CIS Home Loans

CIS Home Loans We are a full-service mortgage bank with over 30 years of experience. EHO | NMLS #93140 We're here to be your dedicated home loan provider.
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CIS Home Loans is a trusted mortgage bank with over 33 years of experience in the industry, based in Hamilton, Alabama. We specialize in originating and servicing mortgage loans, currently managing loans across 34 states and Puerto Rico. Our goal is to make the mortgage process simple, so you can focus on turning your dream house into a reality. At CIS Home Loans, we prioritize strong relationship

s, reliability, and clear communication. When you reach out to us, you'll always connect with a real person—no frustrating automated systems. Call today to speak with one of our licensed loan originators, or visit our website to start your application! Licensed by the Department of Financial Protection and Innovation under CRMLA. NMLS ID # 93140
www.nmlsconsumeraccess.org

Is Now a Good Time to Buy?June is one of the most active months in real estate — and that means opportunity.Whether you'...
06/02/2026

Is Now a Good Time to Buy?

June is one of the most active months in real estate — and that means opportunity.

Whether you're a first-time buyer or ready to upgrade, CIS Home Loans can help you get pre-approved fast so you can move with confidence.

Talk to a loan officer today by calling us at (205) 430-8250.

CIS Home Loans
NMLS # 93140 | www.nmlsconsumeraccess.org
Equal Housing Opportunity

Our office will be closed in observance of Memorial Day.We will be closed on:📅 Monday, May 25, 2026We will reopen and re...
05/25/2026

Our office will be closed in observance of Memorial Day.

We will be closed on:
📅 Monday, May 25, 2026

We will reopen and resume normal business hours on:
🕗 Tuesday, May 26, 2026, at 8:00 a.m.

We wish you and your family a safe holiday weekend.

CIS Home Loans
NMLS # 93140 | www.nmlsconsumeraccess.org
Equal Housing Opportunity

In observance to Memorial Day, our office will close at 1:00 p.m. CST on Friday, May 22nd and remain closed Monday, May ...
05/22/2026

In observance to Memorial Day, our office will close at 1:00 p.m. CST on Friday, May 22nd and remain closed Monday, May 25th. We will resume normal business hours on Tuesday, May 26th at 8:00 a.m.

Buying a home? Let’s make it easier.At CIS Home Loans, we don’t just help with your financing—we also have an in-house i...
05/13/2026

Buying a home? Let’s make it easier.

At CIS Home Loans, we don’t just help with your financing—we also have an
in-house insurance agency ready to assist.

While we’re working on your loan, our team can provide an insurance quote to help keep everything moving smoothly.

One process. One team. A more seamless experience.

CIS Home Loans
NMLS # 93140 | www.nmlsconsumeraccess.org
Equal Housing Opportunity

Due to the threat of severe weather, our office will be closing at 3:00 p.m. today, May 6th. We will resume normal busin...
05/06/2026

Due to the threat of severe weather, our office will be closing at 3:00 p.m. today, May 6th.

We will resume normal business hours tomorrow, May 7th, at 8:00 a.m.

Please stay safe and weather aware.

Yes—we offer chattel loans.If you’re financing a manufactured home that isn’t attached to land, a traditional mortgage m...
05/05/2026

Yes—we offer chattel loans.

If you’re financing a manufactured home that isn’t attached to land, a traditional mortgage may not apply.

That’s where chattel loans come in—and it’s a solution we provide at CIS Home Loans.

Our team is here to guide you through the process and help you find the right fit for your situation.

Give us a call to see if chattel financing is available in your area.

CIS Home Loans
NMLS # 93140 | www.nmlsconsumeraccess.org
Equal Housing Opportunity

Due to the threat of severe weather, our office will be closing at 4:00 p.m. today, April 28th. We will resume normal bu...
04/28/2026

Due to the threat of severe weather, our office will be closing at 4:00 p.m. today, April 28th.

We will resume normal business hours tomorrow, April 29th, at 8:00 a.m.

Please stay safe and weather aware.

Finding the right home loan is an important step in your homeownership journey.At CIS, we offer a variety of loan option...
04/27/2026

Finding the right home loan is an important step in your homeownership journey.

At CIS, we offer a variety of loan options designed to meet different financial situations and goals.

Our home loan solutions may include:
✔️ Conventional loan options 📊
✔️ FHA financing programs 🏠
✔️ VA loan opportunities
✔️ Refinancing solutions 🔄

Every borrower’s situation is unique, and the right loan depends on your individual needs.

Our team is here to help guide you through your options and make the process as smooth as possible.

Call us today at (205) 430-8250.

CIS Home Loans
NMLS # 93140 | www.nmlsconsumeraccess.org
Equal Housing Opportunity

🌟 CIS State Spotlight: Idaho 🌟As part of our State Spotlight series, we’re highlighting where CIS is licensed to lend an...
04/23/2026

🌟 CIS State Spotlight: Idaho 🌟

As part of our State Spotlight series, we’re highlighting where CIS is licensed to lend and how we support homebuyers across the country.

This month, Idaho takes center stage! 🌲

CIS proudly offers home loan solutions throughout the state, helping individuals and families navigate the path to homeownership with confidence.

Whether you're settling into a quiet rural area or a growing community, our team is here to provide a smooth and straightforward lending experience every step of the way. 🏡

CIS Home Loans
NMLS # 93140 | www.nmlsconsumeraccess.org
Equal Housing Opportunity

💬 Do I need a 20% down payment to buy a home?Loan Programs, terms, and eligibility may vary. Not all borrowers will qual...
04/19/2026

💬 Do I need a 20% down payment to buy a home?

Loan Programs, terms, and eligibility may vary. Not all borrowers will qualify. Down payment requirements depend on the loan type, credit profile, and other factors.

What lenders typically consider:
✔️ Your credit profile 📊
✔️ Your income and stability 💵
✔️ Loan program guidelines 🧾
✔️ Available funds for down payment and closing

In some cases, putting more down can help…
In others, keeping more cash on hand may be beneficial 💡

Before assuming what you need, let’s look at your options together. Call us today at (205) 430-8250.

CIS Home Loans
NMLS # 93140 | www.nmlsconsumeraccess.org
Equal Housing Opportunity

Address

818 Miltary Street S
Hamilton, AL
35570

Telephone

+18008444845

Website

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