Get A Rate

Get A Rate NMLS # 907795. A new kind of mortgage company taking a fresh approach to lending.

We are the Nation's 1st Education & Ethical Lending Institution helping homebuyers and homeowners with affordable homeownership. Our fundamental belief in living a better life has given us purpose to transform and innovate a flawed and dated industry. By eliminating extrinsic motivating factors and providing honest, un-incentivized advice, we’ve figured out a way to not only educate but empower co

nsumers to make the right decision. Our fully transparent service offers robust tools and resources that finally reveal how much home someone should buy, not can buy. Get A Rate's vision is to elevate the banking industry benchmark by servicing, supporting and protecting consumers with a new standard of ethical lending. Remember, pride of homeownership should never be at the cost of sacrificing happiness.

Marry the Home, Date the RateIn other words, buying the home you desire is the key. However, committing to a property do...
09/30/2022

Marry the Home, Date the Rate

In other words, buying the home you desire is the key. However, committing to a property does not imply you must commit to the financing option offered at that time.

Although interest rates are not advantageous at the moment, remember that you are not married to that rate. Home prices are dropping and it's time to take advantage of the situation.

Smart homeowners are always on the lookout for better financing alternatives and make the move when the timing is right. With a home refinance, you may always renegotiate your terms to more advantageous ones at a later date.

09/28/2022

Danny Valencia, a top-performing branch manager, discusses his experience in the industry, his core values, and how helping others find the perfect home and build wealth through real estate is his passion. # realestate

There are few mortgage lenders that provide a fully verified Pre-Approval, and none that give a $2,000 guarantee. While ...
09/16/2022

There are few mortgage lenders that provide a fully verified Pre-Approval, and none that give a $2,000 guarantee. While this takes time and effort on our part, it is well worth it since gathering and analyzing all of the documents required to grant a loan upfront avoids unpleasant surprises later on.

The payoff is a Guaranteed Pre-Approval Letter that tells you, your client, and most importantly, the seller that you are qualified and can actually close on time.

It’s simple. If we as the mortgage company are unable to provide a final commitment letter that meets the terms of the Guaranteed Fully-Verified Pre-approval Letter we issue, Get A Rate will pay both the buyer and the seller $1,000 each.

03/16/2022

For the past few years, our team has been re-engineering the mortgage process from the ground up. Our goal is to develop and apply new technology and workflows to provide a simple, faster, and better service to our clients.

While building our systems, we realized how much of the human element can and is being replaced by technology. With a new digital and transparent solution, we can help change the real estate industry for the better by allowing two services to merge into one.

At Get A Rate, we are so proud to be a part of building a new future and sharing our belief in the Hybrid Agent Model with you.

Be the realtor, be the lender, and be more.

In the video, we go over:
1. What is a Hybrid Agent?
2. Why are so many agents interested in the model?
3. How Hybrids are tripling their yearly income?
4. Why other companies are not applying the model?
5. Compliance?
6. The future?
7. Top questions agents ask?
8. What programs can Hybrids offer?
9. Why is this not the norm yet?
10. Benefits to the client?

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03/15/2022

For the past few years, Get A Rate has been re-engineering the mortgage process from the ground up. Our goal has been to develop and apply new technology and workflows to provide a simple, faster, and better service to our clients.

While building our systems, we realized how much of the human element can and is being replaced by technology. With a new digital and transparent solution, we can help change the real estate industry for the better by allowing two services to merge into one.

In the video, we go over:
1. What is a Hybrid Agent?
2. Why are so many agents interested in the model?
3. How Hybrids are tripling their yearly income?
4. Why other companies are not applying the model?
5. Compliance?
6. The future?
7. Top questions agents ask?
8. What programs can Hybrids offer?
9. Why is this not the norm yet?
10. Benefits to the client?

At Get A Rate, we are so proud to be a part of building a new future and sharing our belief in the Hybrid Agent Model with you.
Be the realtor, be the lender, and be more.

03/07/2022

Buyers need to be mindful of any misconceptions about the housing market - from what the current supply looks like to how much homes are selling for. It takes professionals who study expert opinions and data to separate fact from fiction. DM us today to learn why it's still a great time to buy.

What does home mean to you? 🏡 For many, it means more today than ever before. During your homebuying journey, remember t...
03/03/2022

What does home mean to you? 🏡 For many, it means more today than ever before. During your homebuying journey, remember that you’re not just looking for a house – you’re looking for the place you’ll call home. DM us today to talk about your specific wants and needs so we can work together to find the perfect place for you.

A company made from people for people, by people. Empowering dreamers to believe. ✨
02/23/2022

A company made from people for people, by people. Empowering dreamers to believe. ✨

Happy Holidays and Merry Christmas from the Get A Rate family to yours! 🎄 We wish everyone a safe, happy and healthy New...
12/25/2021

Happy Holidays and Merry Christmas from the Get A Rate family to yours! 🎄 We wish everyone a safe, happy and healthy New Year! ✨

At the end of last week, tragedy struck the Philippines. A Category 5 Typhoon hit the Island nation Thursday night, pa...
12/25/2021

At the end of last week, tragedy struck the Philippines. A Category 5 Typhoon hit the Island nation Thursday night, packing winds over 150 miles per hour, sustaining catastrophic damage through wind, rain, storm surge, and mudslides. Whole provinces are now entirely without running water, electricity, or structures.

Our team members Yoanna, Johanna, Lyza, Nicole, and Rona, are in the thick of it, living the nightmare, as they were in the storm's direct path and have lost much.

Thankfully, they and their families are alive and uninjured but need help.

Get A Rate has already set them up with temporary housing. We are in the process of accessing their needs and drawing up a long-term plan - which will include assistance rebuilding homes.

For those who would like to help, please feel free to support our cause through this Go Fund Me account. Every little bit helps.

Thank you for considering joining us in this cause.

Please see bio for link to GoFundMe.

Get A Rate is EXCITED to announce that we will be exhibiting at the Triple Play Expo in Atlantic City, NJ! After years o...
12/03/2021

Get A Rate is EXCITED to announce that we will be exhibiting at the Triple Play Expo in Atlantic City, NJ! After years of testing, we are finally ready to release our new technology and our Hybrid Agent program.
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So what’s a Hybrid Agent?
A Hybrid Agent is a new kind of real estate professional that utilizes artificial intelligence to automate, digitize and increase daily production and income. Technology has finally allowed real estate professionals to offer superior service to real estate and mortgage solutions while adding transparency and simplicity to a client’s experience.
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Stop by for a quick chat to learn more. See you soon.
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NMLS #907795 Licensed Residential Mortgage Lender in CA,WA, GA, TX, PA, CT, FL, SC and NJ (by the NJ Department of
Banking and Insurance). Equal Housing Opportunity Lender.

Address

411 Hackensack Avenue, Suite 104
Hackensack, NJ
07601

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 10am - 3pm

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