Amy Procaccino - NMLS #133607

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Amy Procaccino - NMLS #133607 Helping first time buyers and investors get approved when the path isn't perfect. Based in Hamilton NJ, and serving Central New Jersey.

I focus on real solutions, clear guidance, and getting you to the closing table. LICENSED IN NJ, PA AND FL. I’m proud to be one of Mercer County’s top producers and a multi-year President’s Club honoree, helping clients across the Northeast achieve their homeownership goals. Since starting in 1993, I’ve worked in every part of the mortgage process from closing to processing, underwriting, and originating, which gives me the insight to make each transaction as smooth as possible. I take pride in clear communication, attention to detail, and providing exceptional service to every client, from first-time buyers to seasoned investors. Most of my business comes from referrals, which I consider the greatest compliment. When I’m not helping clients, you’ll find me with my husband and two children in Bucks County or relaxing at the Jersey Shore.

10/19/2026

Paying points to get a lower rate can sound like an easy decision, but you really have to look at the numbers.

In this example, I'm using a $400,000 home and showing what happens if you pay $12,000 upfront for points. Based on the monthly savings, it would take about 59 months to break even.

So the question isn't just, " Can I get a lower rate?" It's whether paying for the lower rate makes sense for your situation and how long you plan to stay in the home.

If you're considering points, let's run the numbers and see if it makes sense for you.

5.0 star review received on Experience.com for Amy Procaccino by Andrew M - Amy and team were responsive and professiona...
10/18/2026

5.0 star review received on Experience.com for Amy Procaccino by Andrew M - Amy and team were responsive and professional throughout the process, online portal worked great for docusign, they communicated in a timely manner throughout!!

Click to see all 700 reviews of Amy Procaccino, VP, Branch Manager | NMLS ID # 133607

Still smiling from such a fun night! Loved getting together with so many of our wonderful business partners at Killarney...
10/16/2026

Still smiling from such a fun night!

Loved getting together with so many of our wonderful business partners at Killarney’s for our Fall Partner Appreciation Night!

So grateful for the relationships and friendships we've built along the way.

Here's to many more nights like this! 💚

10/15/2026

Tonights the night!
We're looking forward to celebrating with our amazing business partners and friends at Killarney's! Can't wait to see everyone. 💚

10/14/2026

Seller credit or lower purchase price, which one makes more sense?

The answer really depends on the buyer, the loan and what you're trying to accomplish.

Before you make an offer, let's look at both options and see what makes the most sense for you.

10/12/2026

A lot can change between the time you get pre-approved and the time you’re ready to make an offer.

If you’re actively looking or getting ready to start, a quick pre-approval refresh can help you shop with a clearer picture of where you stand.

Questions? Reach out and we can take another look.

5.0 star review received on Experience.com for Amy Procaccino by Caitlin L - The team at The Money Store helped u...
10/10/2026

5.0 star review received on Experience.com for Amy Procaccino by Caitlin L - The team at The Money Store helped us every step of the way to secure a mortgage for our forever home. I can't praise them enough!

Click to see all 699 reviews of Amy Procaccino, VP, Branch Manager | NMLS ID # 133607

10/09/2026

Such a fun night at Bent Iron Brewing!

Always great getting together with our Realtor friends. Thanks to everyone who came out and spent the evening with us. Looking forward to the next one!

5.0 star review received on Experience.com for Amy Procaccino by Kimberly F - Professional, responsive, efficient!Tysm
10/09/2026

5.0 star review received on Experience.com for Amy Procaccino by Kimberly F - Professional, responsive, efficient!
Tysm

Click to see all 699 reviews of Amy Procaccino, VP, Branch Manager | NMLS ID # 133607

10/08/2026

Can't wait to see everyone next Thursday!
Join us October 15th from 4-7 pm at Killarney's for our Fall Partner Appreciation Party. Looking forward to a fun night! 💚

Address

3500 Quakerbridge Road/Suite 105
Hamilton Township, NJ
08619

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