Combined Benefits United, Inc.

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Combined Benefits United, Inc. We help insurance & financial professionals scale their business using cutting-edge marketing! "Link in bio" ⬇️
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At Combined Benefits United, we are 𝒄𝒐𝒎𝒎𝒊𝒕𝒕𝒆𝒅 to helping insurance agents and financial advisors implement 𝗽𝗿𝗼𝘃𝗲𝗻 𝘀𝘆𝘀𝘁𝗲𝗺𝘀, working with them to get control of their business, and create the work/life balance they have always wanted. Since 2000, we’ve made it our 𝒎𝒊𝒔𝒔𝒊𝒐𝒏 to help improve their prospecting and drive more revenue growth. We all live in a fast-paced world, and because of that, some can lose focus on what is truly needed to get to that 𝗻𝗲𝘅𝘁 𝗹𝗲𝘃𝗲𝗹. We believe in 𝗴𝗼𝗶𝗻𝗴 𝗮𝗯𝗼𝘃𝗲 𝗮𝗻𝗱 𝗯𝗲𝘆𝗼𝗻𝗱 in everything we do, because we know the more effort and energy we invest, the better the results will be for you. Let us show you how to 𝐬𝐜𝐚𝐥𝐞 𝐲𝐨𝐮𝐫 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬 in new and better ways, and discover how, at CBU, we do things a little differently.

10/26/2026

Long-term care planning looks different than it did years ago.

As the marketplace has evolved, so have the solutions available to agents and advisors. Hybrid products and newer benefit designs have created additional ways to discuss potential care needs with clients.

Understanding how these options work can help advisors bring more perspective to a conversation that may become increasingly important as clients plan for longer retirements.

A little advance notice would be nice sometimes. While life doesn't usually provide a heads-up, taking time to understan...
10/23/2026

A little advance notice would be nice sometimes.

While life doesn't usually provide a heads-up, taking time to understand supplemental coverage can help make unexpected expenses easier to prepare for.

Curious about how CBU Benefits works? Our team is happy to walk through the options.

Use the link in the comments to schedule a conversation.

The fall has us looking back at warmer days and thinking… can we do this again? One of our favorite team outings from th...
10/21/2026

The fall has us looking back at warmer days and thinking… can we do this again?

One of our favorite team outings from the summer took us out on the beautiful Maine coast, with Captain Jeff at the helm for a boat ride to Jewel Island.

Good company and some pretty hard-to-beat scenery made this one for the memory books.

Thanks for getting us there and back, Captain!

10/19/2026

Use the tools that make sense for the way business gets done.

That's one takeaway from this CBU Advantage training Q&A about Integrity's platform. Agents can choose which available features fit their workflow rather than feeling obligated to use everything.

That flexibility can be especially helpful as technology changes and agents adjust the systems they rely on.

Learn more about CBU Advantage at 207-807-2271.

10/16/2026

The boss gets his own post today. 😎

We're lucky to have Ray at the helm of CBU, bringing plenty of personality to the job and always finding a way to keep things interesting around here.

Thanks for everything you do for this team, Ray.

Happy National Boss's Day!

Nobody hands out an instruction manual for adulting. There are plenty of things that can catch us off guard, but underst...
10/15/2026

Nobody hands out an instruction manual for adulting.

There are plenty of things that can catch us off guard, but understanding supplemental benefits doesn't have to be one of them.

CBU Benefits makes it easier to explore available coverage and understand how it may help when unexpected expenses arise.

Want to know what the options look like? Visit our website or get in touch with the CBU Benefits team.

10/12/2026

What happens when both sides of a traditional 60/40 portfolio struggle at the same time?

2022 gave agents and advisors a real-world example.

Stocks fell, but bonds didn't provide the counterbalance many investors had come to expect. An inflationary environment created challenges across both sides of the portfolio.

It's a valuable case study for conversations about diversification and the risks that can remain even within a traditionally balanced approach.

10/09/2026

A look back at a pretty great day in Portland.

At our September Producer Forum, we heard from professionals throughout the industry and caught up with so many familiar faces. The day’s agenda covered everything from marketing and Medicare to industry perspectives and retirement-focused discussions.

A big thank you to everyone who joined us and helped make the day such a memorable one. We’re glad you were part of it!

10/07/2026

One retirement plan may need to account for two very different lifespans.

For married clients approaching retirement, longevity can make joint income planning an important conversation.

Understanding how certain products can provide guaranteed lifetime income for both spouses gives agents and advisors another tool when discussing long-term retirement needs.

Looking for more training and support? Learn more about joining the Combined Benefits United network at 866-275-3345.

10/05/2026

Can't find a client's doctor during a provider search?

Before assuming the provider isn't there, take another look at the search radius.

During a recent CBU Advantage training, Christina Comerford of the Garity Advantage Broker Support Team explained how expanding the geographic search can sometimes solve the problem, particularly when a client travels outside the immediate area for care.

And when a provider still doesn't appear? Comparing the results with Medicare.gov can offer another place to investigate.

A practical tip for the next provider search.

Address

77 Water Street
Hallowell, ME
04347

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4am
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 4pm

Telephone

+18662753345

Website

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