Farmers and Merchants Bank

09/02/2026

A little Italian pride at this month’s Associated Italian American Charities meeting!

Over very own, Barry Luciani, EVP and Chief Retail Banking Officer, and Chris Marasco, SVP of Commercial Banking, catching up with friends and supporting a great organization that does so much for the community.

Always good to see these two out and about representing F&M!

09/01/2026

A new chapter for a local business owner.

With financing from Farmers & Merchants Bank, our customer was able to acquire an established home services business and have the resources in place to support what comes next.

Congratulations on this exciting next step! We’re proud to be part of it.

08/14/2026

What’s one money lesson you wish you learned sooner? 💭

For National Financial Awareness Day, we asked members of the Farmers & Merchants team four questions about money, financial habits, common myths and, of course, what they wish more people knew about F&M.

Here’s what they had to say.

Now it’s your turn. What’s one money lesson you wish you had learned earlier?

08/13/2026

Another month, another opportunity to give back. 💚 Casual for a Cause gives our team the chance to dress down while giving back to organizations making a difference in our community.

In July, our employees raised money for the Human Services Programs of Carroll County, Inc.

Human Services Programs of Carroll County works to improve the quality of life for individuals and families in our community by providing resources, support and services to those who need them most.

Thank you to our team for continuing to make Casual for a Cause count!

08/12/2026

Carroll County, we need your vote!

Voting is open for 2026 Carroll’s Best, we're nominated in two categories:

Best Bank/Credit Union
https://baltimoresun.secondstreetapp.com/2026-Carrolls-Best/gallery/551859013

Best Mortgage Lender
https://baltimoresun.secondstreetapp.com/2026-Carrolls-Best/gallery/551859014

Voting is open through Sunday, August 23. Find Farmers & Merchants Bank under Services and cast your vote in both categories.

We’re proud to serve this community and would be grateful for your support. Help us spread the word by sharing this post with your friends, family, and neighbors!

08/07/2026

Some traditions are just a little sweeter than others. 🍦

Every year, our team looks forward to volunteering at the Carroll County 4-H & FFA Fair, scooping ice cream and spending time with so many familiar faces from across the community.

It’s always a fun night, but more importantly, it’s one of those traditions that reminds us why we love being a community bank. Our team doesn’t just work here. We show up, pitch in and enjoy being part of the communities we serve.

Thank you to everyone who stopped by to say hello, and to the Carroll County 4-H Fair for another great year!

08/06/2026

We gave this year's Carroll County 4-H & FFA Fair Cake Auction our best shot... but if we were going to lose to anyone, we're glad it was 10-year-old Herbie Martin IV. 😊🎂

Congratulations on taking home the top honor! The competition was tough, and your creativity, talent, and hard work certainly paid off. You're a rockstar!

As a proud sponsor of the Fair (and the team behind the ice cream scooping🍦), we're grateful to be part of a community that celebrates hardworking young people like you. Watching local kids showcase their talents is one of the many reasons we love supporting this event each year.

Congratulations again on a well-deserved win. We're proud to call Carroll County home! 💚

See you tonight! 🍦

https://foxbaltimore.com/news/local/10-year-olds-cake-sells-carroll-county-4-h-fair-auction?fbclid=IwdGRleAThw69wZG9mBWZkaWQWUL9bs1Fr0M0JID9BOxWp0GQlJqv0a2V4dG4DYWVtAjExAHNydGMGYXBwX2lkCjY2Mjg1NjgzNzkAAR5zvw_bP2McCCbRMf-JGe4vpr1VIxZ6DlW9fkT7jVMW0LzQOxK2GJ13o0KQlA_aem_D2-7WGuffw4hZttar0Qxxw

Ten-year-old Herbie Martin IV stayed up until 2 a.m., perfecting his lemon blueberry buttercream cake. On Wednesday night, it sold for $15,000 — the top bid at

08/03/2026

Back to school. Banker edition.

This week, our very own Paige Boughan and Stephanie Greenwell are representing Farmers & Merchants Bank at the Mid-Atlantic School of Banking at the University of Virginia Darden School of Business

The program brings together current and emerging banking leaders from across the region to strengthen their leadership skills, expand their industry knowledge, and build relationships that help shape the future of community banking.

We're proud to invest in people who are always looking to learn, grow, and better serve our customers and communities.

Good luck this week. We can't wait to hear about your experience!

Bankers Association

07/31/2026

We are aware that some customers are receiving fraudulent text messages and other communications claiming there has been suspicious or fraudulent activity on their account or debit card.

These messages are not from Farmers & Merchants Bank.

Please remember:

❌ We will never text, email, or call you asking for your online banking password, debit card PIN, one-time security codes, or other sensitive account information.

If you receive one of these messages:
• Do not click any links.
• Do not reply.
• Do not provide any personal information.
• Delete the message.

If you think you've responded to one of these messages or have questions about your account, please contact your local Farmers & Merchants Bank right away.