Hagerstown Home Store/ Hagerstown Neighborhood Development Partnership, Inc

08/07/2024

03/10/2022

10/27/2020

You Can Be a Homeower Workshop. The Hagerstown Home Store offers free workshops for 1st time homebuyers.

Please visit our website and register for a virtual workshop today.
www.hagerstownhomestore.org

09/16/2020

Financial uncertainty is stressful, but there are some actions you can take to make it less so.

09/08/2020

PLEASE READ THE ENTIRE POST!!!!

EVICTIONS HALTED!!!

September 1, 2020, the Center for Disease Control and the Department of Health and Human Services announced a 4-month halt on evictions against renters, invoking public health laws out of concern that a national homelessness crisis
could worsen the country’s coronavirus outbreak.
To qualify for the protection, renters must provide a written certification covering several requirements. The CDC's Order provides temporary relief to those residential tenants facing eviction who submit the required declaration through
the end of the year. The Order, however, does not absolve the tenant
from paying rent or restrict a landlord from applying penalties, interest, or
late fees on the tenant's account for non-payment of rent.
Additionally, the CDC's Order does not relieve landlords of their debt
service obligations if a tenant seeks relief under the Order.
The CDC Order can be found here with a sample affidavit.

On Friday, Maryland Chief Judge Morrissey made this announcement.
If this defense is raised, it will be treated as an affirmative defense in failure to pay rent cases until December 31, 2020, unless extended by the CDC. Each judge will determine the sufficiency of the evidence provided. If a tenant is successful in asserting this defense, the court will determine the amount that is due for possession but will reserve entry of judgment until such time as the judgment
is not prohibited by the CDC’s Order. Upon termination of the CDC Order,
the court, without request from any party, will enter each judgment for
possession that was reserved by the court. The landlord has a continuing
duty to inform he court of any payments made by the tenant while
the case is pending or is reserved.

*************

Eviction, Court Preparation & Mediation
Attorney General Frosh's Covid-19 Access to Justice Task Force
hosted a virtual town hall on August 31, 2020 on
Evictions, Court preparation, and Mediation
There was a great Q&A with experts
following the presentation. Here is a link to the recording of the
English and Spanish sessions.

The Attorney General is the chief legal officer of the State. The Attorney General's Office has general charge, supervision and direction of the legal business of the State, acting as legal advisors and representatives of the major agencies, various boards, commissions, officials and institutions of...

09/05/2020

Refinance costs are set to go up, but those who act soon can save.

09/04/2020

ALSO, PLEASE MAKE SURE YOU ARE READING THE ENTIRE LINK INCLUDED FOR THE SPECIFIC RESTRICTIONS THAT WILL APPLY.

Maryland’s Student Loan Debt Relief Tax Credit application is DUE SEPTEMBER 15TH! The tax credit is available to Maryland taxpayers who have at least $20,000 in student loan debt! To learn more about the tax credit and how to apply, click here.
https://onestop.md.gov/forms/mhec-student-loan-tax-credit-5d19951886175800f75ea4b0?eType=EmailBlastContent&eId=fa4429b8-931b-4cdc-bc9e-c49a78afdd56

FEDERAL UPDATES
Trump’s Executive Order Extends Relief for Student Borrowers
On August 8th, President Trump signed an executive order extending student loan relief provided under CARES Act. The order extends student loan payment suspension, waives interest accrual, and has non-payment count towards loan forgiveness for borrowers with federally-held student loans until Dec. 31st. Read more about what this extension means for your student loans here.
Centers for Disease Control and Prevention Issue National Eviction Moratorium
https://www.forbes.com/sites/zackfriedman/2020/08/10/student-loans-trump-executive-order/?eType=EmailBlastContent&eId=fa4429b8-931b-4cdc-bc9e-c49a78afdd56
The Centers for Disease Control and Prevention (CDC) issued a national eviction moratorium order on Tuesday, September 1, 2020, to be published in the Code of Federal Regulations on Friday, September 4, 2020. The purpose of the order is to stop the spread of COVID-19 by keeping people in their homes. You can read more about the moratorium and the eligibility requirements here.
https://www.fairhousingmd.org/blog/2020/09/02/national-eviction-moratorium/?eType=EmailBlastContent&eId=fa4429b8-931b-4cdc-bc9e-c49a78afdd56

Fair Housing Action Center of Maryland - Tenant Advocacy and Fair Housing Enforcement

09/04/2020

BREAKING NEWS!!!!

BREAKING NEWS!

EVICTIONS HALTED
Last night, the Trump administration announced a
4-month halt on eviction proceedings against renters, invoking public health laws out of concern that a
national homelessness crisis could worsen the country’s coronavirus outbreak.
The Moratorium is in effect until December 31, 2020.
Tenants have to submit a form to their landlord.
CDC order.

Here is a link to the order.
Tenants will have a form they must sign and submit to
their landlord to stop any eviction.

https://s3.amazonaws.com/public-inspection.federalregister.gov/2020-19654.pdf

09/04/2020

BREAKING NEWS!

EVICTIONS HALTED
Last night, the Trump administration announced a
4-month halt on eviction proceedings against renters, invoking public health laws out of concern that a
national homelessness crisis could worsen the country’s coronavirus outbreak.
The Moratorium is in effect until December 31, 2020.
Tenants have to submit a form to their landlord.
CDC order.

Here is a link to the order.
Tenants will have a form they must sign and submit to
their landlord to stop any eviction.

https://s3.amazonaws.com/public-inspection.federalregister.gov/2020-19654.pdf

08/31/2020

There are three major mortgage types. Let’s compare and see which is best for you.

08/30/2020

The cost to build a house may be lower than you think, and there are also several financing options available to help you construct a home that meets all of your needs. https://trib.al/GKSt7MP

08/27/2020

Mortgage rates retained their historic low in Bankrate’s weekly survey of lenders.