Alliance Independent Insurance

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Alliance Independent Insurance Auto, Home, Commercial, and Life Insurance. We are a family owned and operated business. Alliance Independent Insurance, LLC was established in 2008.

Michelle has been in the insurance industry since 1995 having been licensed since 1998. We are an independent agency with access to dozens of insurance companies and are not restricted to selling for just one. This allows us to find the best rate and coverage for every situation. Besides Auto and Home coverage, we sell Life, Health, Business and Annuities. We are also a affiliated with Agents United, which is a large group of independent agents that pool our resources to have access to all the top insurance companies that small agencies normally do not have. We pride ourselves in being here to provide you with personal service with a small hometown feel..

Your auto and homeowners insurance provide important protection—but a major accident or liability claim can sometimes ex...
10/13/2026

Your auto and homeowners insurance provide important protection—but a major accident or liability claim can sometimes exceed those policy limits.

Umbrella liability insurance adds an extra layer of coverage when the unexpected happens, helping protect your savings, home, future earnings, and other assets from covered claims that go beyond your underlying policies.

For many households, it is a cost-effective way to gain additional peace of mind.

Not sure whether an umbrella policy fits your situation? Our team at Alliance Independent Insurance can review your current coverage, explain the options, and help you make an informed decision.

What assets would you want to protect most?

The most costly commercial insurance gaps are often the ones no one notices—until a claim puts them in the spotlight. 🎃T...
10/08/2026

The most costly commercial insurance gaps are often the ones no one notices—until a claim puts them in the spotlight. 🎃

This Halloween, our team is sharing a few coverage gaps that can haunt business owners, from missing liability protection to overlooked equipment, vehicles, or contract requirements.

Swipe through to see what may be hiding in your policy. Whether you run a trucking company, general contracting business, or another local operation, we can help review your commercial coverage and identify potential gaps before they become a costly surprise.

Have questions about your policy? Reach out to our team at Alliance Independent Insurance.

Fall is a busy season for deer activity, especially at dawn and dusk. For businesses with employees on the road, a deer ...
10/06/2026

Fall is a busy season for deer activity, especially at dawn and dusk. For businesses with employees on the road, a deer collision can mean more than vehicle damage—it can also create safety concerns and unexpected downtime.

A few reminders for your drivers:
• Stay alert and reduce speed in wooded or rural areas
• Watch for deer near sunrise and sunset
• Remember that if one deer crosses, others may be nearby
• Avoid swerving suddenly when possible, as it can create an even greater risk

Our team at Alliance Independent Insurance is here to help you understand your commercial auto coverage and make sure your business vehicles are protected for the road ahead. Reach out if you would like to review your policy this fall.

Cyber threats are not limited to large companies. Small businesses, trucking operations, and general contractors can all...
10/06/2026

Cyber threats are not limited to large companies. Small businesses, trucking operations, and general contractors can all be targets—and one incident can disrupt operations, impact customer trust, and create unexpected recovery costs.

A few practical steps can make a meaningful difference:
• Use strong, unique passwords and multifactor authentication
• Keep software, devices, and security tools updated
• Train employees to spot suspicious emails and payment requests
• Back up important business data regularly

Prevention matters, but cyber liability insurance can provide important support if an incident occurs. Our team at Alliance Independent Insurance can help you review your commercial insurance coverage and understand whether cyber protection should be part of your risk-management plan.

Reach out to us to start the conversation.

Starting a construction project? Builder’s risk insurance can help protect the project while it is still underway—but ti...
10/06/2026

Starting a construction project? Builder’s risk insurance can help protect the project while it is still underway—but timing matters.

Coverage should be in place before materials arrive or work begins, and it may end once the project is completed, occupied, or transferred to the owner. Knowing the terms of your policy can help prevent an unexpected coverage gap.

At Alliance Independent Insurance, our team helps general contractors understand their commercial insurance options and choose coverage that fits the project.

Planning a build or reviewing an existing policy? Reach out to us—we are here to help.

Before construction begins, make sure the project is protected from the unexpected.Builder’s risk insurance can help saf...
09/30/2026

Before construction begins, make sure the project is protected from the unexpected.

Builder’s risk insurance can help safeguard a project while it is under construction or renovation, including covered losses involving the structure, materials, and equipment. From ground-up builds to major remodels and installations, every project has its own risks.

The right coverage depends on details like the project scope, completed value, timeline, materials, and everyone involved. Our team at Alliance Independent Insurance can help general contractors review their builder’s risk insurance options and identify coverage that fits the job.

Swipe through for a quick overview, then contact us before your next project gets underway.

A secure home starts with a few practical habits.Simple steps such as locking doors and windows, keeping entryways well ...
09/24/2026

A secure home starts with a few practical habits.

Simple steps such as locking doors and windows, keeping entryways well lit, and avoiding posts that reveal you are away can help deter theft. Still, even the best precautions cannot eliminate every risk.

That is why it is important to review your homeowners insurance and understand how theft coverage may help protect your home and personal belongings after a loss.

Our team at Alliance Independent Insurance is here to help you review your coverage, answer questions, and make sure your policy fits your needs. Reach out anytime to start the conversation.

Life insurance beneficiary designations are an important part of protecting the people and plans that matter most.A poli...
09/24/2026

Life insurance beneficiary designations are an important part of protecting the people and plans that matter most.

A policy may be in place, but life changes—such as marriage, divorce, a new child, or the loss of a loved one—can make it important to review who is listed as a beneficiary.

Our team at Alliance Independent Insurance is here to help you understand your life insurance options and review your policy details. Reach out anytime to start the conversation.

Life insurance needs can change as life changes.Your age can affect the type of coverage that may fit your goals, the op...
09/22/2026

Life insurance needs can change as life changes.

Your age can affect the type of coverage that may fit your goals, the options available, and the cost of a policy. Whether you are starting a family, building financial security, approaching retirement, or simply reviewing existing coverage, it is worth understanding how term life, whole life, and other policy options may apply to your situation.

Swipe through for a simple breakdown of how age can factor into life insurance decisions.

Our team at Alliance Independent Insurance is here to help you explore your options and review the coverage you already have. Reach out when you are ready to talk through what makes sense for you and your family.

As summer winds down, now is a great time to give your home a quick fall-ready checkup.A few simple tasks—like clearing ...
09/15/2026

As summer winds down, now is a great time to give your home a quick fall-ready checkup.

A few simple tasks—like clearing gutters, checking your roof for loose shingles, sealing drafts around doors and windows, and servicing your heating system—can help reduce the risk of costly damage when cooler weather arrives.

Swipe through for a few areas to add to your seasonal checklist.

If you need a recommendation for a trusted local provider, our team at Alliance Independent Insurance is always happy to help. And if you have questions about protecting your home, give us a call—we’re here for you.

Address

285 S Main, Suite 1
Gunnison, UT
84634

Opening Hours

Monday 9am - 12pm
1pm - 5pm
Tuesday 9am - 12pm
1pm - 5pm
Wednesday 9am - 12pm
1pm - 5pm
Thursday 9am - 12pm
1pm - 5pm
Friday 9am - 12pm
1pm - 5pm

Telephone

+14355285959

Website

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