Donna K. Smith NMLS # 518559 - Reliance Mortgage

04/24/2026

Debt doesn't have to hold you back!
Managing debt wisely can help you build credit, achieve goals, and create opportunities (like homeownership 🏡).
Here are some smart strategies to stay in control.

04/23/2026

Happy Earth Week! 🌎💚
From simple habits like conserving water to bigger upgrades like energy-efficient improvements, there are plenty of ways homeowners can make a positive impact.
Take a look at some simple ways to live more sustainably at home: https://www.reliancemortgageloans.com/mysite/donna-smith/blog/from-earth-day-to-every-day-how-homeowners-can-live-greener-in-2026-2026-04-23

04/23/2026

Tens of millions of prospective homebuyers may soon qualify for mortgages due to new rules. Fannie Mae and Freddie Mac's changes include on-time rent and utility payments in credit score calculations.

04/22/2026

Happy Earth Day! 🌎
Caring for our planet starts at home. Energy-efficient improvements, sustainable choices, and thoughtful living can help create a greener future for everyone. Let’s make every day Earth Day!

04/22/2026

Calling all Realtors, you are invited to come out, mingle and see my new office space!

04/22/2026

❤️❤️❤️

Every great homebuying story starts with someone who truly cares.

For Abbey Johnson, Donna Smith at Reliance Mortgage was that steady, reliable guide—always there to answer questions and offer support.

Her professionalism and service-first approach make the journey feel seamless and empowering.

Celebrating moments like these that turn dreams into addresses! ⭐️

04/21/2026

FALSE! Simply having student loans won’t prevent you from qualifying for a mortgage. However, your student loans do contribute to your debt-to-income (DTI) ratio, which may affect your eligibility for different mortgage programs. To prepare for a successful home buying process, focus on lowering your DTI before applying for a mortgage loan.

04/17/2026

Next weekend Real Estate Estravaganza!!

04/17/2026

Grow your money over time. 🌱
From retirement to long-term goals, building wealth starts with knowledge.
Check this out for a simple breakdown of investing basics.

04/16/2026

04/15/2026

Cool down your monthly energy bill by giving your heat and A/C a break! Adjusting your thermostat by just a few degrees can greatly reduce carbon dioxide emissions, helping you go green💚 while saving some green 💸