Mallory Craig-Mortgage Loan Originator

01/23/2026

It was an absolute honor to be sworn in as a member of the Livingston Young Professionals Leadership Council – 2026

I’m so grateful for the opportunity to serve alongside such an inspiring group of leaders who are passionate about growing our community, supporting local businesses, and investing in the future of Livingston Parish.

Thank you to the Livingston Parish Chamber of Commerce for the trust and support. I’m excited for what’s ahead!

Congratulations to newly sworn in Livingston Young Professionals Council. We're excited to have you!

Each has completed orientation and agreed to the position and LYP's role as part of the big picture within the Livingston Parish Chamber of Commerce -

2026!

Landon Crowder - Rouge Physical Therapy

Abigail Prescott - Launch

Tiffany Battistella - Livingston Parish Public Schools

Mallory Craig - Mallory Craig-Mortgage Loan Originator

Megan Naquin Webb - CPA

Kelsey Murray - City of Walker

Allison Costanza - Hebert Angelle

Landon Collins - Olivier Group

12/17/2025

🏡 Home Loan Process: Do’s & Don’ts

Buying a home is exciting—but what you do during the loan process matters more than you think. A few small missteps can cause delays or even change your approval.

✔️ Stay proactive
✔️ Communicate with your loan officer
✔️ Ask questions before making financial changes

❌ Avoid opening new credit
❌ Hold off on large purchases
❌ Don’t make unexplained deposits

Having a local lender in your corner makes all the difference. If you’re planning to buy or refinance, I’m happy to walk you through the process step by step and help you avoid common pitfalls.

📞 Mallory Craig-Mortgage Loan Originator
📱 225-209-4759
📧 [email protected]
🌐 www.gulfbank.com/MalloryCraig
NMLS #2496558

This is not an offer to lend or an extension of credit. Subject to credit and underwriting approval. Equal Housing Lender. Member FDIC.

12/10/2025

I had the pleasure of attending the Livingston Young Professionals event today through the Livingston Parish Chamber of Commerce! I met some amazing people, made new connections, and left feeling energized and inspired. Excited for more opportunities to connect and grow within our community! 🤝💛

12/08/2025

✨ Strategy Is What Strengthens Your Offer ✨

In a competitive market, speed helps, but strategy is what truly strengthens your offer.
When you work with a local lender, you get more than a fast “yes” or “no.”
You get clarity, communication, and a strategic plan built around your market and your goals.
No guessing. No cookie-cutter approach.
Just real guidance from someone who understands Louisiana buyers, sellers, and contracts.
If you’re getting ready to buy, let’s walk through what this looks like for you and how a strong strategy can make all the difference in your offer.

📲 Call: 225-209-4759
📧 Email: [email protected]
🏡 Apply: www.gulfbank.com/mallorycraig
NMLS #2496558 | CO NMLS #450086
Gulf Coast Bank & Trust Company | Member FDIC

12/03/2025

The fastest way to tank your December homebuying plans?

Holiday spending. 🎄💳

One week of “gifts” can set your timeline back months.
Keep credit card balances low, avoid opening new store cards, and don’t finance anything with a payment — even if it’s “0%.”
Underwriting sees everything, and extra debt can shift what you qualify for.

✨ What holiday purchase are you unsure might affect your approval? Drop it in the comments or message me privately — I’m happy to guide you before you swipe.

Mallory Craig
Gulf Coast Bank & Trust Company – Home Loans
CO NMLS #450086 | NMLS #2496558
📱 Call: 225-209-4759
📧 Email: [email protected]
🔗 www.gulfbank.com/mallorycraig

11/21/2025

Buying a home before the holidays sounds simple… until you realize everyone has an opinion — TikTok gurus, headlines, “my neighbor’s cousin,” you name it.

But here’s the truth: closing on time takes strategy, preparation, and someone who actually knows how to guide you through the steps specific to your loan, not generic advice floating around online.

If you’re hoping to get into a new home before the holidays (or want to know if it’s even realistic), I’m here to break it down clearly and honestly — no guesswork, no hype.

Let’s walk through your numbers, your timeline, and what it will take to make the process smooth. In the meantime, ya’ll have a great Friday!

Gulf Coast Bank & Trust Company
CO NMLS #450086 | NMLS #2496558
📲 Call or Text: 225-209-4759
📧 Email: [email protected]
🌐 Apply: www.gulfbank.com/mallorycraig

11/19/2025

Find Your Real Budget Sweet Spot 🏡✨

Here’s the truth: most buyers overestimate what they can afford and underestimate what they can negotiate.
The goal isn’t to max out the total amount you are prequalified for— it’s to find a monthly payment that feels comfortable, fits your lifestyle, and still leaves room for everything that matters most.

Whether you’re a first-time buyer or planning your next move, I can help you understand your real buying power and what a smart, realistic budget looks like.

Curious where your sweet spot is? Let’s run the numbers together.

📞 Call or Text: 225-209-4759
📧 Email: [email protected]
🌐 Apply Online: www.gulfbank.com/mallorycraig
NMLS #2496558 | CO NMLS #450086
Gulf Coast Bank & Trust Company – Member FDIC / Equal Housing Lender

11/17/2025

A rate lock is a contractual agreement between you (the buyer) and your lender that secures your interest rate for a specific period of time — protecting you from market fluctuations while your loan is being processed.

There are four key parts to every rate lock:
1️⃣ Loan Program – The type of loan you’re applying for
2️⃣ Interest Rate – The rate you’re locking in
3️⃣ Points – Optional fees to lower your rate
4️⃣ Length of the Lock – How long your rate is secured

Locking in your rate at the right time can make a big difference in your monthly payment. Want to discuss your options? Let’s talk about the best time to lock your rate. 💬

📞 Call or Text: 225-209-4759
📧 Email: [email protected]
🌐 Apply Online: www.gulfbank.com/mallorycraig
NMLS #2496558

11/14/2025

Most clients think underwriting is about paperwork — but it’s really about proving stability to an algorithm that doesn’t know you.

Every number, document, and deposit tells a story and my job is to make sure yours reads strong and clear. The more we prepare upfront, the smoother (and faster) your approval goes.

Want to know what underwriters actually look for first? Let’s chat about what’s behind the numbers. 💬

📞 Call or Text: 225-209-4759
📧 Email: [email protected]
🌐 www.gulfbank.com/mallorycraig
NMLS # 2496558

11/13/2025

What Your Lender Should Really Tell You

The lender who only tells you what you qualify for isn’t doing their job. I tell my clients the full story — what you can afford comfortably, how much flexibility you have, and how to position yourself for the best possible terms.

Want a clear picture before you start shopping? Let’s chat — I’ll break it down. 💬

📞 Call or Text: 225-209-4759
📧 Email: [email protected]
🌐 www.gulfbank.com/mallorycraig
NMLS #2496558

11/12/2025

What Your Lender Should Really Tell You

The lender who only tells you what you qualify for isn’t doing their job. I tell my clients the full story: what you can afford comfortably, how much flexibility you have, and how to position yourself for the best possible terms.

Want a clear picture before you start shopping? Let’s chat & I’ll break it down. 💬

📞 Call or Text: 225-209-4759
📧 Email: [email protected]
🌐 www.gulfbank.com/mallorycraig
NMLS #2496558