Alves Insurance Solutions

06/23/2026

Do ACA Plans Cover Dental & Vision? Here’s What You Need to Know

If you’re enrolling in an Affordable Care Act (ACA) plan this year, you may be asking, “Does it include dental or vision?” The short answer: not for adults.

👉 Adults
Dental and vision coverage are not automatically included in ACA medical plans. To get coverage, you’ll need to either:
• Buy a standalone dental or vision plan, or
• Choose a bundled plan that includes dental (less common, but available in some areas).

👉 Kids (under 19)
Pediatric dental and vision must be available on the Marketplace, but not every medical plan includes them — sometimes you need a separate dental policy.

Why This Coverage Still Matters

• Oral health impacts your overall health
• Eye exams can detect early disease
• Emergencies like root canals or broken glasses get expensive very quickly

What These Plans Usually Cover

🦷 Dental: cleanings, X-rays, fillings, crowns, root canals
👀 Vision: annual exams, glasses or contacts allowances, LASIK discounts

Before enrolling, consider:
✔ Do you have a dentist or eye doctor you want in-network?
✔ How often do you need care?
✔ What’s your budget for add-on plans?

Good news: You do have options — from standalone plans to bundled coverage. If you’re not sure what’s included or what you need, we can help you compare your choices with no pressure.

Take care of your eyes, your teeth, and your peace of mind this year. 💙

06/22/2026

A Medicare program is making it easier for seniors to prevent Type 2 diabetes.

New updates to the Medicare Diabetes Prevention Program (MDPP) now provide greater access for participants to join virtually and remove the one-time enrollment limit. That means more flexibility, easier access (especially for those with mobility or transportation challenges), and the ability to rejoin the program if support is needed more than one time.

The program includes health coaching, nutrition guidance, and group support to help participants lose weight and reduce their risk of developing diabetes.

With nearly half of adults over 65 living with prediabetes, these changes could make a real difference.

If you or a loved one may be at risk, talk to a doctor about whether you qualify for the MDPP.

06/19/2026

Give a smile to someone you care about!

Health insurance is confusing... Deductibles. Networks. Premiums. Fine print. ⁉️

The truth is: most people don’t know if they’re in the right plan, paying too much, or missing out on better coverage.
👉 That’s where we can help.

If you know someone who’s overwhelmed or unsure about their health coverage, send them our way. We’d love to help them feel confident and covered.

Please share this post or share our contact info — We're here to be a resource for your friends and family!

06/18/2026

Make sure to treat your dad this Father's Day!

06/17/2026

🧠 Want to protect your brain health at any age?

Recent medical evidence suggests that lifestyle choices can make a real difference in lowering your risk of dementia and Alzheimer’s — even before symptoms appear. Simple habits like regular exercise, heart‑healthy eating, social connection, mental stimulation, quality sleep, and managing blood pressure or diabetes can all support long‑term cognitive health.

Start small and build toward bigger goals — your brain will thank you. What’s one new healthy habit you’d like to build this year? Share below!

06/17/2026

How Long-Term Care Coverage Protects Your Whole Family

A long-term care event can drain your savings and burden your family. Learn why planning ahead with long-term care insurance protects everyone you love.

06/16/2026

5 Overlooked Reasons to Quit Smoking (That Aren’t About Your Lungs)

Most people know smoking increases your risk for cancer, heart disease, and breathing problems. But some of the most immediate benefits of quitting are ones you might not expect.

Here are five lesser-known reasons to quit smoking:

🛏 Better Sleep – Ni****ne disrupts deep sleep and increases restlessness. After quitting, your body starts sleeping more soundly.

💆‍♂️ Healthier Skin – Quitting restores circulation, boosts collagen, and helps skin heal faster.

🍓 More Taste & Smell – Your senses recover quickly after quitting, making food and life more enjoyable.

🌿 Improved Digestion – Smoking affects your gut bacteria. Quitting helps rebalance your microbiome and ease inflammation.

🧠 A Calmer Mind – Studies show that people who quit smoking feel less anxious and depressed — not more.

Quitting doesn’t just help you live longer. It helps you feel better every day.

Your body wants to heal — AND IT WILL.

06/15/2026

Finding the right home health agency for yourself or a loved one is one of those decisions that can feel overwhelming, especially when it needs to be made quickly.

That's why we're excited to share that U.S. News & World Report has released its first-ever Best Home Health ratings, evaluating more than 12,000 Medicare-certified agencies across the country. Using real data from the Centers for Medicare & Medicaid Services, the ratings score agencies on care quality, patient outcomes, and patient experience so you can make a more informed choice with confidence.

Here's what stood out: patients treated by top-rated agencies showed greater improvement in everyday activities like getting out of bed, bathing independently, and managing their medications. That's real progress that makes a real difference.

Knowing which agencies are highly rated is a great first step, but knowing how your insurance or Medicare plan covers home health care is just as important. We're here to help you understand your options before you need them.

Do you have questions about home health care coverage? We'd love to help.

06/12/2026

🌟 Know Someone Who Needs Help with Medicare? 🌟

Navigating Medicare can feel confusing — but it doesn’t have to be. If you have friends or family who are approaching Medicare eligibility, or just want a second look at their current coverage, we’re here to help. We provide:

✅ Unbiased education
✅ Personalized support
✅ No obligation, no pressure

Have them reach out to us with their Medicare questions — we’re happy to provide the guidance they need to make informed decisions.

Thank you for trusting us to help you — and those you care about — with important Medicare choices!

06/11/2026

🤔 If it’s rhetorical… are we supposed to answer that?