Farmers and Merchants Bank

Farmers and Merchants Bank Farmers & Merchants Bank was chartered in the state of Maryland in 1919 Equal Housing Lender.

🌾 Proudly Serving Our Community Since 1919 🏦
Farmers & Merchants Bank has been your trusted local bank for over 100 years. With 8 convenient locations in Baltimore and Carroll County, Maryland, we’re here to help you grow and thrive—just like we always have.

💚 Community Focused
🏡 Local Bank
📍 Headquartered in Hampstead, MD



Member FDIC.

Today we're celebrating the dads who open the shop before sunrise, coach the weekend games, volunteer in the community, ...
06/21/2026

Today we're celebrating the dads who open the shop before sunrise, coach the weekend games, volunteer in the community, help with homework, offer good advice, and always show up when they're needed most.

To the fathers of Farmers & Merchants Bank, our customers, and the communities we serve, thank you.

Happy Father's Day. 💚

Who knew our Westminster Commercial Team was this competitive? 😄A recent office Dip-Off Contest brought out some serious...
06/15/2026

Who knew our Westminster Commercial Team was this competitive? 😄

A recent office Dip-Off Contest brought out some serious contenders, plenty of taste-testing, and a lot of debate over what makes the perfect dip.

Congratulations to this year's winner and thanks to everyone who joined in the fun. The bragging rights are officially secured...at least until next year. 🏆

🍻🍷 We’re at the Reisterstown Beer & Wine Festival today!Reisterstown Main StreetIf you’re enjoying the festival, stop by...
06/06/2026

🍻🍷 We’re at the Reisterstown Beer & Wine Festival today!

Reisterstown Main Street

If you’re enjoying the festival, stop by the Farmers & Merchants Bank tent to say hello, enter our giveaway, and grab some F&M swag while you’re here.

We’re proud to support the communities we call home and always enjoy the opportunity to connect with neighbors, customers, and local businesses face-to-face.

We’ll be here throughout the day, we’d love to see you!

We're excited to celebrate two well-deserved promotions at Farmers & Merchants Bank!Kristen Oldham has been promoted to ...
05/29/2026

We're excited to celebrate two well-deserved promotions at Farmers & Merchants Bank!

Kristen Oldham has been promoted to Senior Vice President, Director of Risk Management & Information Security, and Danielle Rhodes has been promoted to Vice President, Senior Commercial Loan Administrator.

Both Kristen and Danielle have made a tremendous impact on our Bank through their leadership, dedication and commitment to our customers, communities and teammates. Their contributions help strengthen our organization every day, and we're proud to recognize this next step in their careers.

Please join us in congratulating Kristen and Danielle on these well-earned promotions! 💚

Today, in observance of Memorial Day, all Farmers and Merchants Bank branches and offices are closed.On this Memorial Da...
05/25/2026

Today, in observance of Memorial Day, all Farmers and Merchants Bank branches and offices are closed.

On this Memorial Day, we pause to honor and remember the courageous men and women who gave their lives in service to our country. Their sacrifice will never be forgotten.

Wishing everyone a safe and meaningful day of remembrance.

🪙 Heads up, Maryland! Effective tomorrow, May 19th, a new penny rounding law is in effect.If you pay with cash, here's w...
05/18/2026

🪙 Heads up, Maryland! Effective tomorrow, May 19th, a new penny rounding law is in effect.

If you pay with cash, here's what changes:
👇 Ends in 1 or 2 cents = rounds DOWN
👆 Ends in 3 or 4 cents = rounds UP
💳 Card payments = no change at all

Small change, big difference if you didn't know about it. Thanks to the Maryland Retailers Alliance for spreading the word!

☀️ It’s a perfect day for Hampstead Day!Our team is out on Main Street today for the 52nd Annual Hampstead Day, one of o...
05/16/2026

☀️ It’s a perfect day for Hampstead Day!

Our team is out on Main Street today for the 52nd Annual Hampstead Day, one of our favorite community traditions of the year. From food trucks and live music to local vendors and kids activities, it’s such a fun day to celebrate this amazing community.

Stop by our booth to spin the wheel, grab a piggy bank or baseball, and say hi to the team! We’ve loved seeing so many familiar faces, meeting new neighbors, and of course getting visits from lots of adorable dogs today too 🐶💚

See you out there!

As summer break approaches, many local children lose access to the breakfasts and lunches they rely on during the school...
05/15/2026

As summer break approaches, many local children lose access to the breakfasts and lunches they rely on during the school year.

That’s why Farmers & Merchants Bank is proud to support the Carroll County Realtors Community Outreach Canned Fruit & Cereal Drive through Friday, June 12.

Donation boxes are available at our Westminster, Eldersburg, Hampstead and Reisterstown locations.

Most needed items include:
• Canned fruit
• Cereal
• Oatmeal packets
• Granola bars & breakfast bars
• Applesauce & fruit cups

Small donations can make a big difference for local families this summer. ❤️

Jeans for a good cause? Count us in. 💚At Farmers & Merchants Bank, Casual for a Cause gives our team the chance to swap ...
05/14/2026

Jeans for a good cause? Count us in. 💚

At Farmers & Merchants Bank, Casual for a Cause gives our team the chance to swap business attire for denim while supporting organizations making a real difference in the communities we call home.

For our April Casual for a Cause Community Spotlight, our team raised $750 for Pathfinders for Autism 💚

Pathfinders for Autism provides resources, support, and guidance to individuals and families navigating autism across Maryland. We’re honored to support an organization doing such meaningful work for so many families in our community.

A huge thank you to our employees for showing up, giving back, and helping make an impact beyond the walls of our branches and offices.

To learn more about Pathfinders for Autism or support their mission, visit:

https://pathfindersforautism.org/

Last Friday, some of our team got out of the office and onto the lanes for the Hampstead Merchants Association's Biz Bow...
05/13/2026

Last Friday, some of our team got out of the office and onto the lanes for the Hampstead Merchants Association's Biz Bowl 🎳

There may have been a few gutter balls, a few lucky strikes, and a lot of trash talk along the way 😄

We had a great time connecting with other local businesses and being part of another fun community event. Thanks to the Hampstead Business Association for hosting a great night!

Address

4510 Lower Beckleysville Road
Hampstead, MD
21074

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