Mortgages with Dex

09/08/2026

Things I wish I knew sooner.

You don’t have to have it all figured out before you start.

You just need to know where to start.

Let’s get you there.

09/07/2026

Labor Day is a great excuse to slow down, soak up the last bit of summer, and appreciate the people who keep our communities going.

Hope you’re enjoying the long weekend!

09/06/2026

333 Rule.

Having a little cushion set aside before buying can make homeownership feel a whole lot less stressful.

Think emergency fund, not just closing day.

Have you heard of the 333 rule before? Let me know in the comments!

09/02/2026

Kinda chic to learn more about the homebuying journey.

Before you fall in love with the house let us help guide you.

Drop one of your homebuying questions in the comments!

09/02/2026

08/27/2026

📦 Good news! Your home is almost ready for delivery!

Once your offer is accepted, there are still a few important milestones before closing day.

Think of it like tracking a package, each update brings you one step closer to getting the keys.

The best part? You don't have to navigate the journey alone.

Your loan officer will be there to guide you from “offer accepted” all the way to “welcome home”.

08/24/2026

Understanding closing costs doesn't have to be complicated.

Closing costs are the fees and expenses that come with finalizing your home purchase. While every transaction is different, knowing what these costs may include can help you feel more prepared and confident when the big day arrives.

Buying a home is a big milestone, and understanding each step of the process helps make the journey a little less overwhelming.

💙 Have questions about closing costs? Drop them in the comments or send us a DM!

08/24/2026

🏖️ OPEN HOUSE TODAY! 🏖️

Come see Phoenix VIII #8402 in Orange Beach today from 10 AM–3 PM! Excellent investment property in Phoenix VIII.

💰 Over $56K booked for 2026
💰 Over $13K already booked for 2027

📍 27008 Perdido Beach Blvd #8402

08/20/2026

Renting and buying both have their place, there's no one-size-fits-all answer.

Renting can offer flexibility, while buying gives you the opportunity to build equity, create lasting memories, and truly make a place your own.

The best decision is the one that fits your goals, your lifestyle, and your timing. That's why having the right guidance can make all the difference.

Whether you're planning for next month or a few years from now, understanding your options is always a great place to start.

08/19/2026

Waiting for rates to drop before you buy?

Here’s the truth nobody talks about.

You can always refinance when rates come down. You can’t always get back into the home you want at today’s price.

The buyers who wait for the “perfect rate” often end up paying more for the same house six months later.

You marry the home. You date the rate.

If you’re ready to stop waiting and start planning, let’s talk.

📞 205-219-7878
📧 [email protected]
🌐 dextergaines.com

NMLS #2150893 | GRML #2150893 | Equal Housing Lender