CBU Benefits

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CBU Benefits Your partner in planning for the unexpected. Offering accident, cancer, critical illness, hospital stays, short-term disability, and life insurance coverage.

CBU Benefits, based in Hallowell, Maine, collaborates with independent insurance brokers and agencies to provide supplemental health options to businesses and families. Established in 2007 as a division of Combined Benefits United, CBU Benefits became an independent company in 2016. Since then, we’ve been dedicated to supporting Maine communities and businesses, growing exponentially over the past decade. Our team works closely with brokers, providing education and tools to confidently offer supplemental health and life insurance plans such as disability, critical illness, accident, and cancer coverage through leading carriers like Washington National and Colonial Life. We empower employees and families with knowledge to choose insurance plans tailored to their health, age, and lifestyle, ensuring financial stability during unexpected challenges. At CBU Benefits, we prioritize personal relationships and long-term planning, helping safeguard the well-being of families and businesses. Let us help you build a secure future.

Nobody hands out an instruction manual for adulting. There are plenty of things that can catch us off guard, but underst...
10/15/2026

Nobody hands out an instruction manual for adulting.

There are plenty of things that can catch us off guard, but understanding supplemental benefits doesn't have to be one of them.

CBU Benefits makes it easier to explore available coverage and understand how it may help when unexpected expenses arise.

Want to know what the options look like? Visit our website or get in touch with the CBU Benefits team.

09/30/2026

Life doesn't always go according to plan.

Preparing for the unexpected can make a difficult moment a little easier to navigate.

CBU Benefits offers supplemental insurance solutions designed to help provide added financial protection when it matters most.

Have questions or want to learn more?

Call 207-620-7595.

Happy Birthday to our Managing Partner, Brian Heath!Your leadership, integrity, and commitment to clients set the tone f...
09/28/2026

Happy Birthday to our Managing Partner, Brian Heath!

Your leadership, integrity, and commitment to clients set the tone for our entire team.

Wishing you a year filled with meaningful moments.

Looking for your next growth opportunity?It might already be sitting inside your existing book of business... Supplement...
09/23/2026

Looking for your next growth opportunity?

It might already be sitting inside your existing book of business...

Supplemental benefits can help you expand what you offer and create new conversations with clients. At CBU Benefits, we offer education, sales support, enrollment assistance, and ongoing service designed to help our partners build lasting client relationships with confidence.

Reach out to learn how our network supports insurance professionals every step of the way.

09/11/2026

As Rosh Hashanah begins, we extend our warmest wishes to everyone celebrating the Jewish New Year.

May this season be filled with hope and many reasons to look ahead with gratitude.

Shanah Tovah to all who are celebrating!

Your hard work builds your future. Today, we celebrate that.  Wishing you a restful and meaningful Labor Day.
09/07/2026

Your hard work builds your future. Today, we celebrate that.

Wishing you a restful and meaningful Labor Day.

Between groceries, utilities, mortgage payments, gas, and everything else life throws at us, most budgets already have a...
08/24/2026

Between groceries, utilities, mortgage payments, gas, and everything else life throws at us, most budgets already have a job for every dollar.

The challenge is that accidents and unexpected medical expenses rarely arrive at a convenient time.

That's why many individuals explore supplemental coverage options designed to help provide an extra layer of financial protection when the unexpected happens.

Learn more through the link in the comments and reach out to our team to see what options may fit your situation.

Healthcare costs continue to be one of the biggest concerns for employees.That's why more businesses are looking for ben...
08/10/2026

Healthcare costs continue to be one of the biggest concerns for employees.

That's why more businesses are looking for benefit solutions that help employees access everyday care without creating additional financial strain.

Imagine benefits that can help with doctor visits, counseling services, prescription costs, and more, all while creating little to no additional cost burden for the employer.

It's a practical way to support employees while strengthening a benefits package. Learn more through the link in the comments and reach out to our team to start the conversation.

07/29/2026

A lot of growth opportunities are already sitting inside existing client relationships.

Life insurance clients. Medicare clients. Business clients. Annuity clients.

Supplemental benefits can open the door to additional conversations without having to completely reinvent a business model or start prospecting from scratch.

Curious what those opportunities could look like? Reach out and let’s talk.
207-620-7595

Life can change fast. Coverage can help your clients feel prepared when it does.Supplemental benefits like accident, hos...
07/13/2026

Life can change fast. Coverage can help your clients feel prepared when it does.

Supplemental benefits like accident, hospital, critical illness, and disability coverage can help bridge financial gaps when unexpected health events happen.

These are straightforward solutions clients can understand and appreciate, especially when cash benefits are paid directly to them. For advisors, these conversations can create stronger client relationships while opening the door to additional growth opportunities within the practice.

Use our link in the comments to set up a time to talk.

Address

77 Water Street
Hallowell, ME
04347

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 4pm

Telephone

+12076207265

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