Edward Jones - Financial Advisor: Jacob M. Murphy

09/29/2023

As we head into the 4th quarter of 2023, what are some of the most pressing questions from investors?

Our Monthly Market Compass helps keep you in the know about changes in the market, but also looks ahead to what may be down the road.

09/07/2023

Should you prioritize paying off debt or investing? Here’s how we suggest you prioritize paying off your debt without sacrificing your other financial goals.

How to pay off debt while still setting yourself up for the future

07/03/2023

Are you tempted to hang on to cash during volatile markets? Let your “why” be your guide.

Are you tempted to hang on to cash during volatile markets? Your goals — and your strategy for reaching them — should drive your cash decisions instead.

06/07/2023

Interest rates have risen by 5% over the past year. Is the Federal Reserve ready to take a break from rate hikes?

Our Monthly Market Compass helps keep you in the know about changes in the market, but also looks ahead to what may be down the road.

04/05/2023

The April 18 deadline to fund an IRA for 2022 will be here before you know it, so don't wait another day to maximize your tax-advantaged retirement savings opportunities.

Roth IRA and traditional IRA contribution limits can change each year.

02/16/2023

Investment Strategist Angelo Kourkafas details our outlook as well as opportunities for investors. Please let me know if you have any questions!

02/14/2023

How do markets perform when the Fed pauses?
• Over the past 40 years the Fed has paused seven times after concluding a tightening cycle. Following the final rate hike, policymakers held rates steady for about six months on average (ranging from a month to a little over year) before proceeding to cut rates to stimulate the economy.
• Stocks performed strongly in five of these instances, while they declined only modestly the other two. Investment-grade bonds also experienced above-average returns, as yields peaked a couple of months before the last rate hike.
• Likely benefiting from the easing in yields and financial conditions, technology was the best-performing sector, with the exception of the Fed pause in 2000 that coincided with the tech bubble bursting.
• History suggests that a Fed pause can be a catalyst for lower bond yields and higher equity valuations. This is consistent with our view that balanced portfolios, like a 60/40 stock-bond mix, are poised for a rebound after a historically tough year.

02/10/2023

90% of those 65 and older receive Social Security benefits today. However, the gap between what we receive and the income many of us will need may be wide. Here’s an old rule of thumb that can help determine what amount you need to retire comfortably.

For the answer, you might need to ask a different question

01/26/2023

The answer to how long your money will last really comes down to how much you've saved and how you spend it.

Will my money last?

01/24/2023

If this is the year you decide to work with a financial advisor, here are a few things you can expect from that initial meeting.

Here is our approach

01/21/2023

In speaking with CNBC recently, Managing Partner Penny Pennington admits it can be hard for others to identify their personal purpose. But, she says, “it’s become more tangible for people over the past two or three years because I think we’ve all been invited to think, what is all this about?"

01/20/2023

The passage of SECURE 2.0 has several important changes that could benefit your financial strategies, including:

• Increase in the required minimum distribution (RMD) beginning age to 73 in 2023 and 75 in 2033
• Employer matches for qualified student loan payments
• Ability to roll over 529 assets to a Roth IRA for the 529 beneficiary
• New or expanded penalty exceptions for early withdrawals

What individuals need to know