Laura's Mortgage Corner

02/07/2024

Six years ago, the number of $100 bills in circulation was more than the number of $1 bills for the first time ever. Of the total value of all existing money in circulation 80 percent of them were $100 bills in 2023. It really is all about the Benjamins! 💵💵💵

01/11/2024

Did you know mortgages really came about in the U.S. in the 1930's? They usually required a 50% down payment and the remainder was due within a short 5 to 10 years! Let's just say, we've come a long way!

NMLS #109625. Licensed in NH, ME, MA, CT, VT, NC & FL.

09/29/2023

Fannie Mae announced that a 3D printed home made with traditional building materials is an acceptable mortgage! What is a 3D printed home you may ask? A 3D printed home is a residential building built by using 3D printing technology. The 3D printer uses a converted blueprint or CAD drawing to create a structure by slowly printing the material in layers. I can't help but be reminded of my paper dolls when I was a kid!

08/25/2023

Did you know that a red door is the most popular color? Red can signify hospitality, a sign of good luck, positive energy or protection. Elizabeth Arden was onto something! Happy Friday!

05/15/2023

Monday Mortgage Mania: Did you know that buying a home in the early 1900's was much more difficult than it is today? Buyers typically had to put 50% down and pay the mortgage back in 5 years!

NMLS #109625
Licensed in NH, ME, MA, VT, CT, NC & FL

05/02/2023

Most people think you need 20% down to purchase a home, but you can typically put as little as 3-5% down. The average down payment is actually 7%!

I'm here to help you to buy or refinance your home in NH, ME, MA, VT, CT, NC & FL (stay tuned for more!) NMLS #109625

03/29/2023

The first home John and Jacqueline Kennedy leased as a married couple when he was a Junior Senator in 1953 is up for sale! The home located at 3321 Dent Pl NW, Washington, DC 20007 has been in the same family since 1942 (the same year it was built) and is listed for 2 million. This tidbit brought to you by your trusted Mortgage Loan Officer licensed in NH, ME, MA, VT, CT, NC & FL. NMLS #109625. [email protected].

01/23/2023

Ever feel like you're working with a Mortgage Loan Officer who doesn't quite know what they're doing? Have no fear! With almost 21 years of experience I've got you covered! NMLS #109625 Licensed in NH, ME, MA, VT, FL & NC.

11/05/2022

Did you know that people in Scotland paint their doors red when their mortgage is paid off? The symbolic nature of a red door in American culture stands for "welcome". If a family had a red door it would mean weary travelers could stop there for rest.

NMLS # 109625. Proudly Licensed in NH, ME, MA, VT, NC & FL.

11/03/2022

Hot off the press! The Federal Housing Finance Agency announced that it will eliminate loan-level price adjustments on affordable mortgage products. What does this mean? For home buyers who qualify under certain income limits this means more of a savings. In this market every dollar saved helps!

As always, here to help for purchases and refinances in NH, ME, MA, VT, NC and FL! NMLS #109625

My primary goal is to find the most suitable product for an individual borrower's needs and to stay available throughout the loan process. Laura Gibb

10/24/2022

Did you know that you don't have to put 20% down on a new primary home purchase, but can put as little as 3-5% down? It's true! Stay tuned for more mortgage facts and tips.

10/18/2022

Did you know that the Federal Reserve System was established in 1913 after a wave of financial panics led to the need to create a central banking system? The primary goals of the Feds is to maximize employment, stabilize prices, and moderate long-term interest rates.