SJ Boyle Wealth Planning

06/02/2026

Retiring at 40 sounds great, but is it realistic for most people? 🤔

A new approach, the "Retire Sooner Method," focuses on building financial freedom 5–10 years earlier than traditional retirement rather than pursuing the extreme savings rates often associated with the FIRE movement.

Learn how concepts like the Money Green Zone, the 25X Rule, and the 4% Rule can help make work optional sooner while still enjoying life along the way.

Read the full article to see which retirement path may be the best fit for your goals.

Compare the Retire Sooner Method vs. FIRE and explore why retiring 5–10 years early may be more realistic for many Americans.

06/01/2026

Gen Z is redefining retirement savings and Roth IRAs are leading the way. 📈 With tax-free growth, flexible withdrawal options, and more young investors starting early, it’s no surprise this generation is embracing long-term investing sooner than ever.

The latest data shows IRA contributions are surging, especially among younger savers. Curious why Roth accounts are becoming so popular and what it could mean for your financial future? Read the full article for more insights.

A younger generation embraces the benefits of tax-free investment growth.

05/29/2026

Consumers have had enough of rising prices, and major brands are finally responding. From smaller, lower-cost product options to actual price cuts, companies like Walmart, PepsiCo, Kraft Heinz, Target, and McDonald’s are shifting strategies to win back budget-conscious shoppers.

But is this a temporary adjustment or a bigger sign of where the economy is headed? Read the full article for a closer look at how businesses are adapting to inflation fatigue and what it could mean for consumers moving forward.

New products, smaller packages and value meals are being rolled out to attract inflation-weary customers.

05/28/2026

🤖 AI chatbots are getting smarter… but at what cost?

As tools like ChatGPT, Gemini, and Claude remember more about us, they can also hold onto outdated, incorrect, or overly personal information. From awkward recommendations to biased advice, AI memory may shape responses in ways users don’t even realize.

This article dives into the hidden downsides of chatbot memory, privacy concerns, and tips for taking back control of your AI experience. Read the full article for more insights.

Because of your chat history, AI may keep offering you advice based on information that may be dated—or wasn’t even about you in the first place.

05/27/2026

👶💰 Planning for your child’s future can feel overwhelming with so many savings and investment options available. From 529 plans to custodial accounts and the new Trump accounts, knowing where to start matters.

This article breaks down a step-by-step approach to prioritizing accounts, building long-term wealth, and creating financial opportunities for your child’s future. 📈

Read the full article for important insights and strategies every parent should know!

A step-by-step guide for where to put your money for your child’s future

05/26/2026

📈 Markets hit new highs last week, with the S&P 500 posting its eighth straight week of gains while investors continue to navigate inflation, interest rates, and mixed economic signals. Housing data, unemployment claims, gas prices, and GDP updates are all shaping the conversation heading into summer.

What does it all mean for investors and the economy moving forward? Read the full Market Week update for a deeper breakdown of the trends and numbers driving the markets this week. 👀

The latest issue of Market Week is available.

05/23/2026

Memorial Day cookouts are looking a lot more expensive this year. From rising beef and hot dog prices to higher gas costs, many families are rethinking their holiday weekend plans. Some are trimming guest lists, asking guests to bring dishes, or skipping trips altogether. 🇺🇸

Is inflation changing the way you celebrate this summer? Read the full article to see how rising costs are impacting Americans nationwide and what it could mean for the months ahead 📉

With the prices of beef, hot dogs and tomatoes all higher, feeding a holiday crowd is costlier this year.

05/22/2026

Are you 55 to 60 and thinking about retirement? With markets shifting and inflation still near 4%, a “set it and forget it” plan may not be enough anymore.

In this video, we break down how to stress test your retirement portfolio for a 20 to 30 year retirement so you can better prepare, reduce risk, and avoid running out of money.

If retirement is on the horizon, this is a must watch.

05/22/2026

💸 Inflation is making a comeback and retirees are feeling the pressure. Rising costs for essentials like gas, healthcare, and everyday living could force many retirees to dip deeper into savings, putting long-term financial security at risk. Even with Social Security adjustments, many experts warn it may not be enough to keep pace.

If you’re nearing retirement or already retired, this is an important read. Learn what financial experts are saying about inflation, withdrawals, and protecting your nest egg for the years ahead. 📖👇

Retirees’ top concern for 2026 is that inflation will erode the value of their savings.

05/04/2026

Stocks surged to record highs in April, powered by strong earnings and tech momentum, even as inflation and global uncertainty linger.

Curious what’s driving the rally and what it could mean moving forward? Read the full market update for key insights on inflation, interest rates, and economic trends. 📈

The latest issue of Market Month is available.