Wright-Gardner Insurance

Wright-Gardner Insurance Home, auto, business, life & health insurance. Right choice. Right coverage. Every time.

Summer travel is exciting, but it can also be unpredictable. With more flight cancellations and delays happening nationw...
05/26/2026

Summer travel is exciting, but it can also be unpredictable. With more flight cancellations and delays happening nationwide, having the right travel insurance can make all the difference.

Travel insurance helps protect your plans when unexpected issues come up. It can support you by:

• Reimbursing non‑refundable trip costs
• Covering expenses from long delays, including meals or hotel stays
• Offsetting the cost of essentials if your baggage is lost or delayed
• Providing medical coverage while traveling
• Offering emergency evacuation support in certain situations

Our team at Wright-Gardner Insurance is here to help you review your options so you can focus on enjoying your trip, not stressing over what might go wrong.

Planning a summer getaway? Reach out to us anytime to explore your travel insurance choices.

E-bikes and scooters are becoming a go‑to way to get around, but many riders don’t realize their current insurance may l...
05/21/2026

E-bikes and scooters are becoming a go‑to way to get around, but many riders don’t realize their current insurance may leave important gaps in protection.

If you use an e-bike or scooter for daily commuting, weekend rides, or even short errands, it’s a good time to double-check what your policy actually covers.

Swipe through to learn where coverage gaps often appear and what to look out for.

Have questions about protecting yourself and your ride? Our team at Wright-Gardner Insurance is here to help. Give us a call anytime to review your options and make sure you’re properly covered.

Summer is just around the corner, and those weekend plans tend to fill up fast! Now’s a great time to double‑check that ...
05/19/2026

Summer is just around the corner, and those weekend plans tend to fill up fast! Now’s a great time to double‑check that your favorite summer “toys” have the right insurance in place so the fun doesn’t come with any unexpected costs.

From boats and motorcycles to RVs and classic cars, our team at Wright-Gardner Insurance can help you make sure everything is properly protected.

Not sure where your coverage stands? Give us a call at (301) 733-1234. We’re here to help you head into summer with confidence and peace of mind.

Protecting what you’ve built matters at every stage of your business, and our team is here to help make that easier.Whet...
05/13/2026

Protecting what you’ve built matters at every stage of your business, and our team is here to help make that easier.

Whether you’re hiring your first employee, expanding into new services, or opening a second location, having the right commercial insurance in place is essential. As a local independent agency in downtown Hagerstown, we work with businesses across Western Maryland to make sure their coverage grows as they grow.

If you’re reviewing your current policy or thinking about adding additional protection, reach out to us anytime. We’re here to help you feel confident moving forward.

Owning a vintage, antique, or collector vehicle is something special — and protecting it the right way matters. Standard...
05/12/2026

Owning a vintage, antique, or collector vehicle is something special — and protecting it the right way matters. Standard auto insurance usually isn’t designed for classic cars, which is why agreed value classic car insurance is essential to safeguard the true value of your investment.

At Wright-Gardner Insurance, our team helps collectors throughout Hagerstown and the tri-state region find coverage that fits their vehicle, driving habits, and restoration needs.

Whether you’re exploring classic car insurance for the first time or want to add helpful extras to your current policy, we’re here to guide you. Reach out anytime to make sure your one-of-a-kind vehicle is fully protected.

We want to wish a warm and Happy Mother’s Day to all the moms, grandmothers, and amazing maternal figures in our communi...
05/10/2026

We want to wish a warm and Happy Mother’s Day to all the moms, grandmothers, and amazing maternal figures in our community.

From the sleepless nights with newborns to the late nights waiting for teens to get home, moms put their heart into everything — and we’re grateful for every bit of it.

Whether you’re a mother yourself or celebrating someone special today, we hope your day is filled with appreciation and love.

It’s National Small Business Week, and our team is taking a moment to highlight a few risks we often see when businesses...
05/07/2026

It’s National Small Business Week, and our team is taking a moment to highlight a few risks we often see when businesses in Hagerstown and the surrounding area are underinsured.

• Workers’ compensation gaps can get expensive fast. Missing or inadequate workers comp coverage can lead to fines, penalties, and having to pay medical or wage costs out of pocket after an injury.

• Cyber incidents can be tough to recover from without the right protection. Underinsured businesses may be left covering recovery, response, and customer notification costs on their own.

The right coverage helps protect the hard work you’ve put into building your business. If you’d like a quick insurance checkup, our team at Wright-Gardner is here to help you identify gaps and find solutions that fit your budget.

Give us a call anytime at (301) 733-1234.

We're celebrating Cinco de Mayo with a fun share from our team: a quick and tasty Chicken Enchilada Dip recipe from Deli...
05/05/2026

We're celebrating Cinco de Mayo with a fun share from our team: a quick and tasty Chicken Enchilada Dip recipe from Delish. It only takes about 30 minutes to make, and it's a great addition to any gathering.

If you try it out, let us know how it turned out for you!

Wishing everyone a delicious and festive Cinco de Mayo!

Recipe: https://www.delish.com/cooking/recipe-ideas/a49954/chicken-enchilada-dip-recipe/

National Small Business Week is a great reminder of how important it is for small businesses to stay protected – especia...
05/04/2026

National Small Business Week is a great reminder of how important it is for small businesses to stay protected – especially when costs are rising and every dollar matters.

We understand the pressure to trim expenses, but reducing coverage or staying underinsured can create much bigger problems down the road. Here are a few risks to keep in mind:

• A loss can turn into an out-of-pocket expense. If your building, tools, equipment, or inventory are underinsured, you may end up covering the gap after a fire, theft, or storm.

• Operations can pause, but bills won’t. Without the right business income coverage, payroll, rent, and ongoing expenses keep coming even when your business can’t operate.

• Liability costs can exceed your limits. Legal fees, settlements, and medical bills from a single claim can quickly surpass basic coverage.

If you’re unsure whether your current policy is keeping up with today’s costs, we’re here to help. Our team at Wright-Gardner can walk through your options, stay within your budget, and make sure your business has the protection it needs.

Life doesn’t always give us clear skies — but the right insurance can make the tough moments a little easier.Here are a ...
04/30/2026

Life doesn’t always give us clear skies — but the right insurance can make the tough moments a little easier.

Here are a few questions to help you decide if you’re truly prepared for life’s unexpected storms:

• Do I have life insurance — and do I have enough?
• Would my current coverage support me financially if I couldn’t work?
• Am I missing any riders or additional protection I might regret later?
• Has it been a long time since my last insurance review?

At Wright-Gardner Insurance, our team is here to make sure you have the strong foundation you need. When challenges pop up, we want you to be able to focus on what matters most — not on financial stress.

If you’re unsure where your policies stand, reach out to us for a quick coverage review. It’s an easy way to make sure your protection is keeping up with your life.

Storm season can hit in more ways than one. From severe weather to unexpected business interruptions, having the right c...
04/30/2026

Storm season can hit in more ways than one. From severe weather to unexpected business interruptions, having the right commercial insurance in place helps keep your team protected and your operations moving forward.

Our team at Wright-Gardner Insurance is here to help you stay prepared. If you’re unsure whether your current commercial insurance is enough, we’re happy to review it with you.

Give us a call to schedule a complimentary coverage review and make sure your business is ready for whatever comes next.

Address

100 W Antietam Street
Hagerstown, MD
21740

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 8am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 4:30pm

Telephone

(301) 733-1234

Website

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