The Medicare Guy

Call Directions Website Contact the business

The Medicare Guy Your local Insurance agent providing health plans for all ages.

MEDICARE TIP OF THE DAY! Is the cheapest Medicare plan really the best deal? Not always! A plan with a $0 monthly premiu...
10/11/2026

MEDICARE TIP OF THE DAY!

Is the cheapest Medicare plan really the best deal?

Not always! A plan with a $0 monthly premium could still cost you more throughout the year.

When comparing Medicare plans, look beyond the monthly premium. Consider:

-Doctor and specialist copays

- Prescription drug costs

- Deductibles

- Maximum out-of-pocket costs

- Whether your doctors are in-network

Remember: The goal isn’t just finding the lowest premium. It’s finding coverage that fits your healthcare needs AND your budget!

Medicare Annual Enrollment begins October 15 and ends December 7!

Have questions? I’m here to help you compare your options for 2027!

Medicare Tip of the Day!Does Medicare Cover Medical Care While Traveling? Planning a vacation or visiting family out of ...
10/10/2026

Medicare Tip of the Day!

Does Medicare Cover Medical Care While Traveling?

Planning a vacation or visiting family out of state? Make sure you know how your Medicare coverage works before you leave!

Original Medicare generally allows you to see any doctor or hospital in the U.S. that accepts Medicare.

Medicare Advantage Plans may have provider networks and service areas. Routine care outside your network could cost more or may not be covered.

Emergency care is covered by Medicare Advantage Plans even when you’re outside your plan’s network.

Traveling outside the United States? Medicare generally does not cover healthcare abroad, except in limited situations.

Don’t wait until you’re away from home to find out what your plan covers!

Contact me today! Let’s review your Medicare coverage and make sure you understand your benefits before your next trip!

Medicare Tip of the Day!Did you know Medicare plans can have different rules for getting medical care?Some Medicare Adva...
10/09/2026

Medicare Tip of the Day!

Did you know Medicare plans can have different rules for getting medical care?

Some Medicare Advantage plans may require a referral before seeing certain specialists, while others allow you to schedule appointments directly.

-Check whether your specialists are in-network.
- Find out if referrals are required.
- Ask whether certain services need prior authorization.

With Medicare Annual Enrollment starting October 15, now is a great time to review how your plan works for 2027!

Have questions? I’m here to help you understand your Medicare options!

MEDICARE TIP OF THE DAY!Did you know Medicare may cover a second medical opinion?Facing a major surgery or serious medic...
10/08/2026

MEDICARE TIP OF THE DAY!

Did you know Medicare may cover a second medical opinion?

Facing a major surgery or serious medical decision? You may have options!

-Medicare Part B generally covers a second opinion before medically necessary surgery that isn’t an emergency.

- If the first and second opinions differ, Medicare may also cover a third opinion.

- Getting another opinion can help you feel more confident about your treatment decisions.

Remember: You don’t always have to make a major medical decision based on just one doctor’s recommendation!

Have Medicare questions? The Medicare Guy is here to help!

Medicare Tip of the DayDon’t assume your Medicare plan will stay the same next year!Plans can change their premiums, cop...
10/07/2026

Medicare Tip of the Day

Don’t assume your Medicare plan will stay the same next year!

Plans can change their premiums, copays, drug coverage, provider networks, and other benefits from year to year.

Annual Enrollment is the perfect time to make sure your current coverage still fits your needs for 2027.

Medicare Annual Enrollment: October 15 – December 7

A quick review now could help prevent unwanted surprises next year.

Have questions about your 2027 Medicare options? I’m happy to help!

MEDICARE TIP OF THE DAYCopay vs. Coinsurance — What’s the Difference?As you compare Medicare plans for 2027, don’t just ...
10/06/2026

MEDICARE TIP OF THE DAY

Copay vs. Coinsurance — What’s the Difference?

As you compare Medicare plans for 2027, don’t just look at the monthly premium. Pay attention to how you’ll pay when you actually use your coverage.

Copay: A set dollar amount — for example, $20 for a doctor visit.

Coinsurance: A percentage of the cost — for example, you may pay 20% of the approved amount.

The Medicare Guy’s Tip: Those percentages can add up quickly, especially for more expensive services. During Annual Enrollment, compare the whole plan, not just the premium.

Annual Enrollment: October 15 – December 7

Questions about your 2027 Medicare options? The Medicare Guy can help!

MEDICARE TIP OF THE DAYWhat Can You Change During Medicare Annual Enrollment?Medicare Annual Enrollment runs October 15 ...
10/05/2026

MEDICARE TIP OF THE DAY

What Can You Change During Medicare Annual Enrollment?

Medicare Annual Enrollment runs October 15 through December 7, and it’s your opportunity to review your coverage and make changes for the upcoming year.

During this time, you may be able to:

- Switch from one Medicare Advantage plan to another
- Switch from Original Medicare to a Medicare Advantage plan
- Leave Medicare Advantage and return to Original Medicare
- Join, switch, or drop a Medicare prescription drug plan

The Medicare Guy’s Tip: Even if you’re happy with your current coverage, it’s worth reviewing your options. Plans, costs, drug coverage, and provider networks can change from year to year.

Not sure whether you should make a change? Reach out to The Medicare Guy! I’m here to help make Medicare easier to understand.

MEDICARE TIP OF THE DAYDon’t Let Anyone Pressure You Into Changing Your Medicare Plan!Annual Enrollment means more Medic...
10/04/2026

MEDICARE TIP OF THE DAY

Don’t Let Anyone Pressure You Into Changing Your Medicare Plan!

Annual Enrollment means more Medicare ads, phone calls, mailers, and plan offers. But a plan that sounds great in an advertisement may not be the right plan for YOU.

Before making a change, make sure you understand:

- Are your doctors in-network?
- Are your prescriptions covered?
- What will your copays and other costs be?
- Does the plan fit YOUR healthcare needs?

The Medicare Guy’s Tip: Never feel pressured to make a Medicare decision on the spot. Take the time to understand what you’re enrolling in before you make a change.

Annual Enrollment is October 15–December 7.

Have questions about your Medicare options? Reach out to The Medicare Guy! I’m here to help make Medicare easier to understand.

MEDICARE TIP OF THE DAYDoes Medicare Cover Physical Therapy?Yes! Medicare Part B can cover medically necessary outpatien...
10/03/2026

MEDICARE TIP OF THE DAY

Does Medicare Cover Physical Therapy?

Yes! Medicare Part B can cover medically necessary outpatient physical therapy to help improve or maintain your ability to function.

You generally pay the Part B deductible and then 20% of the Medicare-approved amount when the provider accepts assignment.

The Medicare Guy’s Tip: Don’t assume you have to stop therapy just because you’ve had several visits. Medicare doesn’t have a set annual dollar limit on medically necessary outpatient therapy, although additional requirements may apply as costs increase.

Have questions about what your Medicare plan covers? Reach out to The Medicare Guy! I’m here to help make Medicare easier to understand.

Address

Grove, OK

Telephone

+19189646663

Website

Alerts

Be the first to know and let us send you an email when The Medicare Guy posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to The Medicare Guy:

Shortcuts

Share

Category