CBU Benefits

CBU Benefits Your partner in planning for the unexpected. Offering accident, cancer, critical illness, hospital stays, short-term disability, and life insurance coverage.

CBU Benefits, based in Hallowell, Maine, collaborates with independent insurance brokers and agencies to provide supplemental health options to businesses and families. Established in 2007 as a division of Combined Benefits United, CBU Benefits became an independent company in 2016. Since then, we’ve been dedicated to supporting Maine communities and businesses, growing exponentially over the past

decade. Our team works closely with brokers, providing education and tools to confidently offer supplemental health and life insurance plans such as disability, critical illness, accident, and cancer coverage through leading carriers like Washington National and Colonial Life. We empower employees and families with knowledge to choose insurance plans tailored to their health, age, and lifestyle, ensuring financial stability during unexpected challenges. At CBU Benefits, we prioritize personal relationships and long-term planning, helping safeguard the well-being of families and businesses. Let us help you build a secure future.

Between groceries, utilities, mortgage payments, gas, and everything else life throws at us, most budgets already have a...
08/24/2026

Between groceries, utilities, mortgage payments, gas, and everything else life throws at us, most budgets already have a job for every dollar.

The challenge is that accidents and unexpected medical expenses rarely arrive at a convenient time.

That's why many individuals explore supplemental coverage options designed to help provide an extra layer of financial protection when the unexpected happens.

Learn more through the link in the comments and reach out to our team to see what options may fit your situation.

Healthcare costs continue to be one of the biggest concerns for employees.That's why more businesses are looking for ben...
08/10/2026

Healthcare costs continue to be one of the biggest concerns for employees.

That's why more businesses are looking for benefit solutions that help employees access everyday care without creating additional financial strain.

Imagine benefits that can help with doctor visits, counseling services, prescription costs, and more, all while creating little to no additional cost burden for the employer.

It's a practical way to support employees while strengthening a benefits package. Learn more through the link in the comments and reach out to our team to start the conversation.

07/29/2026

A lot of growth opportunities are already sitting inside existing client relationships.

Life insurance clients. Medicare clients. Business clients. Annuity clients.

Supplemental benefits can open the door to additional conversations without having to completely reinvent a business model or start prospecting from scratch.

Curious what those opportunities could look like? Reach out and let’s talk.
207-620-7595

Life can change fast. Coverage can help your clients feel prepared when it does.Supplemental benefits like accident, hos...
07/13/2026

Life can change fast. Coverage can help your clients feel prepared when it does.

Supplemental benefits like accident, hospital, critical illness, and disability coverage can help bridge financial gaps when unexpected health events happen.

These are straightforward solutions clients can understand and appreciate, especially when cash benefits are paid directly to them. For advisors, these conversations can create stronger client relationships while opening the door to additional growth opportunities within the practice.

Use our link in the comments to set up a time to talk.

06/28/2026

Most healthcare conversations start after something goes wrong. Preventative care changes that.

A preventative health plan helps employees stay ahead of potential issues through early detection and proactive support. That can mean better day-to-day wellness and less financial strain tied to medical costs.

Call 207-620-7595 to learn more.

Finding new leads doesn’t always mean starting from scratch. Many advisors are discovering that supplemental benefits ca...
06/08/2026

Finding new leads doesn’t always mean starting from scratch. Many advisors are discovering that supplemental benefits can open doors that were previously hard to reach.

There’s also opportunity within the clients already on the books. These plans can fit alongside existing coverage and create a natural reason to reconnect. Over time, that builds stronger relationships and a more complete offering.

Ready to explore how supplemental benefits can support your business? Connect with CBU Benefits.

05/27/2026

Accident coverage is often overlooked until it’s too late.

Policies are designed to help bridge that space, offering benefits that can be used for real-life expenses during recovery.

It’s a simple concept, but it can make a meaningful difference for clients when something unexpected happens.

For advisors, it also offers a chance to broaden how they support the people they work with. CBU Benefits provides the tools and support to help implement these solutions. Visit our website to learn more.

For many, Memorial Day weekend marks the start of summer. Time with family. A break from routine.But at its core, this d...
05/25/2026

For many, Memorial Day weekend marks the start of summer. Time with family. A break from routine.

But at its core, this day carries a deeper meaning. It’s a moment to remember those who never made it home. The men and women who gave their lives in service to this country, and the families who continue to carry that loss.

Behind every name is a story. A future that was given up so others could move forward.

Today is a chance to reflect and honor that sacrifice.

What does health insurance not cover?It’s a question many clients don’t ask until something happens. Even strong plans c...
05/20/2026

What does health insurance not cover?

It’s a question many clients don’t ask until something happens. Even strong plans can leave gaps when it comes to out-of-pocket costs tied to injuries or serious diagnoses.

Supplemental insurance is one way advisors help address those gaps. It adds another layer of protection without replacing what’s already in place.

CBU Benefits supports advisors who want to bring that added value to their clients. Reach out to learn more.

Armed Forces Day is set aside to recognize those serving across all branches of the United States military.It’s a moment...
05/16/2026

Armed Forces Day is set aside to recognize those serving across all branches of the United States military.

It’s a moment to acknowledge the dedication and discipline that come with that role. Service members commit to protecting others, often in ways that require personal sacrifice and resilience.

We at CBU Benefits thank you for your service.

Address

77 Water Street
Hallowell, ME
04347

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 4pm

Telephone

+12076207265

Website

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