06/02/2026
DID YOU KNOW? 💡
When a named storm or potentially catastrophic weather event is expected to make landfall in the U.S., insurance companies may place a binding moratorium.
What does that mean? 👇
During a moratorium, carriers may temporarily pause:
🏠 New coverage placement
⬆️ Coverage increases
⏳ Reinstatements after a lapse in coverage
This helps prevent last-minute policy changes once a storm is already approaching.
⚠️ Important: Every carrier has different guidelines, so some companies may begin moratoriums earlier than others.
📌 Tip: The best time to review your insurance coverage is BEFORE a storm is in the forecast — not after.
🔥 Pro Tip: Have questions about how storm moratoriums work on the Gulf Coast? I’m happy to help explain!