06/17/2026
Did you know that Medicare Part A doesn't use a standard "calendar year" deductible?
Instead, inpatient hospital stays operate on a system called Benefit Periods. In 2026, the Part A deductible is $1,736 per benefit period.
A benefit period begins the day you are admitted and ends once you have been out of the hospital or skilled nursing facility for 60 days in a row. If you are admitted in June, pay the $1,736, and are discharged—but then have to return in September—you could face a second $1,736 deductible! A quality Medigap or Medicare Advantage plan is essential to shield you from these repeating costs.
Protect your savings from unpredictable hospital bills. Call Simpson Benefits to review your supplemental options today.
