Femi & Sons LLC

Femi & Sons LLC I am a licensed life insurance broker, here to assist you with family & estate planning.

12/25/2023

Last night...

Dree: Mom tell me a Christmas story 😇

Me: 🤔... I got you 😁

Twas the night before Christmas and all due approach... not a creature was stirring... not even a roach 🪳🪳🪳.

Dree: 🤦🏽 nevermind

MERRY CHRISTMAS YALL 🤪🤪🤪🤪🤪🤪🤪🤪🤪

What is the MIB? Why are they important?The MIB(medical information bureau) was founded in 1902 and works with life insu...
02/15/2022

What is the MIB? Why are they important?

The MIB(medical information bureau) was founded in 1902 and works with life insurance companies to combat fraud by compiling information from previous life, health, disability, and long-term care insurance applications.The Medical Information Bureau (MIB) maintains a database of confidential medical and non-medical (hazardous avocations, hobbies, and driving violations) information. The main function of the MIB is to provide the exchange of underwriting information among its members. If any information is missed or not given during the time of applying for coverage, they will provide it to the underwriter. They can gather information as far back as 10 years. That is why it is within your best interest to be as honest with your agent as much a you possibly can.

“When getting help with money, whether it is insurance, real estate or investments you should always look for a person w...
02/03/2022

“When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman.”
~Dave Ramsey~

Feel free to ask any questions concerning coverage 🙂❤️

Good Morning 🌞Proverbs 13:22: A good man leaves an inheritance to his children.Life insurance gives you peace of mind th...
02/01/2022

Good Morning 🌞

Proverbs 13:22: A good man leaves an inheritance to his children.

Life insurance gives you peace of mind that your spouse and your children are financially stable after your passing. Life insurance also helps with funeral costs and your business, if you own one. Having life insurance is imperative for several reasons. Financial planning for your household is done out of love for them. Death is a reality for everyone. You want to make sure that your family is protected after your death. Life insurance policies help to pay off debts so that they are not a burden for your family. ~author unknown~

🤔🤔🤔What are accelerated death benefits????🤓🤓🤓🤓🤓🤓Accelerated death benefits are riders or a feature you can add to your l...
01/31/2022

🤔🤔🤔What are accelerated death benefits????

🤓🤓🤓🤓🤓🤓
Accelerated death benefits are riders or a feature you can add to your life insurance policy, often for an additional cost.

Heres what this feature does 👇👇👇

-It advances part of the death benefit while the insured is still alive.
– Death is expected within 24 months
– Permanent confinement in a nursing home due to a chronic illness or catastrophic injury.

Do you have riders in your policy?

If you are unsure or would like to know how to add them(there's more than one)....Hit me up and let's talk about it😄😄

MYTH😱😱😱 I HAVE A LIFE INSURANCE POLICY THROUGH MY JOB. IF I TAKE ANOTHER JOB OR GET LAID OFF, I CAN TAKE THE POLICY WITH...
01/29/2022

MYTH😱😱😱
I HAVE A LIFE INSURANCE POLICY THROUGH MY JOB. IF I TAKE ANOTHER JOB OR GET LAID OFF, I CAN TAKE THE POLICY WITH ME.
FACT🤓🤓🤓
👉👉👉Typically, 👈👈👈 your employer-offered life insurance policy isn't portable — meaning if you leave your job, you're probably also leaving your life insurance protection behind. However, when you buy your own, separate life insurance policy you decide how long you want to be covered. Additionally, with an individual policy, you may be able to get more personalized coverage that fits your financial needs.
FOR MORE INFORMATIONS ON MYTHS SURROUNDING LIFE INSURANCE...READ THIS ARTICLE https://www.allstate.com/.../life-insurance-myths-facts.aspx

🤦🏾‍♀️Where they do that?!?!? 🤦🏾‍♂️
01/24/2022

🤦🏾‍♀️Where they do that?!?!? 🤦🏾‍♂️

WHY BODY DONATION MAY NOT BE AN OPTION FOR YOU!YES!!! BODY DONATION!!!Every state and school has a list of requirements ...
01/24/2022

WHY BODY DONATION MAY NOT BE AN OPTION FOR YOU!

YES!!! BODY DONATION!!!

Every state and school has a list of requirements in order to be accepted into their body donation program. If you do not fit the bill, your body will not be accepted. Therefore, you MUST have an alternative plan. Final expense or burial insurance can be an option for you. These are small policies from $2,000.00 to $50,000.00 to cover the cost of a funeral or cremation. Please do not be a financial burden on those who love you. Let's be real!!!! Financial struggle can cause divorce, physical fights and murder. 🤔 everyone knows somebody they loaned money to and never got it back...and vowed revenge😡...

JUST IN CASE NONE OF THAT MATTERS 🤷 HERE ARE SOME REASON YOUR BODY WILL GET REJECTED FOR BODY DONATION. **note** this is for the state of Virginia, but it is pretty much the same across the board.

The following conditions would make a body unacceptable for donation to VSAP:
Severe Obesity – referring to an individual whose Body Mass Index is greater than 28-30% (dependent upon body structure)

Infectious or contagious diseases such as C-Diff, MRSA, VRE, HIV/AIDS, hepatitis B or C, syphilis, or any prion diseases
Jaundice if related to a contagious disease such as hepatitis B or C

The body has been autopsied, mutilated or decomposed

Removal of organs and tissues after death for transplant

Stage 3 or above decubitus ulcers or infected wounds

Donors who are not refrigerated within 4 hours of death.

If you have any questions..I'm available to talk about it and give you a free quote.

Self Care Sunday...Remember to take time out to care for yourself. Self care is not selfish. When you take time to make ...
01/24/2022

Self Care Sunday...
Remember to take time out to care for yourself. Self care is not selfish. When you take time to make sure you are whole and have balance..it makes you a better parent, partner, sibling, child, friend and coworker.
A job can replace you, even a house changes owners...but there is only one unique you ... take care of yourself!
If you or someone you know is in the mist of a mental crisis here is a list that may help
Call the NAMI Helpline at 1-800-950-NAMI Or in a crisis, text "NAMI" to 741741
Text HOME to 741741 to connect with a Crisis Counselor
Free 24/7 support at your fingertips.
National su***de prevention life line 1-800-273-TALK(8255)

What if I told you I can set you up with a life insurance policy and in 15 years.. that exact same policy will pay you $...
01/19/2022

What if I told you I can set you up with a life insurance policy and in 15 years.. that exact same policy will pay you $18,000.00 or more. Would you be interested🤔 or, would you pass up the oppoturnity?
See money is a long game! There are many ways to increase your net-worth and add value to your life while providing protection for yourself and your loved ones.
Let's talk about it!

Address

Hampton, VA

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 11am - 3pm

Telephone

+17576089562

Website

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