us off to an assistant when we have inquiries, even if we've asked the same questions multiple times. Thank you, Mike!" says Brian on Google

★★★★★ Mike is incredible! He is always so helpful and available whenever we have questions or concerns. His team is fantastic as well. It's a huge difference to work with someone who has so much experience and doesn't pass us off to an assistant when we have inquiries, even if we've asked ...

"We recently had the pleasure of working with Mike Carney, the Senior Loan Officer at First Heritage Mortgage, during ou...
05/29/2024

"We recently had the pleasure of working with Mike Carney, the Senior Loan Officer at First Heritage Mortgage, during our home buying process. From start to finish, Mike made the entire experience incredibly smooth and stress-free.

From our first interaction, it was clear that Mike is exceptionally knowledgeable and dedicated to his clients. He took the time to understand our unique needs and circumstances, and he.." says kalawa on Google

★★★★★ We recently had the pleasure of working with Mike Carney, the Senior Loan Officer at First Heritage Mortgage, during our home buying process. From start to finish, Mike made the entire experience incredibly smooth and stress-free. From our first interaction, it was clear that Mike is...

"Mike Carney and the Entire First Heritage team were a class act and a pleasure to business with. I would recommend to a...
03/19/2024

"Mike Carney and the Entire First Heritage team were a class act and a pleasure to business with. I would recommend to anyone looking to purchase a home to partner with First Heritage immediately." says manuel on Google

★★★★★ Mike Carney and the Entire First Heritage team were a class act and a pleasure to business with. I would recommend to anyone looking to purchase a home to partner with First Heritage immediately.

01/04/2023
01/04/2023

Rarely offered, updated rancher in Carroll County

"I settled my new property with First Heritage Mortgage. as a First time home buyer, the process was very stressful. Add...
01/03/2023

"I settled my new property with First Heritage Mortgage. as a First time home buyer, the process was very stressful. Added to that, the challenges with numbers and interest rates. Mike really helped me understand every aspects of the paperworks, and would not hesitate to take my random call too give me further explanations when needed. after searching around, I came to realize that MIke's rates were really.." says gipsarl on Google

★★★★★ I settled my new property with First Heritage Mortgage. as a First time home buyer, the process was very stressful. Added to that, the challenges with numbers and interest rates. Mike really helped me understand every aspects of the paperworks, and would not hesitate to take my rando...

"This was my first time buying a home, and Mike Carney helped make it the best experience it could have been! We are so ...
07/22/2022

"This was my first time buying a home, and Mike Carney helped make it the best experience it could have been! We are so happy!!" says Amanda on Google

★★★★★ This was my first time buying a home, and Mike Carney helped make it the best experience it could have been! We are so happy!!

"Excellent service - friendly, professional and outstanding customer relations!" says Jessica on Google
12/22/2021

"Excellent service - friendly, professional and outstanding customer relations!" says Jessica on Google

★★★★★ Excellent service - friendly, professional and outstanding customer relations!

Your credit score is the key to getting approved for a mortgage and will help determine your interest rate and which loa...
11/29/2021

Your credit score is the key to getting approved for a mortgage and will help determine your interest rate and which loan programs you’re eligible for. You’ve probably heard that hard credit inquiries, like a mortgage application, ding your credit score. Here we explain everything you need to know about how applying for a mortgage affects your credit score. https://buff.ly/3cNBTA1

If you’re planning on buying a home soon, you’re probably wondering how much of a down payment you need to save for. You...
11/28/2021

If you’re planning on buying a home soon, you’re probably wondering how much of a down payment you need to save for. Your loan program will determine the amount you’ll need to put down. Learn more about this topic here, including the advantages of higher and lower down payments. https://buff.ly/3AuXkzA

Address

7581 Buckingham Boulevard Suite 130
Hanover, MD
21076

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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Mike Carney at First Heritage Mortgage

Founded in 1996, First Heritage Mortgage was designed to be the premier source of mortgage financing in the Washington DC metro area for customers of the builder and realtor community. By working hard to prove ourselves on every loan, First Heritage has gained a reputation for our ability to provide innovative mortgage solutions, customized to the unique needs of each borrower. Whether you are buying your first home, changing residences, or refinancing an existing home, our friendly and experienced team is here to help ensure that all your needs are met.

Fairfax Office | Headquarters 3201 Jermantown Road, Suite 800 Fairfax, VA 22030 Company NMLS ID #86548

Hanover Office 7581 Buckingham Boulevard, Suite 130 Hanover, MD 21076 Branch NMLS ID #1817502