Timothy Williams-Flaherty Insurance

Timothy Williams-Flaherty Insurance Home, Auto, Flood and Business Insurance

01/22/2026

Freeze and Inclement Weather Warning
Please be advised: the Northeast is expected to receive widespread, frigid low temperatures this upcoming weekend (Jan 23-26, 2026). Given the extreme nature of this weather forecast, we would like to share the following tips to avoid a significant loss associated with a frozen pipe burst.

Please find below some simple steps to help substantially reduce the likelihood of a loss in extreme low temperatures and inclement weather.
• Prevent Frozen Pipes - reduce the risk of frozen pipes by increasing the temperature in your home, leave cabinet doors under sinks open and leave your faucets on a slow drip. Keep thermostats at a minimum of 60 degrees. even if you are away from your home.
• If you are away from your home or have a secondary home, consider asking a trusted friend or family member to check on your property before and during extreme cold events to ensure that heat is working properly.
• Ensure you have adequate heating fuel on hand and arrange for delivery if fuel levels are low.
• Check Exterior Pipes - ensure that exterior pipes have been shut off and drained prior to freezing temperatures. Seasonal or infrequently used equipment that is stored in unheated areas - drain, blow out and/or flush lines for equipment not in use. especially if they are kept in garages or areas with little to no heat.
• Gutters - ensure that gutters have been adequately cleaned, leaves and debris removed as these can significantly contribute to ice damming.
• Heating Equipment - make sure annual HVAC and heating system maintenance and seasonal inspections are performed prior to the winter season.
• Insulate Pipes - use foam pipe insulation or heat tape on exposed pipes, especially in unheated areas like basements, attics, garages. and crawl spaces. Pay extra attention to pipes near exterior walls.
• Seal Drafts - close gaps and cracks around pipes where cold air can enter such as windows. doors, and foundation openings.
• Winterize Vacant Properties - drain water from pipes in plumbing systems if the property will be unoccupied for long periods of time.
• If you have tenants - please remind them of the upcoming cold weather and pass this information along so they are aware of the recommended precautions.
• Take advantage of new technology - sensors are becoming much more common. Think about investing in temperature sensors, water leak sensors, or both. There are many on the market and they can work on either WiFi or cell signal. The use of sensors could potentially save you a significant headache and avoid a substantial loss

Veterans Day 2023-Thank you for your service!
11/11/2023

Veterans Day 2023-Thank you for your service!

Thank You to Tiny & Sons Glass.  On time, efficient and professional as always!
10/23/2023

Thank You to Tiny & Sons Glass. On time, efficient and professional as always!

06/01/2023

Excited for my son, Aidan. Tune into MCM Marshfield Community Media to watch tonight.

Tomorrow is Giving Tuesday. Please consider donating any amount to one of Marshfield's finest nonprofits... Marshfield C...
11/28/2022

Tomorrow is Giving Tuesday. Please consider donating any amount to one of Marshfield's finest nonprofits... Marshfield Community Media. MCM supports so many peer nonprofits in our town as well as businesses and town government. Let's show MCM our support this season.
1. Go to the MCM Facebook profile and click on the donation button.
2. Support through their AmazonSmile account for those shopping online this season. www.marshfieldcommunitymedia.com/amazonsmile/
Thank you!

AmazonSmile is a website operated by Amazon with the same products, prices, and shopping features as Amazon.com. The difference is that when you shop on AmazonSmile, the AmazonSmile Foundation will donate 0.5% of the purchase price of eligible products to Marshfield Community Media.

09/08/2022

Congrats to the team at the South Shore Chamber of Commerce for being recognized nationally for their campaign! 👏

To my Marshfield coastal clients…
05/12/2022

To my Marshfield coastal clients…

Please attend the Long-Term Coastal Resiliency Plan Public Workshop on Thursday, May 26th 7-8:30 p.m. See post for details.

Attended opening night yesterday and WOW 😮 what an amazing job by the MHS Drama Club. Buy tickets, enjoy, and support th...
05/07/2022

Attended opening night yesterday and WOW 😮 what an amazing job by the MHS Drama Club. Buy tickets, enjoy, and support this super talented group!

Come support our show!!❤️❤️

Address

51 Mill Street Unit 12
Hanover, MA
02339

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+17818713323

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Director Of Business Development

At Flaherty Insurance we look to establish meaningful relationships with our clients. Too often, I hear other Insurance agencies and carriers refer to their clients as “customers”. A customer is someone who simply purchases a policy. The experience is nothing more than a transaction. Upon renewal or when they receive a notice formthe carrier, these “customers” are the ones reaching out to understand the changes. The overall experience is not pleasant.....is it any wonder that people tell me; “They hate Insurance.” Stop the cycle.....give us a call.

At our agency we start with evaluating our client’s exposures and help design a plan that will reduce their liability and protect their assets. We will then work with our portfolio of insurance carriers to offer them the proper coverage, at the best premium we can find.

However, our service does not end there. You may have a child that will soon be driving. Has it been a while since you reviewed your jewelry schedule? Perhaps your business is looking to expand. In any case, we will take the time to help you forecast your insurance costs, while designing the right protection.