08/28/2026
Did your insurance premium increase significantly—or did your company change your coverage, deductible, or eligibility?
Your agent may be doing a great job, but the options they can offer depend on the type of agency they represent.
A captive agent generally represents one insurance company. If that company changes its pricing or underwriting requirements, the agent may have limited alternatives.
As an independent insurance agency, MKE Insurance can explore options from multiple carriers and help you compare pricing, coverage, deductibles, and eligibility.
That does not guarantee another company will be less expensive, and the lowest price is not always the best choice. But an independent review can help you understand your options and make an informed decision.
If your insurance is changing unfavorably, it may be time for a second opinion.
Learn more: https://mkeinsurance.com/insurance-learning-center/f/captive-vs-independent-insurance-agents-why-your-options-matter
MKE Insurance LLC
mkeinsurance.com
When your insurance premium increases substantially—or your coverage, deductible, or eligibility changes—you may wonder whether better options are available.