Mortgage Financing NMLS # 5668
Greenback Capital Mortgage Corporation is New York Registered Mortgage Broker – NYS Dept of Financial Services a New Jersey correspondent mortgage banker, licensed by NJ Dept of Banking & Insurance FL licensed mortgage brok Greenback Capital Mortgage Corp., NMLS # 5668, Greenback Capital Mortgage Corporation is a New York Registered Mortgage Broker – NYS Department of
Financial Services, a New Jersey correspondent mortgage banker, licensed by the N.J. All mortgage loans are arranged with third (3rd) party providers and will not make any mortgage commitments or fund any mortgage loans under the advertised program. This material is not from HUD or FHA and has not been approved by HUD or any government agency.
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We're is a Mortgage Banker/Broker providing financing in New York, New Jersey and Florida .We have successfully closed hundreds of millions of dollars in mortgage loans with a reputation for being deal making mortgage experts. Guzman, CPA, Licensed Mortgage Loan Originator in NY, NJ, & FL, and Licensed Real Estate Broker in New York and New Jersey. His philosophy has always been to take the time necessary, at the very beginning of a transaction, to review your financial information, so that you can be guided in the best direction without delay. We are always available to answer your questions; no such thing as calling us too many times. There are many books and articles written about obtaining a mortgage. Much of that information is not timely
or just plain too simple to really help. Nevertheless, if you have done some research, you will find the information below
will help you make a better informed decision
Rates change daily based on market conditions, and in addition, will change, depending on some of the following:
a.Credit score b. Borrowing ratio (60% of the property value vs. 90%) c. Rate lock (how long will the rate be protected) d.mortgage insurance e. Type of property (Single family vs. 4 family, investor vs. owner occupied, condo, co-op etc..) f. Deviation from standard underwriting criteria g. Buying down the rate using points or origination fees h. Adjustable rate vs. fixed. Mortgages are not one size fit all. When you scour the internet, listen to the radio, watch the TV ads, many details are left out, and you may find that the rate quoted was subject to certain underwriting criteria you just didn’t expect such as: additional points, minimum credit score, program change, certain salary and savings criteria. It isn’t fun to spend weeks or months in a process only to find out you just wasted your time and money. Whether you are buying a home for the first time, buying a 2nd home, transitioning up or down based on lifestyle change or divorce, or buying an investment property, we will be there to advise you and, if needed, we will engage family members, and all legal and financial advisors in respect to their unique dynamic roles in your mortgage process. Our advice will save you thousands! See what our clients say by clicking below:
https://www.zillow.com/lender-profile/GreenbackCapital/
