CBU Benefits

CBU Benefits Your partner in planning for the unexpected. Offering accident, cancer, critical illness, hospital stays, short-term disability, and life insurance coverage.

CBU Benefits, based in Hallowell, Maine, collaborates with independent insurance brokers and agencies to provide supplemental health options to businesses and families. Established in 2007 as a division of Combined Benefits United, CBU Benefits became an independent company in 2016. Since then, we’ve been dedicated to supporting Maine communities and businesses, growing exponentially over the past

decade. Our team works closely with brokers, providing education and tools to confidently offer supplemental health and life insurance plans such as disability, critical illness, accident, and cancer coverage through leading carriers like Washington National and Colonial Life. We empower employees and families with knowledge to choose insurance plans tailored to their health, age, and lifestyle, ensuring financial stability during unexpected challenges. At CBU Benefits, we prioritize personal relationships and long-term planning, helping safeguard the well-being of families and businesses. Let us help you build a secure future.

05/27/2026

Accident coverage is often overlooked until it’s too late.

Policies are designed to help bridge that space, offering benefits that can be used for real-life expenses during recovery.

It’s a simple concept, but it can make a meaningful difference for clients when something unexpected happens.

For advisors, it also offers a chance to broaden how they support the people they work with. CBU Benefits provides the tools and support to help implement these solutions. Visit our website to learn more.

For many, Memorial Day weekend marks the start of summer. Time with family. A break from routine.But at its core, this d...
05/25/2026

For many, Memorial Day weekend marks the start of summer. Time with family. A break from routine.

But at its core, this day carries a deeper meaning. It’s a moment to remember those who never made it home. The men and women who gave their lives in service to this country, and the families who continue to carry that loss.

Behind every name is a story. A future that was given up so others could move forward.

Today is a chance to reflect and honor that sacrifice.

What does health insurance not cover?It’s a question many clients don’t ask until something happens. Even strong plans c...
05/20/2026

What does health insurance not cover?

It’s a question many clients don’t ask until something happens. Even strong plans can leave gaps when it comes to out-of-pocket costs tied to injuries or serious diagnoses.

Supplemental insurance is one way advisors help address those gaps. It adds another layer of protection without replacing what’s already in place.

CBU Benefits supports advisors who want to bring that added value to their clients. Reach out to learn more.

Armed Forces Day is set aside to recognize those serving across all branches of the United States military.It’s a moment...
05/16/2026

Armed Forces Day is set aside to recognize those serving across all branches of the United States military.

It’s a moment to acknowledge the dedication and discipline that come with that role. Service members commit to protecting others, often in ways that require personal sacrifice and resilience.

We at CBU Benefits thank you for your service.

A little sunshine goes a long way. Here's Brian Heath and Jen out at the lake making the most of a day that’s all about ...
05/01/2026

A little sunshine goes a long way.

Here's Brian Heath and Jen out at the lake making the most of a day that’s all about relaxing and recharging. No rush, just time to enjoy where they are and who they’re with.

Days like this tend to stick with you.

04/27/2026

Supplemental insurance plays a specific role in today’s market. It’s designed to help address out-of-pocket costs that traditional plans may not fully cover.

For agents, offering these products can create more meaningful touchpoints with clients throughout the year. With proper training and structured marketing support, introducing supplemental benefits becomes more manageable.

CBU Benefits provides resources that help agents integrate these solutions into their existing practice. Explore our website to see how supplemental benefits can fit into your growth strategy.

Health insurance covers a lot, but not everything. Deductibles, travel costs, and time away from work can still create f...
04/09/2026

Health insurance covers a lot, but not everything. Deductibles, travel costs, and time away from work can still create financial pressure after a medical event.

Supplemental insurance is designed to help bridge those gaps.

Understanding how these plans work can help individuals and families make more informed decisions about protecting income and savings from unexpected medical costs.

Visit our website to explore how supplemental coverage fits into a broader protection plan.

04/05/2026

Easter looks a little different around here this year… apparently the bunnies decided to grab the mic.

A little fun, a few laughs, and a good reminder to enjoy the lighter moments with the people around you.

Happy Easter from all of us at CBU Benefits!

03/19/2026

Most health plans don’t cover everything. That’s where problems start.

Supplemental insurance helps protect employees from the financial side of medical events.

For brokers, this creates more ways to support clients and open new doors for growth. CBU Benefits makes it easer by offering access to national carriers and support behind the scenes.

Better benefits. Simpler process. Stronger broker-client relationships. Brokers looking to expand their offering should get in touch (link in bio) to learn more.

03/17/2026

Some days call for suits.
Others call for shamrocks and a little dancing.

Our leadership team is leaning into the fun today and sending a little Irish cheer your way.

Happy St. Patrick’s Day from all of us! Sham-rock responsibly!

Address

77 Water Street
Hallowell, ME
04347

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 4pm

Telephone

+12076207265

Website

https://linktr.ee/CBUTEAM

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