CIS Home Loans

CIS Home Loans We are a full-service mortgage bank with over 30 years of experience. EHO | NMLS #93140 We're here to be your dedicated home loan provider.
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CIS Home Loans is a trusted mortgage bank with over 33 years of experience in the industry, based in Hamilton, Alabama. We specialize in originating and servicing mortgage loans, currently managing loans across 34 states and Puerto Rico. Our goal is to make the mortgage process simple, so you can focus on turning your dream house into a reality. At CIS Home Loans, we prioritize strong relationship

s, reliability, and clear communication. When you reach out to us, you'll always connect with a real person—no frustrating automated systems. Call today to speak with one of our licensed loan originators, or visit our website to start your application! Licensed by the Department of Financial Protection and Innovation under CRMLA. NMLS ID # 93140
www.nmlsconsumeraccess.org

Your Credit Score Isn't the Whole StoryA less-than-perfect credit score doesn't mean homeownership is out of reach. Don'...
08/12/2026

Your Credit Score Isn't the Whole Story

A less-than-perfect credit score doesn't mean homeownership is out of reach.

Don't count yourself out before you call CIS Home Loans. Let's review your options together.

CIS Home Loans
NMLS # 93140 | www.nmlsconsumeraccess.org
Equal Housing Opportunity

Mortgage rates aren't random — they're influenced by a mix of national and personal factors. Here's what moves them:📈 Na...
07/21/2026

Mortgage rates aren't random — they're influenced by a mix of national and personal factors.

Here's what moves them:
📈 National factors: inflation, the Federal Reserve, bond market activity.
👤 Personal factors: your credit score, loan type, down payment amount, loan term.

The national rate you see in the news isn't necessarily YOUR rate. Two buyers on the same day can get very different offers depending on their financial profile.

Want to know what rate you might qualify for?

CIS Home Loans will give you a real picture — not just a headline number.

CIS Home Loans
NMLS # 93140 | www.nmlsconsumeraccess.org
Equal Housing Opportunity

Ready to buy a home but not sure where to start? We've broken it down into two simple steps.From gathering your document...
07/13/2026

Ready to buy a home but not sure where to start?

We've broken it down into two simple steps.

From gathering your documents to getting your keys — CIS Home Loans walks you through every part of the process so nothing catches you off guard.

Save this post and share it with someone who's thinking about buying!

Ready to get started? Give us a call today!

CIS Home Loans
NMLS # 93140 | www.nmlsconsumeraccess.org
Equal Housing Opportunity

Freedom means something different to everyone — but for so many families, it means having a place to call their own. Tod...
07/04/2026

Freedom means something different to everyone — but for so many families, it means having a place to call their own.

Today we celebrate the people who built this country and the communities we're proud to be a part of.

From all of us at CIS Home Loans, we wish you and your family a safe, joyful, and memorable Independence Day.

CIS Home Loans
NMLS # 93140 | www.nmlsconsumeraccess.org
Equal Housing Opportunity

Our office will be closing at 3:00 p.m. CST on Thursday, July 2nd and will remain closed Friday, July 3rd in observance ...
07/02/2026

Our office will be closing at 3:00 p.m. CST on Thursday, July 2nd and will remain closed Friday, July 3rd in observance of Independence Day.

We will resume normal business hours on Monday, July 6th at 8:00 a.m.

We wish you a safe and great holiday weekend.

🏠 Did you know you don't need a traditional mortgage to finance a manufactured home? A chattel loan may be the perfect s...
06/23/2026

🏠 Did you know you don't need a traditional mortgage to finance a manufactured home? A chattel loan may be the perfect solution!

Chattel loans are specifically designed for manufactured homes and can offer:
✅ Faster approval process
✅ Flexible qualification requirements
✅ Affordable financing options

Whether you're buying your first manufactured home or looking to upgrade, CIS Home Loans has the expertise to guide you through every step.

📞 Give us a call today and let's find the right loan for you!

CIS Home Loans
NMLS # 93140 | www.nmlsconsumeraccess.org
Equal Housing Opportunity

In observance of Juneteenth, our office will be closed today, June 19th, 2026. We will resume normal business hours on M...
06/19/2026

In observance of Juneteenth, our office will be closed today, June 19th, 2026.

We will resume normal business hours on Monday, June 22nd at 8:00 a.m.

How Much House Can You Actually Afford?Before you fall in love with a listing, it's important to know your numbers. A go...
06/18/2026

How Much House Can You Actually Afford?

Before you fall in love with a listing, it's important to know your numbers. A good rule of thumb: Keep your monthly housing costs at or below 28% of your gross monthly income.

Here's what lenders look at:
✅ Your income & employment history
✅ Your debt-to-income ratio (DTI)
✅ Your credit score
✅ Your down payment amount

Not sure where you stand? CIS Home Loans can walk you through it — for free! Let's find a number that works for your budget and your life.

Give us a call today!

CIS Home Loans
NMLS # 93140 | www.nmlsconsumeraccess.org
Equal Housing Opportunity

One Family. Two Ways to Protect Your Home. At CIS, we believe in protecting your home from every angle. That's why CIS H...
06/14/2026

One Family. Two Ways to Protect Your Home.

At CIS, we believe in protecting your home from every angle. That's why CIS Home Loans and CIS Insurance Agency work together to help you finance AND safeguard the home of your dreams.

Get the loan. Get the coverage. Get the peace of mind.

Contact us today to learn how we can help you from start to finish!

CIS Home Loans
NMLS # 93140 | www.nmlsconsumeraccess.org
Equal Housing Opportunity

First-Time Homebuyer? We've Got You.🎉 Buying your first home is one of life's biggest milestones — and CIS Home Loans is...
06/10/2026

First-Time Homebuyer? We've Got You.

🎉 Buying your first home is one of life's biggest milestones — and CIS Home Loans is here to make it less overwhelming. From understanding your credit score to closing day, our team walks with you every step of the way.

Apply here - https://cishomeloans.com/home-loans/apply-now

CIS Home Loans
NMLS # 93140 | www.nmlsconsumeraccess.org
Equal Housing Opportunity

Address

818 Miltary Street S
Hamilton, AL
35570

Telephone

+18008444845

Website

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