Farmers and Merchants Bank

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Farmers and Merchants Bank Farmers & Merchants Bank was chartered in the state of Maryland in 1919 Equal Housing Lender.

🌾 Proudly Serving Our Community Since 1919 🏦
Farmers & Merchants Bank has been your trusted local bank for over 100 years. With 8 convenient locations in Baltimore and Carroll County, Maryland, we’re here to help you grow and thrive—just like we always have.

đź’š Community Focused
🏡 Local Bank
đź“Ť Headquartered in Hampstead, MD



Member FDIC.

In honor of Get Smart About Credit Day today, we're joining the American Bankers Association to bust a few common credit...
10/15/2026

In honor of Get Smart About Credit Day today, we're joining the American Bankers Association to bust a few common credit myths and help you make smarter financial decisions.

Think you know the facts about credit? Think again!

Does carrying a balance help your credit score? Does checking your own credit hurt it? 🤔

Some of the most common things we've heard about credit aren't actually true!

👉 Swipe through to put your credit knowledge to the test!

đź’¬ How many of these myths have you heard before?

Learn more about how to manage debt responsibly at https://aba.social/3ET7K0D

Tomorrow Is Get Smart About Credit Day! One of the smartest ways to protect your financial future? Knowing how to spot a...
10/14/2026

Tomorrow Is Get Smart About Credit Day!

One of the smartest ways to protect your financial future? Knowing how to spot a scam before it happens.

Scammers are getting creative, but there are warning signs to watch for. đźš©

Check out these 6 red flags from the American Bankers Association

How many do you recognize?

https://aba.social/4lyyYOK

Oyster vibes with Farmers and Merchants Bank!Westminster Oyster Stroll! Proud sponsor.
10/10/2026

Oyster vibes with Farmers and Merchants Bank!Westminster Oyster Stroll! Proud sponsor.

10/08/2026

The “police” are calling.

You owe $2,300 in parking tickets, and you need to pay up.

Wait…what?

Scammers can pretend to be people and organizations you trust, including law enforcement, your bank or a government agency. And sometimes the biggest red flag is simply that the story doesn’t add up.

🛡️ If it sounds weird, it is weird.

Hang up. Don’t provide personal or financial information. And verify the situation yourself using a trusted source.

A little skepticism can go a long way toward slaying a scam.

Learn more at https://www.banksneveraskthat.com/

🎓💚 We have another reason to celebrate one of our own!A BIG congratulations to Amy Strayer, VP, Branch Administration, o...
10/06/2026

🎓💚 We have another reason to celebrate one of our own!

A BIG congratulations to Amy Strayer, VP, Branch Administration, on graduating from the Maryland Bankers Association's Emerging Leaders Program last month! đź‘Ź

If you know Amy, you know how much she brings to Farmers & Merchants. Her leadership, dedication and commitment to our employees and customers make an impact across our Bank every day.

We love seeing our people continue to learn, grow and challenge themselves, and we couldn’t be prouder to see Amy represent F&M through this program.

Please help us show Amy some love and congratulate her on this well-deserved accomplishment! 🎉

Way to go, Amy! đź’š

10/02/2026

🛡️ **SCAMMERS, YOU'VE MET YOUR MATCH!** 💥

This October, Farmers & Merchants is joining forces with our friends at the American Bankers Association to turn our community into a team of Scam Slayers!

In honor of , we're bringing you a month full of tips, tricks and resources to help you recognize red flags, dodge scams and keep your hard-earned money out of the wrong hands.

From suspicious texts to check fraud, we're putting scammers on notice. đź‘€

Think you've got what it takes to be a Scam Slayer?

🎬 Your training starts here 👇

Let's make our community a tough target for scammers, one Scam Slayer at a time! đź’Ş

09/24/2026

Today’s the day!

Have old documents you’ve been meaning to get rid of? Stop by our Eldersburg Branch today from 5–7 p.m. for our FREE Household Shred Event.

We’ll also be accepting non-perishable food and cash donations to support the South Carroll Lioness Lions Club

đź“Ť Eldersburg Branch
1321 Liberty Road, Sykesville

Come by and see us!

We rolled into the Reisterstown Festival Parade with a brand-new look!For the fourth year, Farmers and Merchants Bank wa...
09/21/2026

We rolled into the Reisterstown Festival Parade with a brand-new look!

For the fourth year, Farmers and Merchants Bank was proud to join the parade down Main Street and help kick off the Reisterstown Festival. This year was extra special as we debuted our newly wrapped Facilities truck!

We had a great time seeing so many familiar faces along the parade route and being part of a tradition that brings the Reisterstown community together year after year.

And we have to say, the new truck looked pretty good making its debut!

09/17/2026

Join us next Thursday, September 24 from 5–7 p.m. for a FREE Household Shred Event at our Eldersburg Branch.

Bring your documents for secure shredding and, if you’re able, a non-perishable food or cash donation to help support the South Carroll Lioness Lions Club.

Time to clear out that pile of old paperwork!

đź“Ť Eldersburg Branch
1321 Liberty Road, Sykesville

We hope to see you there!

Address

4510 Lower Beckleysville Road
Hampstead, MD
21074

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