Evan Vink at Sterling Financial Management

Evan Vink at Sterling Financial Management Our private wealth managers work hard to help simplify our clients' financial lives No offers may be made or accepted from any resident of any other state.

securities and advisory services offered through LPL Financial member a registered investment advisor member FINRA/SIPC finra.org sipc.org. Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. The financial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed.

It’s ICY 🥶 out there!A good reminder that if your net worth is approaching or above $500k, an umbrella liability policy ...
01/27/2026

It’s ICY 🥶 out there!

A good reminder that if your net worth is approaching or above $500k, an umbrella liability policy is something you should seriously consider.

Most homeowners and auto policies cap liability coverage around $300k–$500k. If a claim exceeds those limits, think slip and fall, auto accident, or lawsuit, you could be personally responsible for the difference.

An umbrella policy sits on top of your existing policies and helps protect your assets. It’s typically very inexpensive and can be added through your homeowners insurance carrier.

How about finding $1,100 a month in extra income?I just left an appointment with a client at the Social Security office,...
01/12/2026

How about finding $1,100 a month in extra income?

I just left an appointment with a client at the Social Security office, and that’s exactly what happened today.

She worked under the Civil Service Retirement System (CSRS) and initially assumed she wouldn’t qualify for Social Security. But we discovered she could claim a benefit based on an ex-spouse’s record.

If you worked for the federal government under CSRS, you may still be entitled to a Social Security benefit—especially through a spousal or survivor benefit—and it’s absolutely worth checking.

This wasn’t income she expected or planned for, and it completely changed the outlook for her retirement… all because we started the conversation.

11/13/2025

Please join us in welcoming Evan Vink, CFP® as a new sponsor of Cumberland Valley SC! 💛💙
Evan is passionate about serving our community, and we’re proud to partner with someone who cares deeply about supporting local growth—on and off the field.

Since Covid, your money is now worth 20% less than it was 5 years ago. The same $1 bill in your wallet then only has the...
09/10/2025

Since Covid, your money is now worth 20% less than it was 5 years ago. The same $1 bill in your wallet then only has the buying power of $0.80 today.

Meanwhile, the S&P 500 has climbed 92% over that same period.

It’s a good reminder that there are risks with everything. Holding too much cash means inflation slowly eats away at its value. Investing brings market volatility and uncertainty.

The challenge isn’t avoiding risk — it’s choosing which risks you’re willing to take and finding the right balance for your goals.

Thinking about doing a home improvement 2025? If your windows are as old as the show, like mine are, it may be time for ...
07/21/2025

Thinking about doing a home improvement 2025?

If your windows are as old as the show, like mine are, it may be time for an improvement!

The Energy Efficient Home Improvement Credit (Section 25C) can help!

Within this tax credit you can receive 30% back on energy-efficient windows (up to $600) and exterior doors (up to $500) if they meet ENERGY STAR standards.

If you’re installing a mini-split heat pump like I’m considering, you could claim up to $2,000.

This will only apply for your primary residence and has to be installed by December 31, 2025, since the credit ends then. Check the ENERGY STAR website for eligible products, keep your receipts, and file with IRS Form 5695. Talk to a tax professional to get it right!

Disclaimer: This isn’t financial advice; consult a tax pro

Diversification, we have all heard of it. The act of not putting all of our eggs/dollars in one basket or company. One o...
06/25/2025

Diversification, we have all heard of it. The act of not putting all of our eggs/dollars in one basket or company.

One of the things that should be considered is where you are saving your eggs/ dollars each year.

One common thing Ive come across with many people is that they may over save in traditional IRAs or 401ks, which leads to shortages for mid term and short term goals, which leads to early withdrawals from IRAs and 401k loans. Not ideal.

Finding a balance between saving for retirement, and saving for mid term goals is crucial. Taxable accounts give you the flexibility to contribute any amount you want without limit and no withdrawal penalties before age 59.5.

Taxable accounts often get overlooked by most people and have preferential tax treatment with capital gains rates.

Whether it’s contributing on a weekly, monthly, or yearly basis, taxable accounts should be something to consider to diversify your baskets 🧺 .

If you're familiar with Dave Ramsey, you know that his team frequently emphasizes the importance of working with a Smart...
02/25/2025

If you're familiar with Dave Ramsey, you know that his team frequently emphasizes the importance of working with a SmartVestor Pro on their show.

For nearly a year now, I've had the privilege of helping listeners plan and save for their financial future as a SmartVestor Pro!

Getting to hear stories from people in all walks and stages of life is why I love my job. Whether you're just starting out, nearing retirement, or somewhere in between, it's incredibly rewarding to help guide you toward your financial goals.

If you’re looking to take the next step toward your financial goals I’d love to chat and help you make a plan that fits your unique situation.

Schedule your call here- https://go.oncehub.com/EvanVink

01/16/2025

Have you recently checked if your state holds any abandoned property in your name? I recently assisted a client in recovering $1,600 simply by conducting a quick search.

Visit your state's specific abandoned property website or go to https://missingmoney.com/ to find out if you're owed money. Don't miss out on what could rightfully be yours!

The Future Proof wealth conference is the largest of its kind, drawing over 4,000 financial advisors from around the glo...
09/17/2024

The Future Proof wealth conference is the largest of its kind, drawing over 4,000 financial advisors from around the globe. I had the opportunity to attend this with David Neterer and learn more from industry leaders and connect with other advisors throughout the day in breakout talks. Its always great to continue to learn how our industry is changing and what we can do to improve our clients experience at Sterling Financial Management.


Excited to have been able to attend the Young Professionals Conference event in Chambersburg, PA! As an advisor, I'm alw...
05/02/2024

Excited to have been able to attend the Young Professionals Conference event in Chambersburg, PA! As an advisor, I'm always looking to enhance my skills and connect with other young professionals in my own community.

Thank you to the Cumberland Valley Business Alliance for putting the event on!

04/19/2024

Retain Your Brain! 🧠

What we will be covering in this webinar?

🧠 Your age vs. your brains age
🧠 The importance of brain health
🧠 Tips to help prevent against cognitive decline

Sign up below with the link, it will be held over Zoom on April 24th at 5:00pm.

Hope to see you there!

https://www.sterlingfm.com/retainyourbrainwebinar

04/16/2024

Ready to learn about age-proofing your most valuable asset...your brain?! According to Mark Milstein, PHD, “We have strong evidence that simple lifestyle interventions can dramatically improve brain health and lower the risk of disease today, tomorrow, and in years to come." We're ready to talk ab...

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Hagerstown, MD
21740

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

Telephone

+13017337777

Website

https://go.oncehub.com/EvanVink

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